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Select & Protect review

Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 29, 2026

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Our verdict

Select and Protect suits seniors and UK households who want travel, pet and home cover from a broker working through partner insurers with monthly payments available. Travel excess sits at £50 while Gold travel cover includes Up to £10 million medical expenses - Gold travel policy for medical expenses abroad.

Key facts

Best for
Seniors and UK households wanting travel, pet and home cover with monthly payments
Insurance types
Travel, Pet, Home, Home-emergency, Legal-expenses↗
Provider type
Broker↗
Monthly payments
Yes↗
Excess from
£50↗
Cover limit
Up to £10 million medical expenses - Gold travel policy↗
Claims channels
Online, Phone, Email↗
Age range
Single-trip up to 100↗
Legal entity
Hood Group Limited↗
Headquarters
United Kingdom↗
Support channels
Email, Chat, Phone, Help-centre↗
Audience
Seniors
Pricing model
Monthly
Official website
selectandprotect.co.uk

Facts checked September 29, 2026, 5 sources

Apps and profiles

Elsewhere
Trustpilot

Pros and cons

Pros

  • Cover spans travel, pet and home in one broker range for travel, pet and home needs.
  • Support across email, chat and phone, with monthly payments available to spread premiums.
  • Travel proposition aimed at seniors, with high medical cover on the Gold option.

Cons

  • Travel claims carry an excess of £50, which adds to the cost of each claim.
  • Placed as broker, so policy wording and underwriting vary by partner insurer.

Ready to try Select & Protect?

Scored 9.0 / 10 by SumCue.

See alternatives

Who it suits

  • Seniors arranging travel cover who might otherwise consider Linxea, which focuses on life cover rather than travel medical benefits.
  • Pet owners wanting monthly payments and online claims who might otherwise consider Oney Préstamos, which centres on health, life and gadget cover.

Who should look elsewhere

  • Drivers needing auto cover should consider die Bayerische instead, as Select and Protect focuses on travel, pet and home lines.
  • Shoppers wanting life or health cover should consider Oney Préstamos instead, which centres on those protection needs.

The company behind it

Select and Protect is operated by Hood Group Limited and based in the United Kingdom as a UK business serving households. Help is available through email, chat and phone, covering email, chat, phone and help centre routes. Broking activity is authorised by the Financial Conduct Authority under licence 597211, so UK standards apply to sales and service.

How Select & Protect compares

Where Select & Protect is available

Available
United Kingdom
Licence in United Kingdom
Financial Conduct Authority (597211), checked September 29, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What types of insurance does Select and Protect offer?+

Select and Protect covers travel, pet and home, spanning travel, pet, home, home emergency and legal expenses. You can combine household needs with one broker rather than arranging each policy separately. Monthly payments are available on pet cover.

What travel medical limits and excess apply?+

Gold travel cover includes Up to £10 million medical expenses - Gold travel policy, which helps with serious medical costs abroad. Travel excess sits at £50, so you contribute that amount toward an approved claim. Check the policy wording for limits on cancellation and baggage.

Does Select and Protect suit older travellers?+

Yes, travel cover is aimed at seniors and age terms are set at Single-trip up to 100 for single trip cover. That makes it worth comparing if you are older and want medical cover abroad. Always confirm health conditions and destination limits before you buy.

How do I make a pet insurance claim?+

You can start a pet claim through online, phone and email, giving online, phone and email routes. Keep vet invoices, treatment notes and policy details ready when you contact them. Ask about excess, documentation and payment timelines during your claim.

Is Select and Protect regulated in the UK?+

Broking activity in the UK is authorised under licence 597211. The operator is Hood Group Limited, based in the United Kingdom. That means UK conduct rules apply to sales, disclosures and complaints handling.

Can I pay monthly and get help with my policy?+

Yes, monthly payments are available, and pet cover is billed under monthly to spread the cost. Support is offered through email, chat and phone, so you can use email, chat, phone or the help centre. Ask whether paying monthly changes the total premium.

Sources

  • selectandprotect.co.uk checked September 29, 2026

    Backs: Age range, Insurance types, Legal entity, Licences

    “Our single trip policy covers ages up to 100, wherever you're travelling.”

  • selectandprotect.co.uk/contact-us checked September 29, 2026

    Backs: Headquarters

    “2nd Floor, Dencora Court, Tylers Avenue, Southend-on-Sea, Essex SS1 2BB”

  • selectandprotect.co.uk/pet-insurance checked September 29, 2026

    Backs: Pricing model, Monthly payments

    “By monthly Direct Debit for pet insurance”

  • selectandprotect.co.uk/pet-insurance/make-a-claim checked September 29, 2026

    Backs: Claims channels

    “Start claim online form, Or call 0345 030 8116, Email pet.claims@davies-group.com”

  • selectandprotect.co.uk/travel-insurance checked September 29, 2026

    Backs: Audience, Cover limit, Provider type, Excess from, Support channels

    “Over 50s cover built around you, with single trip cover available up to age 100.”

Compiled from 6 source pages, checked September 29, 2026. We did not open an account.

Not confirmed yet: Premium from.

Select & Protect

Seniors and UK households wanting travel, pet and home cover with monthly payments

9.0/10See alternatives