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BizCover (Australia) review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

BizCover suits Australian customers comparing Public Liability cover through a comparison site, particularly those seeking monthly payments and direct claims support. Public Liability premiums start at AUD 43.62, but buyers should check the $5 million to $20 million (Public Liability) cover range and AUD 500 starting excess before choosing.

Key facts

Best for
Australian businesses comparing Public Liability insurance with monthly payment options.
Premium from
A$43.62↗
Provider type
Comparison site↗
Monthly payments
Yes↗
Excess from
A$500↗
Cover limit
$5 million to $20 million (Public Liability)↗
Claims channels
Online claims form, Claims tracker, Email, Phone↗
Legal entity
BizCover Pty Limited (ABN 68 127 707 975)↗
Headquarters
Australia↗
Founded
2008↗
Support channels
Phone, Email, Help-centre↗
Pricing model
Monthly
Official website
bizcover.com.au

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
LinkedInfeefo.com

Pros and cons

Pros

  • Public Liability premiums start at AUD 43.62.
  • Monthly payments are available.
  • Support is offered through phone, email and help centre.
  • Claims can be managed through online claims form, claims tracker and email.

Cons

  • BizCover is a comparison site rather than the named insurance provider, as shown by comparison site.
  • Public Liability cover runs across $5 million to $20 million (Public Liability), requiring careful selection.
  • The excess starts at AUD 500, which may add cost to a claim.
BizCover (Australia)

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Scored 8.7 / 10 by SumCue.

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Who it suits

  • Australian customers comparing small-business Public Liability policies.
  • Businesses that prefer monthly insurance payments.
  • Policyholders who want phone, email and help-centre support.

Who should look elsewhere

  • bunq is better suited to users comparing its premium starting point of €0.
  • bunq Spain is better suited to users considering its premium starting point of €0.
  • Linxea may suit those focused on a different product with a premium starting point of €25.

How BizCover (Australia) compares

Where BizCover (Australia) is available

Available
Australia, New Zealand
Licence in Australia
Australian Securities and Investments Commission (501769), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the lowest listed Public Liability premium?+

Public Liability premiums start at AUD 43.62. This is the starting figure shown for the cover, so the final premium may depend on the policy and customer details.

Can BizCover premiums be paid monthly?+

Yes. Monthly payments are available, and BizCover describes its payment model as monthly. Customers can therefore consider spreading the cost rather than paying the whole premium in another way.

What cover limit is available for Public Liability?+

Public Liability cover runs across $5 million to $20 million (Public Liability). Customers should check that the selected limit fits their business and compare it with the premium and excess before purchasing.

What excess applies to Public Liability insurance?+

The listed excess starts at AUD 500. A higher excess may reduce the cost of cover, but it can also increase the amount a policyholder must contribute to a claim.

How can customers contact BizCover for support?+

Support is available through phone, email and help centre. The listed options cover phone, email and a help centre, giving customers different ways to ask questions about a policy or claim.

How are claims managed?+

Claims can be handled through online claims form, claims tracker and email. These include an online claims form, claims tracker, email and phone, so policyholders can choose a suitable method of contact.

Is BizCover itself the insurer?+

BizCover identifies itself as comparison site. That means customers are using a comparison site rather than a named insurer, and should review the policy details supplied through the service.

Which regulator is named for BizCover?+

The named regulator is the Australian Securities and Investments Commission. Its licence reference is 501769, which can be used when checking the regulatory information supplied by BizCover.

Sources

  • bizcover.com.au/about-us checked September 26, 2026

    Backs: Provider type, Founded

    “BizCover is proud to be the first online small business insurance comparison and buy site in Australia and New Zealand”

  • bizcover.com.au/claims checked September 26, 2026

    Backs: Claims channels

    “Claim Online ... Track Online Via 'Track My Claim' portal ... Get in touch - our friendly Claims staff are always ready to help. Email ... Call Us 1300 249-268”

  • bizcover.com.au/faq checked September 26, 2026

    Backs: Pricing model, Monthly payments, Support channels

    “Monthly instalments ... for an additional administration fee of $8.80 (incl GST) per month”

  • bizcover.com.au/official-documents/financial-services-guide checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

    “Level 13, Tower Two, Darling Park, 201 Sussex Street, Sydney NSW 2000”

  • bizcover.com.au/public-liability-insurance-cost checked September 26, 2026

    Backs: Cover limit, Excess from, Premium from

    “The most popular level of cover amongst our customer base for Public Liability insurance is $10 million. However, some businesses prefer to take $5 million, whereas others take as high as $20 million”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Insurance types.

BizCover (Australia)

BizCover (Australia)

Australian businesses comparing Public Liability insurance with monthly payment options.

8.7/10Visit