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T-Bank Insurance review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

T-Bank Insurance suits people in Russia who want several personal insurance categories under one insurer. Its main retail product is a fully online compulsory motor policy, and the insurer appears in the 191.

Key facts

Best for
Customers seeking broad personal insurance with an app-led motor policy.
Insurance types
Auto, Home, Renters, Travel, Critical-illness, Life, Income-protection↗
Provider type
Insurer↗
Claims channels
Mobile app, Call centre, Client office↗
Age range
Children and adults up to 75 (critical illness / cancer cover)↗
Legal entity
Joint-stock company T-Strakhovanie (AO T-Strakhovanie)↗
Headquarters
Russia↗
Founded
2013↗
Support channels
Phone, Help-centre↗
Official website
tinsurance.ru

Savings

Access terms
Main retail product: e-policy OSAGO (compulsory motor liability) sold fully online - price calculated on an online calculator in about 2 minutes, paid with any bank card, policy sent by e-mail within 2 minutes, no office visit; claims filed in the T-Bank mobile app with payouts within 1 day under stated conditions↗

Facts checked September 26, 2026, 2 sources

Apps and profiles

Elsewhere
WikidataWikipediaLinkedInX

Pros and cons

Pros

  • Covers auto, home and renters.
  • The main motor policy is priced, purchased and delivered online without an office visit.
  • Claims can be filed through the T-Bank mobile app, a call centre or a client office via mobile app, call centre and client office.
  • T-Bank Insurance is an insurer, as shown by insurer.

Cons

  • Support runs through phone and help centre only.
  • The most detailed buying and claims process concerns the compulsory motor policy, rather than every offered insurance category.
T-Bank Insurance

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Scored 9.0 / 10 by SumCue.

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Who it suits

  • People in Russia comparing motor, home, renters, travel, life and protection cover.
  • Customers comfortable buying and managing insurance mainly through a bank-linked app.

Who should look elsewhere

  • Life-only shoppers may prefer Linxea, which offers life.
  • Anyone focused solely on health, life or gadget cover may prefer Oney Préstamos ES, which offers health, life and gadget.
  • Shoppers seeking auto, home, travel or gadget cover without the broader T-Bank Insurance range may prefer Euroasia Insurance, which offers auto, home and travel.

How T-Bank Insurance compares

Where T-Bank Insurance is available

Licence in Russia
Bank of Russia (Central Bank of Russia) state register of insurance entities (191), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What kinds of insurance does T-Bank Insurance offer?+

T-Bank Insurance offers auto, home, renters, travel, critical illness, life and income protection cover under auto, home and renters. This range makes it relevant to customers seeking several personal protection categories rather than a single policy.

Is T-Bank Insurance a broker or an insurer?+

T-Bank Insurance is an insurer, as stated by insurer. Its legal entity is Joint-stock company T-Strakhovanie, identified under Joint-stock company T-Strakhovanie (AO T-Strakhovanie). The licence information places that entity in Russia.

How can I buy the compulsory motor policy?+

The main retail product is an e-policy for compulsory motor liability. It is sold fully online, priced through a calculator and paid with any bank card. The policy is sent by email without an office visit.

How do I make an insurance claim?+

Claims for the main motor product can be submitted in the T-Bank mobile app. T-Bank Insurance also lists mobile app, call centre and client office for claims. The stated quick payout applies only under the product conditions.

Which regulator licenses T-Bank Insurance?+

T-Bank Insurance is listed in the Bank of Russia, also known as the Central Bank of Russia, state register of insurance entities. The relevant licence entry is 191.

Where is T-Bank Insurance based and who does it serve?+

T-Bank Insurance is based in Russia, as shown by RU. Its personal insurance range includes motor, property, travel, life and protection products, so the clearest fit is Russian customers seeking local personal cover.

Sources

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

T-Bank Insurance

T-Bank Insurance

Customers seeking broad personal insurance with an app-led motor policy.

9.0/10See alternatives