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ROLAND-Rechtsschutz review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

ROLAND Rechtsschutz suits German households and seniors who want legal expenses cover without paying an excess, with support through email, chat and phone. It scores 7.8 overall, and the policies carry an unlimited sum insured across every tariff.

Key facts

Best for
Legal expenses cover in Germany with no excess and unlimited cover.
Insurance types
Auto, Renters, Landlord↗
Provider type
Insurer↗
Monthly payments
Yes↗
Excess from
€0↗
Cover limit
Unlimited sum insured (Deckungssumme unbegrenzt) in all tariffs↗
Claims channels
Phone, Online↗
Legal entity
ROLAND Rechtsschutz-Versicherungs-AG↗
Headquarters
Germany↗
Founded
1957↗
Support channels
Email, Chat, Phone, Help-centre↗
Audience
Seniors
Pricing model
Monthly
Official website
roland-rechtsschutz.de

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
WikidataLinkedInekomi.de

Pros and cons

Pros

  • No excess: cover starts at €0 on the private legal expenses policies
  • Unlimited sum insured in all tariffs, so no ceiling is set on a claim
  • Support runs through email, chat and phone, and claims can start by phone and online
  • Monthly payments are available, listed under monthly

Cons

  • Cover is written for the German market, with the legal entity registered in Germany
  • Private lines listed are auto, renters and landlord, which leaves legal disputes needing extra modules
  • The audience named on the private page is seniors
ROLAND-Rechtsschutz

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Scored 9.3 / 10 by SumCue.

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Who it suits

  • Households in Germany that want legal expenses cover with no excess
  • Seniors listed as the audience on the private legal expenses page
  • Landlords and renters wanting a legal module alongside their cover

Who should look elsewhere

  • People needing life or health cover, since Linxea lists life instead
  • Anyone shopping for holiday and gadget cover, which Oney Préstamos ES covers with health, life and gadget
  • Drivers outside Germany comparing auto policies, since Euroasia Insurance writes auto, home and travel

Who runs it

ROLAND Rechtsschutz is written by ROLAND Rechtsschutz-Versicherungs-AG, an insurer registered in Germany and supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin). The company has been trading since 1957. Day to day contact runs through email, chat and phone, so help is available by email, chat, phone and a help centre rather than post alone.

How ROLAND-Rechtsschutz compares

Where ROLAND-Rechtsschutz is available

Available
Austria, Germany, Italy
Licence in Germany
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Does ROLAND Rechtsschutz charge an excess on legal expenses claims?+

The private legal expenses policies run without an excess, starting at €0. Claims are settled from the first euro covered under the policy, which removes the upfront cost of taking a case to a lawyer or court.

Is there a ceiling on what a legal expenses claim can pay out?+

The sum insured is unlimited in all tariffs, so no fixed cap is listed against a claim. What is paid still depends on the terms of the module you hold, and the cover only covers the areas named in that tariff.

How regulated is ROLAND Rechtsschutz in Germany?+

The insurer writes under ROLAND Rechtsschutz-Versicherungs-AG and is supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) in Germany. Its registered base is in Germany, and the business has operated since 1957.

How do I make a claim with ROLAND Rechtsschutz?+

Claims can be reported by phone and online, so a case starts either by phone or online. General questions are handled through email, chat and phone, which covers email, chat, phone and a help centre.

Can I pay the premium monthly?+

Yes. Monthly payments are available, and monthly records monthly as the payment option. Spreading the premium helps households keep legal expenses cover in place without a large single payment.

Which policies does ROLAND Rechtsschutz actually write?+

The lines listed are auto, renters and landlord, which covers auto, renters and landlord risks. The private legal expenses product sits alongside these, aimed at legal disputes rather than damage to property or vehicles.

Who is ROLAND Rechtsschutz aimed at?+

The private legal expenses page names seniors as its audience, and the policies are written for households living in Germany. Renters and landlords looking to bundle a legal module with their existing cover will find the range fits.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from.

ROLAND-Rechtsschutz

ROLAND-Rechtsschutz

Legal expenses cover in Germany with no excess and unlimited cover.

9.3/10See alternatives