RITTER.ro review

It is a broker. broker records that role, and the legal name is RITTER - BROKER DE ASIGURARE SI REASIGURARE SRL. The policy is underwritten elsewhere and RITTER.ro places it, so a broker and a direct insurer are not the same thing to compare on cost.

The list is broad: auto, home and travel covers auto, home, travel, pet, life, health, dental, gadget and breakdown. That lets several policies sit in a single arrangement, though the depth of cover within each type is not given.

No premium is published for RITTER.ro itself. Across listings on the site the median starting premium runs €8.31, with the spread running €2.92 to €29.72, so a quote arrives per policy rather than a posted price.

Romanian permissions are on file, both from the Autoritatea de Supraveghere Financiara. The insurance broker registration is Decizia 441/2010; RBK-632, and the private pensions intermediary approval is Aviz 87/2016; AMI-RO-26794791. Both sit in the RO market.

Yes, monthly payments are available. monthly lists monthly as the payment pattern, and the same confirmation appears across the auto, home, life, health, travel and pet categories. An annual payment route is not listed.

Claims run through phone, email and online document upload, so a claim can start by phone, by email or with an online document upload, and a broker can assist on the claim itself. Everyday questions go to email and phone by email or phone.

The floor is set by 18 and over, so the audience is adults. The base is in the RO market, with RO confirming it, which keeps the policies aimed at Romanian households rather than a wider region.

It has traded since 2010. That record, together with the Autoritatea de Supraveghere Financiara registrations, is the history worth weighing when judging an intermediary against a newer quote site.