Verti review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Verti Versicherung AG is a German insurer for cars, vans and motorcycles, with premiums starting at €8.17 and monthly payments marked as no. It suits drivers who want a named insurer to carry the motor risk, and who are content to settle the whole premium in a single payment.
Key facts
- Best for
- Drivers who want car, van and motorcycle cover from a single insurer.
- Premium from
- €8.17↗
- Insurance types
- Auto, Motorcycle, Van↗
- Provider type
- Insurer↗
- Monthly payments
- No↗
- Excess from
- €150 to €500↗
- Cover limit
- Auto liability: EUR 100 million lump sum, EUR 15 million for personal injury↗
- Claims channels
- Phone, Online-form, Email↗
- Legal entity
- Verti Versicherung AG↗
- Headquarters
- Germany↗
- Founded
- 1996↗
- Support channels
- Phone, Email, Help-centre↗
- Official website
- verti.de
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Elsewhere
- WikidataXTrustpilotLinkedIn
Pros and cons
Pros
- Premiums start at €8.17, under the €8.31 site median
- Auto liability carries a lump sum limit with a separate limit for personal injury
- Claims open by phone, through an online form or by email via phone, online form and email
- Verti Versicherung AG is an insurer under insurer, so it carries the risk itself
Cons
- The excess is €150 to €500 on a settled claim
- Support runs on phone, email and help centre, which lists no live chat
Who it suits
- Car owners who want a high auto liability limit from a named insurer
- Motorcycle and van owners who want cover from the same provider
- Drivers who prefer settling the whole premium at once
Who should look elsewhere
- Anyone spreading the cost month by month, since monthly payments: no, and bunq and Linxea are account and savings providers rather than motor insurers
- Anyone weighing a wider money account alongside a policy: bunq, bunq Spain and Linxea sit in accounts and savings, where Verti covers auto, motorcycle and van
Safety of your money
Verti is an insurer (insurer) rather than a broker, so the company that sells the policy is the company that carries the risk and settles the claim. Nothing sits with an intermediary that would have to pass the money on. With a motor policy the cover limit decides how far the insurer is exposed, and the premium is collected up front.
Who runs it
The provider is Verti Versicherung AG, based in Germany and trading since 1996. It is supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) in Germany, the authority that watches insurers in its home market. Support runs on phone, email and help centre, so a question can go by phone or email or be looked up in the help centre.
How Verti compares
9.0 vs 8.6
9.0 vs 9.4
9.0 vs 9.3
9.0 vs 9.4
9.0 vs 8.7
9.0 vs 8.5
9.0 vs 9.4
9.0 vs 8.7
9.0 vs 9.0
9.0 vs 8.7
9.0 vs 9.4
9.0 vs 9.2
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 8.7A savings and insurance provider with a premium listed from €25, aimed at long term saving rather than a car policy.
9.0 vs 9.0
9.0 vs 8.8An account rather than an insurer, so it is worth comparing on how money is held rather than on cover for auto, motorcycle and van.
9.0 vs 8.9
9.0 vs 8.9
9.0 vs 9.0
9.0 vs 8.3
9.0 vs 9.5
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.3
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 8.9
9.0 vs 8.9- 9.0 vs 8.6
9.0 vs 8.6
9.0 vs 8.5
9.0 vs 8.4
9.0 vs 8.3
9.0 vs 8.3
9.0 vs 8.2- 9.0 vs 8.0
Where Verti is available
- Available
- Germany
- Licence in Germany
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does a Verti policy cost to start?+
Premiums start at €8.17 for auto cover. That entry price sits below the €8.31 median across the site and below the €8.50 median in the car insurance ranking, though a quote for a particular driver and vehicle can land higher.
Can I pay the premium monthly?+
Monthly payments: no, so the premium is settled in a single payment rather than spread across the year. Most providers in the car insurance ranking do offer monthly payments, with 89% of them taking the premium that way.
How much of a claim do I pay myself?+
The excess is €150 to €500 when a claim is settled, and that amount is the share of the payout the policyholder covers. It sits on the cover rather than the premium, so it matters most to drivers who expect to make a claim at some point.
Who runs Verti and who supervises it?+
The insurer is Verti Versicherung AG, based in Germany and trading since 1996, and it is listed as an insurer under insurer. It is supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) in Germany, which is where the company is registered.
How much liability cover is included?+
Verti writes motor cover for auto, motorcycle and van. The auto policy sets a lump sum limit for liability and a separate limit for personal injury, and that liability sum is what the insurer stands behind on a claim against other road users.
How do I make a claim or ask a question?+
Claims can be raised through phone, online form and email, by phone, through an online form or by email. General questions go through phone, email and help centre, which covers phone, email and a help centre, so a policy question and a damage report use different routes.
Who is Verti aimed at?+
Verti suits drivers who want a single provider for a car, a motorcycle or a van, and who are content to settle the premium in a single payment. Drivers who want the cost spread month by month, or who want a chat channel alongside phone, email and help centre, will find the fit tight.
Sources
- verti.de checked September 26, 2026
Backs: Claims channels, Provider type, Insurance types
“Autoversicherung, Motorradversicherung, Lieferwagenversicherung (Schutz fuer Ihre Nutzfahrzeuge bis 3,5 Tonnen)”
- verti.de/aktionsbedingungen checked September 26, 2026
Backs: Excess from, Monthly payments
“Selbstbeteiligung TK: 150 EUR VK: 500 EUR”
- verti.de/autoversicherung checked September 26, 2026
Backs: Cover limit, Premium from
- verti.de/impressum checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels, Licences
“Verti Versicherung AG ... Amtsgericht Potsdam, HRB 9828 ... VersSt-Nr.: 804/V90804000186”
- verti.de/unternehmen checked September 26, 2026
Backs: Founded
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.