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Uzagrosugurta review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Uzagrosugurta is an Uzbek insurer built for personal lines rather than one product niche, covering auto, home and health under one roof. It suits households and seniors in Uzbekistan who want auto, home, health, life and travel cover arranged through a single insurer, with help on email and phone.

Key facts

Best for
Households and seniors in Uzbekistan wanting several personal insurance lines from one insurer.
Insurance types
Auto, Home, Health, Life, Travel↗
Provider type
Insurer↗
Legal entity
O'zagrosug'urta Joint Stock Company (O'zagrosug'urta aksiyadorlik jamiyati)↗
Headquarters
Uzbekistan↗
Founded
1997↗
Support channels
Email, Phone↗
Audience
Seniors
Official website
agros.uz

Facts checked September 26, 2026, 2 sources

Pros and cons

Pros

  • Covers auto, home and health through a single insurer, so policies sit with one provider
  • Works directly with the customer as an insurer rather than acting as a broker
  • Support runs on email and phone for questions and claims help
  • Operating since 1997, giving it a long local record

Cons

  • Premiums sit above the lowest figures on the insurance listings, with entry points at €2.66 against €8.50 in car insurance
  • Support runs on email and phone only, with no in-person branch or live chat listed
  • The cover list stops at auto, home and health, so pet, motorcycle and van policies are not among its insurance types

Ready to try Uzagrosugurta?

Scored 9.1 / 10 by SumCue.

See alternatives

Who it suits

  • Seniors in Uzbekistan looking for personal insurance cover
  • Households that want auto, home and travel policies under one insurer
  • People who want to deal with the insurer itself rather than a broker

Who should look elsewhere

  • Buyers who need pet insurance, since it sits outside auto, home and health
  • Shoppers who want a named regulator or a stated protection scheme behind the policy
  • Anyone priced mainly on the cheapest entry premium, because the cheapest bands on the listings start lower

Who runs it

Uzagrosugurta trades as O'zagrosug'urta Joint Stock Company and works as an insurer rather than a broker, so cover is written by the company you deal with. It is based in Uzbekistan and has been operating since 1997. Customers reach it on email and phone, which covers phone and email enquiries as well as questions on an existing policy.

How Uzagrosugurta compares

Where Uzagrosugurta is available

Available
Uzbekistan

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What kinds of insurance does Uzagrosugurta sell?+

The insurer covers auto, home and health, so a household can hold several personal lines in one place. That range is wider than Linxea, whose cover is life. The list is personal lines only, with no pet or motorcycle cover named.

Is Uzagrosugurta an insurer or a broker?+

It operates as an insurer, not a broker, which means the policies are written by the company you speak to. Around 41.7% of the insurers on the insurance listing are insurers rather than brokers. There is no separate intermediary to add a second charge.

What does cover cost?+

Premiums depend on the line and the risk, and the entry point for a personal insurance policy sits around €7.95. Across the insurance listing the lowest premiums start near €0. Uzagrosugurta quotes on request rather than publishing a fixed price list.

Who regulates Uzagrosugurta?+

The brand is a licensed insurance company operating in Uzbekistan, but no regulator or licence is listed against it here. That means there is no stated compensation scheme to point to, so ask for the regulator details and the policy wording before you buy.

How long has the company been trading?+

Uzagrosugurta has been operating since 1997, so the business is well established in its home market. The legal entity is O'zagrosug'urta Joint Stock Company. The company is headquartered in Uzbekistan.

Who is the insurer aimed at?+

The stated audience is seniors, and the range of auto, home and health points to personal rather than business cover. Households that want a car and a home policy from one provider fit that pattern. Anyone needing a specialist line outside that list would need to look elsewhere.

How do I reach the company?+

Contact runs on email and phone, so phone and email are both listed as ways to get in touch. Use the phone line for a claim and email for documents or policy questions. On the wider insurance listing, phone is the most common support channel at 88.4%.

Can I hold several policies with one insurer?+

Yes, and that is where the range of auto, home and health pays off, since a car and a home policy can sit with the same provider. Buying lines together also keeps renewal dates and contact details in one place. Compare the combined premium against single-line providers such as Linxea, which sells life only.

Sources

  • agros.uz checked September 26, 2026

    Backs: Provider type, Headquarters, Insurance types, Support channels

    “"Uzagrosugurta" JSC is one of the universal insurance companies, providing all types of auto insurance and more than 140 other insurance services to legal entities and individuals.”

  • agros.uz/en/main-static-page/kompaniya-tarixi checked September 26, 2026

    Backs: Founded, Legal entity

    “The joint-stock company "O'zagrosug'urta" was established on February 25, 1997, based on the decree of the President of the Republic of Uzbekistan No. 1713.”

  • agros.uz/en/static-page/kop-soraladigan-savollar checked September 26, 2026

    Backs: Audience

    “Ha. Transport vositasini majburiy sug'urtalash bilan nafaqaho'rlarga 50% chegirma taqdim etiladi.”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

Uzagrosugurta

Households and seniors in Uzbekistan wanting several personal insurance lines from one insurer.

9.1/10See alternatives