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Singlife PH review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Singlife Philippines Inc. suits households in the Philippines who want a single insurer to cover life, health and income protection, with premiums from PHP 79 and monthly payments available. It is licensed by the Insurance Commission (IC), Philippines, and the overall score reads 9.

Key facts

Best for
A single Philippine insurer for life, health and income protection, starting at PHP 79 with monthly payments.
Premium from
₱79↗
Insurance types
Life, Health, Income-protection↗
Provider type
Insurer↗
Monthly payments
Yes↗
Cover limit
Up to PHP 250,000 per person for medical bills due to Dengue, COVID-19, or accidents↗
Legal entity
Singlife Philippines Inc.↗
Headquarters
Philippines↗
Support channels
Email, Phone, Help-centre↗
Pricing model
Monthly
Official website
singlife.com.ph

Facts checked September 26, 2026, 2 sources

Pros and cons

Pros

  • Monthly payments are available, and premiums start at PHP 79, so a policy can be taken out without a large upfront sum.
  • Life, health and income protection sit with a single insurer, since life, health and income protection are all written by the same company.
  • Support runs on email, phone and help centre, so help is reachable by phone, by email and through a help centre.
  • It is an insurer, insurer, so the company that holds the premium is the company that settles the claim.
  • Licensed by the Insurance Commission (IC), Philippines under 2026/02-R, so the provider is supervised in its home market.

Cons

  • The premium is quoted in Philippine pesos, PHP 79, so readers paying in euros must convert before they can compare it.
  • Cover runs to life, health and income protection only, so anyone who also wants motor, home or travel cover has to shop with a general insurer.
  • The stated cover limit is set for medical bills from dengue, pandemic illness or accidents, so the benefit is tied to those causes rather than to any hospital bill.
  • As an insurer, insurer, it prices its own cover instead of quoting several insurers side by side.

Ready to try Singlife PH?

Scored 9.3 / 10 by SumCue.

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Who it suits

  • Households in the Philippines buying their first protection, drawn to premiums from PHP 79 and monthly payments rather than a single annual bill.
  • People who want life, health and income protection dealt with by one company, since life, health and income protection are all written by the same provider.
  • Readers who want a claim line as well as written answers, because support runs on email, phone and help centre.

Who should look elsewhere

  • Anyone wanting a euro-priced banking relationship instead of peso-priced cover: bunq lists a premium from €0.
  • Buyers who prefer a euro savings wrapper alongside life cover: Linxea lists €25 as its starting premium.
  • Readers in Spain who want an account held in euros: bunq Spain starts at €0.

Price signals

Premiums start at PHP 79, and monthly payments are available, so a policy can be taken out without a large upfront sum. That figure is the premium for the cover itself rather than a separate account charge layered on top of it. Because the amount is quoted in Philippine pesos, anyone paying in euros sees a different cost once the currency is converted, and the peso figure is the one to set against other peso-priced plans. For a household budgeting month to month, paying on a schedule keeps the premium a recurring line rather than a large one-off outflow, which is easier to plan around than a single annual charge.

Deposit protection

Singlife is an insurer rather than a bank or a broker, so the premium is held under a policy contract with the company that also pays the claim. It is licensed by the Insurance Commission (IC), Philippines, and the licence reference is 2026/02-R, which is the point to check before handing over money. Because the same company takes the premium and carries the risk, the safety of the payment rests on that insurer staying authorised and able to settle claims. A reader who is uneasy about one organisation holding both sides of the arrangement should read the policy terms to see how claims are paid out.

Cover and limits

The cover listed is life, health and income protection, so the offer sits in personal protection rather than general insurance, and readers shopping for motor, home or travel cover would need a different provider. The published cover limit is set per person for medical bills arising from dengue, pandemic illness or accidents, which means the benefit is aimed at specific illness and accident costs rather than at any medical expense. Income protection is on the list, which matters for a household more worried about a lost paycheck than a hospital bill, and life cover is there for the dependants behind that paycheck.

The company behind it

The contract is written by Singlife Philippines Inc., headquartered in Philippines, and regulated by the Insurance Commission (IC), Philippines under 2026/02-R. As an insurer it holds the risk itself instead of passing cover to another carrier, so the service a policyholder gets depends on a single organisation staying in good standing. Support runs on email, phone and help centre, covering email, phone and a help centre, so policy questions and claim notifications can be handled without an appointment. Readers outside the Philippines should keep in mind that the headquarters and the licence are both local to that market.

How Singlife PH compares

Where Singlife PH is available

Available
Philippines
Licence in Philippines
Insurance Commission (IC), Philippines (2026/02-R), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the lowest premium at Singlife?+

The published starting point is PHP 79. That figure is the premium for the cover itself, not a separate account fee, and it is quoted in Philippine pesos. Anyone paying in euros will see the real cost once the currency is converted, so the peso amount is the number to compare against other peso-priced plans.

Can the premium be paid monthly?+

Monthly payments are available, and the payment model is listed as monthly. A policy can therefore be started and kept up without a large single payment, which suits readers working to a monthly budget. A smaller recurring sum is not the same as a cheaper policy overall, so what is insured still drives the total cost of cover.

Who provides the policy and who supervises the company?+

The provider is an insurer, so it carries the risk on its own balance sheet rather than passing cover to another carrier, and it is supervised by the Insurance Commission (IC), Philippines under licence 2026/02-R. The legal name on the policy is Singlife Philippines Inc..

What kinds of insurance are on offer?+

The listed types are life, health and income protection, covering personal risks such as death, illness and lost income. That is a personal protection range rather than a general insurer's catalogue, so readers shopping for motor, home or travel insurance would need a different provider.

How much would the policy pay for a hospital bill?+

The stated cover limit is set per person and applies to medical bills caused by dengue, pandemic illness or accidents. The types of cover listed are life, health and income protection, and the limit follows those specific triggers rather than any hospital bill, so a longer or unrelated illness is not what that figure describes.

How do I reach Singlife when I need help?+

Support runs on email, phone and help centre, which covers email, phone and a help centre. A phone line matters most for an insurer, since claims often begin with a hospital admission, and email gives a written record of what was agreed. The help centre covers routine policy questions.

Is the premium safe in the same way as a bank deposit?+

The premium sits under a policy contract rather than in a deposit account. Singlife is an insurer, licensed by the Insurance Commission (IC), Philippines as 2026/02-R, so the safety of the payment depends on that company remaining authorised and able to settle claims. The policy wording is the place to read how a claim is paid.

Are there cheaper options for readers outside the Philippines?+

For a euro-priced comparison, bunq lists a premium from €0 and Linxea lists €25. Both figures are in euros, so the comparison with the peso premium here depends on the exchange rate and on whether that cover is offered in the reader's own market.

Sources

  • singlife.com.ph/3in1protectionplan checked September 26, 2026

    Backs: Cover limit, Provider type, Headquarters, Legal entity, Pricing model, Monthly payments, Premium from, Support channels, Licences

    “Get up to PHP 250,000 each for you and your family for medical bills due to Dengue, COVID-19, or accidents”

  • singlife.com.ph/sitemap.xml checked September 26, 2026

    Backs: Insurance types

    “https://singlife.com.ph/3in1protectionplan/ ... https://singlife.com.ph/cfmc/ ... https://singlife.com.ph/cfil/ ... https://singlife.com.ph/cfila/”

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Singlife PH

A single Philippine insurer for life, health and income protection, starting at PHP 79 with monthly payments.

9.3/10See alternatives