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SanteVet Deutschland review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

SanteVet Deutschland suits cat owners in Germany who pay monthly, with premiums of €12.54 and vet bills covered under up to 10,000 EUR per year. It is a broker, so the contract sits with the insurer rather than the site, and €50 is left on each claim.

Key facts

Best for
Monthly cat cover with claims filed through mobile app and online customer portal.
Premium from
€12.54↗
Insurance types
Pet↗
Provider type
Broker↗
Monthly payments
Yes↗
Excess from
€50↗
Cover limit
up to 10,000 EUR per year↗
Claims channels
Mobile app, Online customer portal↗
Age range
cat must be at least 8 weeks and at most 7 years old at entry↗
Legal entity
VetAssur SARL (La Compagnie des Animaux SAS, German branch)↗
Headquarters
France↗
Founded
2003↗
Support channels
Email, Phone, Help-centre↗
Pricing model
Monthly
Official website
santevet.de

Facts checked September 26, 2026, 3 sources

Apps and profiles

Get the app
Google Play
Elsewhere
Trustpilotfacebook.com

Pros and cons

Pros

  • The policy can be set up with monthly payments.
  • Vet bills are covered under up to 10,000 EUR per year.
  • Claims can be filed through mobile app and online customer portal.
  • Support reaches owners on email, phone and help centre.

Cons

  • An excess of €50 is added to every claim, so small bills still leave a cost.
  • The insurance types listed are pet, so a dog is not covered.
  • The age range at entry sets a minimum and a maximum, so a cat past the maximum is left out.
SanteVet Deutschland

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Scored 8.8 / 10 by SumCue.

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Who it suits

  • Cat owners in Germany who want monthly payments on the policy.
  • Owners who would rather file claims from mobile app and online customer portal than ring a call centre.
  • Owners whose yearly vet treatment stays inside up to 10,000 EUR per year and who can absorb €50 per claim.

Who should look elsewhere

  • bunq, a bank account for day to day cash, where the listed premium from of €0 says nothing about veterinary treatment.
  • Linxea, a life savings policy at a listed premium of €25, which does not meet a vet bill.
  • Anyone insuring a dog, since the insurance types listed are pet, or a cat past the maximum entry age.

Deposit protection

SanteVet Deutschland is a broker, recorded as broker in its legal details, so it places policies with an insurer rather than carrying the risk itself. The intermediary is entered in the ORIAS, the French register of insurance intermediaries, under 07003163. Once cover is in place, the contract and any claim sit with that insurer.

The company behind it

The German branch is run by VetAssur SARL (La Compagnie des Animaux SAS, German branch). The group is headquartered in France and was founded in 2003. Support for owners runs on email, phone and help centre, and the intermediary entry in the ORIAS is 07003163, so a named company and a named register entry sit behind the policy.

How SanteVet Deutschland compares

Where SanteVet Deutschland is available

Available
France, Germany
Licence in France
ORIAS (French register of insurance intermediaries) (07003163), checked September 26, 2026
Licence in France
ACPR (competent supervisory authority), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the lowest cost of a cat policy here?+

The lowest premium is €12.54, and it can be paid monthly. Vet bills are covered under up to 10,000 EUR per year, with an excess of €50 left on each claim, so a claim costs the owner the excess plus whatever the cover does not meet.

Can I pay monthly rather than in one payment?+

Monthly payments are available, and the policy is set up on a monthly basis. That spreads the vet bill cover across the year, and the annual limit of up to 10,000 EUR per year still applies to the whole policy period.

Who runs SanteVet Deutschland?+

The German branch is operated by VetAssur SARL (La Compagnie des Animaux SAS, German branch). The group is headquartered in France and was founded in 2003, so the entity behind the policy is named and has a registered home rather than trading anonymously.

Is the intermediary regulated?+

Registered with the ORIAS, the French register of insurance intermediaries, under 07003163, and its details name ACPR as the competent supervisory authority. Because the entity is a broker, that register entry is the place to check it is allowed to place cover.

How much of a vet bill gets covered?+

Vet treatment is covered under up to 10,000 EUR per year, and each claim starts with an excess of €50. Claims can be started through mobile app and online customer portal, so the process runs from the app or the online customer portal rather than a paper form.

Which animals and which cover are on offer?+

The insurance types listed are pet, so the cover is aimed at cats rather than dogs or other animals. Entry is also bounded by an age range: a cat must be within a minimum and a maximum age when the policy starts, which excludes older animals.

How do I reach help and log a claim?+

Support runs on email, phone and help centre, so there is a phone line, an email route and a help centre, and claims can be logged through mobile app and online customer portal without calling. Owners who prefer handling everything digitally can work through the app and the online customer portal.

Sources

  • orias.fr/welcome checked September 26, 2026

    Backs: Licences

  • santevet.de checked September 26, 2026

    Backs: Cover limit, Founded, Insurance types, Premium from

    “Up to 10,000 EUR cost coverage per year”

  • santevet.de/impressum checked September 26, 2026

    Backs: Provider type, Headquarters, Legal entity, Support channels

    “VetAssur SARL, based in Lyon, France, is an insurance intermediary authorised in France ... in Germany it acts as an insurance representative, offering this pet health insurance under the 'SanteVet'...”

  • santevet.de/katzenkrankenversicherung checked September 26, 2026

    Backs: Age range, Claims channels, Excess from, Pricing model, Monthly payments

    “When taking out the cat health insurance your cat must be at least 8 weeks and at most 7 years old”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

SanteVet Deutschland

SanteVet Deutschland

Monthly cat cover with claims filed through mobile app and online customer portal.

8.8/10See alternatives