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VinkVink review

Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 28, 2026

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Our verdict

VinkVink suits households in NL seeking health cover with dental options and monthly billing, with premium starting at €142.40 and excess choices that run €385 to €885. Claims run through app while support runs through chat and help centre, keeping the setup centred on chat based service.

Key facts

Best for
Dutch health cover with dental options and app based claims
Premium from
€142.40↗
Insurance types
Health, Dental↗
Provider type
Insurer↗
Monthly payments
Yes↗
Excess from
€385 to €885↗
Claims channels
App↗
Legal entity
Menzis Zorgverzekeraar N.V.↗
Headquarters
Netherlands↗
Support channels
Chat, Help-centre↗
Pricing model
Monthly
Official website
vinkvink.nl

Facts checked September 28, 2026, 4 sources

Pros and cons

Pros

  • Premium starts at €142.40 with monthly billing and Monthly payments available
  • Focused health lineup covers health and dental
  • Claims run through app for mobile handling

Cons

  • Support runs on chat and help centre only, which suits chat users
  • Cover stays limited to health and dental without wider protection lines
  • Excess choices run €385 to €885, which can raise out of pocket cost

Ready to try VinkVink?

Scored 8.9 / 10 by SumCue.

See alternatives

Who it suits

  • If broad cover from die Bayerische feels too wide, choose VinkVink for health and dental focus
  • If savings products from Linxea feel off brief, choose VinkVink for monthly health cover at €142.40
  • If loan products from Oney Prestamos feel off brief, choose VinkVink for insurer led health cover

Who should look elsewhere

  • If gadget cover from die Bayerische fits better, skip VinkVink as it covers health and dental only
  • If savings style products from Linxea fit better, skip VinkVink as it is health led

Deposit protection

VinkVink operates as insurer in the Netherlands, so cover sits with a licensed carrier rather than a broker or comparison setup. Oversight comes from AFM in NL under licence 12020806. That structure keeps accountability for underwriting and policy administration inside the carrier, giving households a direct insurer relationship for health cover.

How VinkVink compares

Where VinkVink is available

Available
Netherlands
Licence in Netherlands
AFM (12020806), checked September 28, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What does VinkVink health cover cost each month+

Premium starts at €142.40 for health cover, billed under monthly. Monthly payments are available, so costs spread across the year rather than as a lump amount for households.

Which types of insurance does VinkVink offer+

VinkVink covers health and dental only. That keeps the choice clear for households seeking medical cover plus dental options, rather than a broad portfolio spanning home or travel protection.

Is VinkVink a licensed insurer and who supervises it+

VinkVink operates as insurer linked with Menzis Zorgverzekeraar N.V. in the Netherlands. Oversight comes from AFM under licence 12020806, which supports accountability for underwriting and policy administration.

How does the excess work on VinkVink policies+

Excess options run €385 to €885. A higher excess can lower the monthly premium while raising the amount paid when care is used, so households should match the level to expected care needs.

How are claims submitted to VinkVink+

Claims are handled through app. That app centred route suits households comfortable managing bills and documents on mobile, with status updates and messages kept in the same channel.

How can customers contact VinkVink for help+

Support is available through chat and help centre. Households can use chat for direct help and the help centre for guidance on cover, billing and claims, though phone contact is outside this setup.

Sources

  • vinkvink.nl checked September 28, 2026

    Backs: Claims channels

    “Submit a bill using the VinkVink app.”

  • vinkvink.nl/contact checked September 28, 2026

    Backs: Support channels

    “Contact is through chat; see the frequently asked questions.”

  • vinkvink.nl/statutaire-gegevens checked September 28, 2026

    Backs: Provider type, Headquarters, Legal entity, Licences

    “VinkVink has a health-insurance business for basic insurance.”

  • vinkvink.nl/zorgverzekering/premie checked September 28, 2026

    Backs: Excess from, Insurance types, Pricing model, Monthly payments, Premium from

    “Basisverzekering; deductible from €385 to €885.”

Compiled from 4 source pages, checked September 28, 2026. We did not open an account.

Related by the facts

VinkVink

Dutch health cover with dental options and app based claims

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