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Wuerttembergische Versicherung AG review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Württembergische Versicherung AG suits German households, especially seniors, who want several personal lines from one insurer, with a cost score of 3.6. Premiums start at €16.90 and entry is open to up to 70 years, with motor, home, life, health, travel and pet cover in the same range.

Key facts

Best for
One provider for a broad personal range, aimed at older customers.
Premium from
€16.90↗
Insurance types
Auto, Home, Life, Health, Travel, Pet, Motorcycle, Landlord, Dental, Income-protection↗
Provider type
Insurer↗
Monthly payments
No↗
Claims channels
Online claim form, Phone, Customer portal app, 24/7 emergency number↗
Age range
up to 70 years↗
Legal entity
Württembergische Versicherung AG↗
Headquarters
Germany↗
Founded
1828↗
Support channels
Email, Phone, Help-centre↗
Audience
Seniors
Official website
wuerttembergische.de

Facts checked September 26, 2026, 6 sources

Apps and profiles

Elsewhere
WikidataXLinkedInekomi.deekomi.de

Pros and cons

Pros

  • Cover spans auto, home and life, so several personal lines come from one provider.
  • Claims run through online claim form, phone and customer portal app, including an online form and phone.
  • Support runs on email, phone and help centre, with a help centre for questions.
  • A direct insurer founded in 1828, so cover is underwritten by the company itself.

Cons

  • Cover is paid as a single annual premium rather than in monthly instalments, so the full cost lands at once.
  • A starting premium that ranks 171 of 251 on entry price, while bunq and bunq Spain start at €0.
  • Entry age runs to up to 70 years, which sets the ceiling for taking out cover.
Wuerttembergische Versicherung AG

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Scored 9.2 / 10 by SumCue.

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Who it suits

  • German households that want motor, home, life, health, travel and pet lines from one provider.
  • Older travellers and retirees, since entry is open to up to 70 years.
  • People who prefer dealing with the provider directly: it is an insurer and claims go straight through online claim form, phone and customer portal app.

Who should look elsewhere

  • Price-first readers, who may go with bunq at €0 or bunq Spain at €0.
  • Readers who want a single product quote rather than a broad personal range, and should also weigh Linxea at €25.

How Wuerttembergische Versicherung AG compares

Where Wuerttembergische Versicherung AG is available

Available
Germany
Licence in Germany
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does cover cost to start with?+

The cheapest cover listed starts at €16.90, which puts this insurer mid-table: €8.31 is the typical starting premium across the insurers compared and €29.72 marks the upper end. Your own price depends on the line, the excess and the risk you carry.

How are claims handled?+

Claims run through online claim form, phone and customer portal app, so a claim can begin with an online form, by phone or in the customer portal, with a round-the-clock emergency number for urgent cases. Questions go to the same company through email, phone and help centre.

Who regulates this insurer?+

It is supervised in Germany by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), and it is based in Germany. It trades as an insurer rather than a broker, so the contract is underwritten by the company named on the policy.

Which types of insurance are on offer?+

The range covers auto, home and life, so motor, home, life, health, travel and pet lines sit with the same provider. That suits households who would rather deal with a single company than compare each line on its own.

Can I pay monthly?+

Monthly payments: no, so cover is paid as one premium for the period rather than spread across it. That works for anyone who prefers to budget the whole cost at the outset, and the starting figure of €16.90 gives the order of the bill.

Who is this insurer aimed at?+

The stated audience is seniors, and entry is open to up to 70 years, so older customers are a core group. The company has been an insurer since 1828 and is headquartered in Germany.

How does it compare on price?+

On starting premium this insurer ranks 171 of 251 brands compared, while the typical starting figure across the insurers listed is €8.31. The overall score here is 3.6, so price is the part to weigh most closely.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Wuerttembergische Versicherung AG

Wuerttembergische Versicherung AG

One provider for a broad personal range, aimed at older customers.

9.2/10See alternatives