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Rastreator review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Rastreator is a Spanish comparison site and broker covering insurance, loans, mortgages and savings, quoting premiums from €145.63. It suits people in Spain who want many providers side by side, and it suits anyone weighing a loan, a mortgage or a savings rate together.

Key facts

Best for
One place to compare Spanish insurance, loans, mortgages and savings side by side.
Premium from
€145.63↗
Insurance types
Auto, Motorcycle, Home, Health, Travel, Life, Pet, Van, Gadget, Renters↗
Provider type
Comparison site↗
Monthly payments
Yes↗
Claims channels
Phone, Email↗
Age range
18+↗
Legal entity
RASTREATOR COMPARADOR CORREDURIA DE SEGUROS S.L.U.↗
Headquarters
Spain↗
Founded
2009↗
Support channels
Email, Chat, Phone, Help-centre↗
Audience
Seniors
Pricing model
Monthly
Official website
rastreator.com

Loans

APR
4.07% to 23.7%↗
Loan amount
€300 to €60,000↗
Term
2 to 96 months↗
Arrangement fee
0 - free of charge for users; most lenders in the comparison charge no opening or study fee↗
Credit check
Soft prequal↗
Funding time
24 hours (Fintonic personal loan offer)↗
Representative example
Personal loan of 30,000 EUR over 60 months at 7.95% TIN (8.25% TAE): 36,626.34 EUR repaid in 60 monthly instalments of 607.57 EUR↗
Rate type
Fixed↗
Lender type
Broker↗
Eligibility
Be of legal age and apply in Spain; DNI number and monthly income needed for a comparison↗
Origination fee (%)
0%↗
Loan types
Personal, Payday, Debt-consolidation, Car, Business, Student↗
Use cases
Home-improvement↗

Savings

Headline rate
3.1%↗
Access terms
Money can be recovered at any time with no penalty and no fees↗
Monthly fee
€0↗
Account kind
Easy access↗

Mortgages

Initial rate
2%↗
APRC
2.1%↗
Fixed period
25 years↗
Maximum loan to value
80%↗
Product fee
€0↗
Purpose
Purchase, Remortgage↗

Facts checked September 26, 2026, 8 sources

Apps and profiles

Elsewhere
LinkedInXekomi.es

Pros and cons

Pros

  • The arrangement fee on loans is free of charge for users, and most lenders in the comparison charge no opening or study fee.
  • Cover spans auto, motorcycle and home.
  • Support runs on email, chat and phone, and mortgage product fees sit at €0.

Cons

  • The starting premium of €145.63 sits well above the site median of €8.31.
  • Claims help runs on phone and email only, a narrower set than the email, chat and phone used for general queries.
  • Loan comparisons are limited to people of legal age applying in Spain, who need a DNI number and monthly income to get quotes.
Rastreator

Ready to try Rastreator?

Scored 8.7 / 10 by SumCue.

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Who it suits

  • Anyone in Spain comparing auto, motorcycle and home in one search.
  • Borrowers weighing fixed loans at an APR of 4.07% to 23.7%, who can see rates through a soft prequal check.
  • Savers who want easy access accounts and money back without penalty.

Who should look elsewhere

  • Readers who only care about the lowest starting figure: bunq quotes from €0 and bunq Spain from €0.
  • People who want one provider's product rather than a table of quotes: Linxea starts at a premium of €25.

Safety of your money

Rastreator is a comparison site rather than an insurer, so what arrives is a set of quotes from providers and a route to the one chosen. The brokerage is registered in Spain with the Direccion General de Seguros y Fondos de Pensiones under J3257 and with Banco de Espana under D168. Cover and lending sit with the provider taken up, which is where the money risk lies.

Who runs it

Rastreator trades as RASTREATOR COMPARADOR CORREDURIA DE SEGUROS S.L.U., a comparison site and broker based in Spain and running since 2009. Support runs on email, chat and phone, and the insurance brokerage is licensed by the Direccion General de Seguros y Fondos de Pensiones under J3257 and by Banco de Espana under D168.

How Rastreator compares

Where Rastreator is available

Available
Spain
Licence in Spain
Direccion General de Seguros y Fondos de Pensiones (DGSFP) (J3257), checked September 26, 2026
Licence in Spain
Banco de Espana (D168), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to use Rastreator?+

The monthly fee for using the comparison is €0, and the arrangement fee on loans is free of charge for users, with most lenders in the comparison charging no opening or study fee. Mortgage product fees sit at €0. What a reader pays is the premium or rate the provider sets.

Which insurance can be compared, and can premiums be paid monthly?+

Cover includes auto, motorcycle and home. Car insurance is quoted from a premium of €145.63, and monthly payments are available, so a policy can be spread rather than paid in one sum. The quotes come from the insurers listed, not from Rastreator.

How do the loan comparisons work?+

Personal loans on the site are fixed with an APR of 4.07% to 23.7%, borrowing €300 to €60,000 over terms of 2 to 96. Enquiries use a soft prequal check, so rates can be seen before a full application, and one personal loan offer shows funding in 24 hours (Fintonic personal loan offer). A representative example is published with the instalment.

What do the mortgage quotes include?+

Purchase and remortgage are both compared, with an initial rate of 2%, an APRC of 2.1% and a maximum loan to value of 80%. The fixed period on the offers shown runs 25, and the product fee is €0.

Is the site regulated?+

It is a comparison site and a broker, so the policy or loan comes from the provider chosen rather than from Rastreator. In Spain the brokerage is licensed by the Direccion General de Seguros y Fondos de Pensiones under J3257 and by Banco de Espana under D168.

Can savings be taken out at any time?+

Money can be withdrawn whenever the holder wants, with no exit charge and no penalty attached to the balance. The account kind shown is easy access, and the headline rate is 3.1%, just above the site median of 3%.

Is the starting premium competitive?+

The starting premium is €145.63, and the site ranks 226 of 251 brands listed on that measure, so price is not where it leads. Across the site's data the median retail loss is 70.15%, which is worth weighing against any provider quoted.

Sources

Compiled from 9 source pages, checked September 26, 2026. We did not open an account.

Rastreator

Rastreator

One place to compare Spanish insurance, loans, mortgages and savings side by side.

8.7/10See alternatives