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Wind Tre IT review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Wind Tre IT suits Italian households who want several lines of everyday cover placed through one broker, with premiums starting at €4.99 paid monthly. The trade-off is breadth against depth: the pet and gadget cover sits in one combined product with a shared cap.

Key facts

Best for
Italian households wanting home, pet and gadget cover handled by one broker.
Premium from
€4.99↗
Insurance types
Home, Home-emergency, Pet, Gadget, Travel, Health↗
Provider type
Broker↗
Monthly payments
Yes↗
Excess from
€150↗
Cover limit
2,000 EUR per year (Micio e Fido veterinary expenses)↗
Claims channels
Phone, Online customer area, Email↗
Age range
18 or older with Italian tax code↗
Legal entity
Wind Tre S.p.A.↗
Headquarters
Italy↗
Founded
2016↗
Support channels
Phone, Email, Help-centre↗
Pricing model
Monthly
Official website
windtre.it

Facts checked September 26, 2026, 3 sources

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataWikipediaLinkedInXappgallery.huawei.com

Pros and cons

Pros

  • Premiums start at €4.99 and can be paid monthly
  • One broker places home, home emergency and pet cover through a single check
  • Registered with A000732828 in Italy
  • Help runs on phone, email and help centre

Cons

  • Gadget and pet cover share a product capped at 2,000 EUR per year (Micio e Fido veterinary expenses)
  • Excess starts at €150 on the combined product
  • Entry is limited to 18 or older with Italian tax code
Wind Tre IT

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Scored 8.8 / 10 by SumCue.

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Who it suits

  • Adults in Italy who hold an Italian tax code
  • Pet owners who also want home or gadget cover
  • Households wanting one broker rather than several insurers

Who should look elsewhere

  • Anyone outside Italy, where the policies are not offered
  • Shoppers who need large single-policy limits on their own
  • Car or life buyers, as home, home emergency and pet does not include those lines

How Wind Tre IT compares

Where Wind Tre IT is available

Available
Italy, San Marino, Vatican City
Licence in Italy
IVASS - Registro Unico degli Intermediari Assicurativi e Riassicurativi (RUI), Sezione A Agenti (A000732828), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Wind Tre IT insure?+

Wind Tre IT places six lines of cover: home, home emergency and pet. That mix is unusual for a broker of its size, since most competitors focus on a single line. Policies are written by insurers and reached through Wind Tre IT as intermediary.

How much does Wind Tre IT cost?+

Premiums start at €4.99 for the combined home, pet and gadget product. The broker works on a monthly model, so monthly payments are available rather than a single annual bill.

Is Wind Tre IT regulated?+

Yes. The broker is listed in the Italian intermediaries register under A000732828. It is a broker, not an insurer, so the insurer behind each policy remains the party carrying the risk.

What is the cap on the combined policy?+

The Micio e Fido veterinary cover pays up to 2,000 EUR per year (Micio e Fido veterinary expenses). That limit applies to the combined product, so claims on the home and gadget sections share the same annual ceiling.

Can I pay monthly?+

Yes. Wind Tre IT sells on a monthly basis, and monthly payments are available as standard. Paying monthly spreads the cost of the year rather than committing a larger sum at renewal.

How do I make a claim?+

Claims run through phone, online customer area and email. You can call, use the online customer area or email, which suits both urgent vet bills and paperwork that can wait.

Who can take out a policy?+

Entry is limited to 18 or older with Italian tax code. That means the broker serves adult residents with an Italian tax code, and the products are not written for residents of other markets.

How long has Wind Tre IT been running?+

The group dates back to 2016 and operates as Wind Tre S.p.A., a broker. As a broker it places business with insurers rather than carrying risk itself, so longevity reflects the intermediary business.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Wind Tre IT

Wind Tre IT

Italian households wanting home, pet and gadget cover handled by one broker.

8.8/10See alternatives