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Sravni.ru review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Sravni.ru suits Russian households who want a single place to weigh personal loans, mortgages, deposits and insurance before applying. Running since 2009, it is a comparison site rather than a lender, so every offer comes from a bank, insurer or lender in its tables.

Key facts

Best for
Comparing Russian personal loans, mortgages, deposits and insurance offers in a single place before applying with a lender.
Premium from
RUB 1,958↗
Insurance types
Auto, Motorcycle, Home, Travel, Health, Dental, Critical-illness, Pet, Life↗
Provider type
Comparison site↗
Cover limit
Travel (VZR) insured sum 30000-100000 USD or EUR↗
Claims channels
Phone, Email↗
Legal entity
ООО «Сравни.ру» (INN 7710718303, OGRN 1087746642774)↗
Headquarters
Russia↗
Founded
2009↗
Support channels
Email, Phone, Chat↗
Pricing model
Fixed rate
Official website
sravni.ru

Loans

APR
0% to 292%↗
Loan amount
RUB 3,000 to RUB 100,000↗
Term
up to 12 months↗
Credit check
Soft prequal↗
Funding time
Decision in 5-15 minutes, money to card the same day↗
Rate type
Fixed↗
Lender type
Marketplace↗
Eligibility
18+ with a Russian passport and mobile number; up to 75 years depending on the MFO↗
Loan types
Personal, Payday, Debt-consolidation, Credit-line, Secured, Car↗
Credit needed
Poor↗
Use cases
Home-improvement↗
Features
Same-day funding

Mortgages

Initial rate
5.89%↗
APRC
16.122% to 33.061%↗
Maximum loan to value
85%↗
Purpose
Purchase, Remortgage↗

Savings

Access terms
Deposit comparison and application online on sravni.ru, many offers marked 'can be opened online'; the deposit itself is opened with the bank, not with Sravni↗

Facts checked September 26, 2026, 12 sources

Apps and profiles

Elsewhere
WikidataXt.mevk.comok.ruzen.yandex.ru

Pros and cons

Pros

  • The tables cover personal, payday and debt consolidation alongside auto, motorcycle and home, so loans, deposits, mortgages and policies can be weighed on the same site.
  • Loan offers run on a fixed basis, with Decision in 5-15 minutes, money to card the same day stated for applications that go through the site.
  • Deposit and insurance applications start online, and many offers are marked as openable online, with the policy or deposit opened by the provider.
  • Help runs on email, phone and chat, and credit checks are a soft prequal step, so a prequalification can come before a full check.

Cons

  • Sravni.ru is a comparison site, so the contract, the terms and any claim all sit with the bank or insurer rather than with the site.
  • Listed loan rates run 0% to 292%, so the dearest offers in the table cost far more than the cheapest and the range needs reading before applying.
  • Insurance claims run on phone and email only, which is narrower than the email, phone and chat offered for general questions.
Sravni.ru

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Scored 8.7 / 10 by SumCue.

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Who it suits

  • Borrowers in Russia comparing personal and payday loans from several lenders, with amounts of RUB 3,000 to RUB 100,000 listed in the same table.
  • Drivers, homeowners and travellers shopping for cover across auto, motorcycle and home without visiting each insurer's site one by one.
  • Savers comparing deposits, where comparison and application happen online but the deposit itself opens with the bank.

Who should look elsewhere

  • Readers who want a single provider to hold money with, such as Linxea, since Sravni.ru is a comparison site that passes an application to a partner.
  • Customers who want a current account and card inside a single app, as offered by bunq, because Sravni.ru lists third-party offers instead.
  • Anyone outside Russia, as the tables cover Russian lenders, banks and insurers with prices in roubles.

Who runs it

Sravni.ru is operated by ООО «Сравни.ру» (INN 7710718303, OGRN 1087746642774), registered in Russia, and has run since 2009. It describes itself as a comparison site: the loans, deposits, mortgages and policies come from banks, insurers and lenders, while the site handles the comparison. Customer support runs on email, phone and chat, so questions can go by chat, email or phone.

How Sravni.ru compares

Where Sravni.ru is available

Available
Russia
Licence in Russia
Central Bank of Russia (Банк России), checked September 26, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What is Sravni.ru and does it lend money itself?+

It is a comparison site operating in Russia. Sravni.ru lists loans from banks and lenders, then passes your application to the provider you pick, so the contract is with that lender and not with the site.

How fast do decisions and payouts arrive?+

The stated timing is Decision in 5-15 minutes, money to card the same day, which covers both a decision and the transfer to a card. Same-day funding is listed as a feature of the personal loan offers.

What do I need to apply?+

Eligibility is adults with a Russian passport and a mobile number, and the upper age limit depends on the lender. Credit checks are a soft prequal step, so a prequalification can run before a full check.

Which kinds of insurance can I compare?+

The tables cover auto, motorcycle and home, so car, home, health, life, travel, dental, critical illness, pet and motorcycle cover can be looked at together. Auto premiums start at RUB 1,958, and travel cover carries an insured sum of Travel (VZR) insured sum 30000-100000 USD or EUR.

Can I buy a policy or open a deposit through the site?+

Comparison and application run online, with many offers marked as openable online. The policy is issued by the insurer, and the deposit itself is opened with the bank rather than with Sravni.

Who is behind the site and how do I get help?+

The operator is ООО «Сравни.ру» (INN 7710718303, OGRN 1087746642774), based in Russia and running since 2009. Support runs on email, phone and chat, while insurance claims are handled by phone and email through phone and email.

What do mortgages look like on the site?+

Offers are listed with an initial rate of 5.89% and an annual percentage rate of 16.122% to 33.061%, with a maximum loan to value of 85%. Both purchases and remortgaging are covered, and home improvement is the stated use case.

Sources

Compiled from 12 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

Sravni.ru

Sravni.ru

Comparing Russian personal loans, mortgages, deposits and insurance offers in a single place before applying with a lender.

8.7/10See alternatives