SafetyWing review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
SafetyWing suits expats who want travel and health cover billed monthly rather than buying a policy for a single trip. The premium from $62.72 is the price of that continuity, and it costs more than most of the alternatives sitting beside it here.
Key facts
- Best for
- Expat travel and health cover on a monthly bill.
- Premium from
- $62.72↗
- Insurance types
- Travel, Health↗
- Provider type
- Mga↗
- Monthly payments
- Yes↗
- Cover limit
- US$250,000 overall limit↗
- Claims channels
- Online, Email↗
- Age range
- Under 18 to 64↗
- Legal entity
- Safety Nest, Inc.↗
- Headquarters
- United States↗
- Support channels
- Chat, Email↗
- Audience
- Expats
- Pricing model
- Monthly
- Official website
- safetywing.com
Facts checked September 26, 2026, 5 sources
Pros and cons
Pros
- Monthly payments: yes, and the monthly model spreads a policy that would otherwise be paid in a single payment.
- Cover spans travel and health under the same policy rather than separate products for each.
- Claims can be filed through online and email while living abroad.
- Built for expats, so the plan is aimed at people living outside their home country.
Cons
- Cost is the weak point, with the premium from $62.72 ranking 206 of 251 providers on that measure.
- The overall ceiling on cover is US$250,000 overall limit, so a single large medical bill could take a large share of it.
- Support runs on chat and email only, with no phone line listed for claims or billing.
Who it suits
- Expats living abroad who want cover that follows them between countries.
- Travellers who prefer a monthly bill to a premium paid for each trip.
- People inside the Under 18 to 64 eligibility band who are moving rather than on a short visit.
Who should look elsewhere
- Buyers on a tight budget, since linxea starts at €25 and bunq at €0 against $62.72 here.
- Anyone after everyday banking rather than travel and health cover, who should weigh bunq and bunq Spain instead.
Deposit protection
Cover here is arranged by an MGA rather than underwritten by the brand itself, so premiums fund a policy that sits with an insurer rather than a bank balance the brand holds (mga). No deposit protection scheme applies to the premiums you pay. What you are buying is cover, not stored money, and the claim you make travels through that arrangement.
The company behind it
The contract is with Safety Nest, Inc. and the company is based in the US, so a UK or European reader is dealing with a US entity rather than a local insurer. Support runs on chat and email, which keeps every question in writing and online. The legal entity named in the terms is the one to check before you buy, since it is the party the policy runs with.
How SafetyWing compares
8.5 vs 8.6
8.5 vs 9.4
8.5 vs 9.3
8.5 vs 9.4
8.5 vs 8.7
8.5 vs 8.5
8.5 vs 9.4
8.5 vs 8.7
8.5 vs 9.0
8.5 vs 8.7
8.5 vs 9.4
8.5 vs 9.2
8.5 vs 9.4
8.5 vs 9.4
8.5 vs 9.4
8.5 vs 8.7A saving and insurance provider listed from €25, a starting figure well under the $62.72 premium here and useful as a cost reference.
8.5 vs 9.0
8.5 vs 8.8Listed from €0, a far lower starting figure than the $62.72 premium here, for readers whose test is cost rather than travel and health cover.
8.5 vs 8.9
8.5 vs 8.9
8.5 vs 9.0
8.5 vs 8.3
8.5 vs 9.5
8.5 vs 9.4
8.5 vs 9.4
8.5 vs 9.4
8.5 vs 9.3
8.5 vs 9.3
8.5 vs 9.3
8.5 vs 9.3
8.5 vs 9.3
8.5 vs 9.3
8.5 vs 9.2
8.5 vs 9.2
8.5 vs 9.2
8.5 vs 9.2
8.5 vs 9.1
8.5 vs 9.1
8.5 vs 9.1
8.5 vs 9.1
8.5 vs 9.1
8.5 vs 9.1
8.5 vs 9.0
8.5 vs 9.0
8.5 vs 9.0
8.5 vs 9.0
8.5 vs 9.0
8.5 vs 8.9
8.5 vs 8.9
8.5 vs 8.9- 8.5 vs 8.6
8.5 vs 8.6
8.5 vs 8.5
8.5 vs 8.4
8.5 vs 8.3
8.5 vs 8.3
8.5 vs 8.2- 8.5 vs 8.0
Where SafetyWing is available
- Available
- Puerto Rico, Turks and Caicos Islands
- Licence in Puerto Rico
- SafetyWing Insurance I.I. (Puerto Rico domiciled international insurer), checked September 26, 2026
- Licence in Turks and Caicos Islands
- SafetyWing (Managing General Agent), Ltd (registered MGA, Turks and Caicos), checked September 26, 2026
- Licence in Puerto Rico
- SafetyWing Insurance II (travel portion of the Complete Plan), checked September 26, 2026
- Licence in Puerto Rico
- VUMI Group, I.I. (health portion of the Complete Plan), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does a SafetyWing plan cost?+
The plan starts at a premium from $62.72, paid on a monthly basis. That is well above the €8.31 across the wider market, so the price buys continuity of cover rather than a low entry point. Shoppers who rank purely on the starting figure will find cheaper plans.
Can I pay monthly?+
Monthly payments: yes. The monthly model spreads the cost across the year, which suits anyone whose move abroad has a date they cannot fix. Support runs on chat and email if a payment needs to change partway through.
Who can be covered?+
The plan is built for expats, and eligibility runs from Under 18 to 64. That band starts below adulthood, so children can sit on the same policy as their parents rather than needing a separate product, which suits families moving together.
What does the cover include?+
Cover spans travel and health on the same policy, with an overall limit of US$250,000 overall limit. The limit caps the whole policy rather than each claim, so a single large medical bill could take a large share of it. Costs above that figure fall on you.
How do I make a claim?+
Claims can be filed through online and email, so a claim starts and is documented online or by email with no call needed. That suits members living outside their home country, though it means keeping your own record of what has been sent and when.
Who is behind the policy?+
SafetyWing is an MGA, so it arranges the cover rather than carrying the risk itself, and your premium funds a policy placed with an insurer. The legal entity is Safety Nest, Inc., based in the US, which is the party to contact about the contract.
How do I get help?+
Support runs on chat and email, so questions are handled in writing rather than by phone. Written replies are easier to keep on file across time zones, but anything urgent about a claim already in progress means writing ahead of time. Keep copies of every message.
Sources
- explore.safetywing.com/nomad-insurance-complete checked September 26, 2026
Backs: Age range, Audience, Claims channels, Pricing model
“Sign up until age 64, and once enrolled, your coverage is renewable indefinitely. Under 18 18-39 40-49 50-59 60-64”
- safetywing.com checked September 26, 2026
Backs: Headquarters
“San Francisco, USA”
- safetywing.com/contact checked September 26, 2026
Backs: Support channels
“Get a reply in under a minute through our live chat. Or, drop us a line via email and you'll receive a reply within 1-2 hours.”
- safetywing.com/nomad-insurance checked September 26, 2026
Backs: Cover limit, Provider type, Insurance types, Monthly payments, Premium from, Licences
“Essential plan US$250,000 overall limit”
- safetywing.com/terms-and-conditions checked September 26, 2026
Backs: Legal entity
“Proprietary Rights (c) Copyright 2017, Safety Nest Inc. ... Safety Nest Inc. (the "Company" or "SafetyWing")”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.