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Punkta.pl review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Punkta.pl suits people in Poland who want to compare several personal insurance categories in one place. It lists premiums starting at PLN 150, supports monthly payments, and is operated by CUK Ubezpieczenia Sp. z o.o. under a Polish insurance agency registration.

Key facts

Best for
People in Poland comparing several personal insurance categories through one site.
Premium from
PLN 150↗
Insurance types
Auto, Motorcycle, Home, Health, Travel, Critical-illness, Life↗
Provider type
Comparison site↗
Monthly payments
Yes↗
Legal entity
CUK Ubezpieczenia Sp. z o.o.↗
Headquarters
Poland↗
Founded
2000↗
Support channels
Phone, Email, Chat, Help-centre↗
Pricing model
Monthly
Official website
punkta.pl

Facts checked September 26, 2026, 4 sources

Pros and cons

Pros

  • Wide choice of personal insurance categories through auto, motorcycle and home.
  • Monthly payments are available, with monthly support through monthly.
  • Support includes phone, email, chat and a help centre via phone, email and chat.
  • It operates as a comparison site, rather than presenting itself as an insurer.

Cons

  • The listed starting premium is PLN 150, so shoppers should check the full quote for their circumstances.
  • Monthly payment availability does not mean every insurance product uses the same payment model, according to monthly.
  • The site is based in Poland, as shown by its headquarters country of PL.
Punkta.pl

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Scored 9.0 / 10 by SumCue.

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Who it suits

  • People comparing auto, motorcycle, home, health, travel, critical-illness or life cover in Poland.
  • Readers who want monthly insurance payments rather than a single payment.
  • People who prefer a comparison site with phone, email, chat and help-centre support.

Who should look elsewhere

  • People seeking a direct insurer rather than a comparison service.
  • Readers who need a guaranteed price without checking the details of an individual quote.
  • People looking for insurance categories outside auto, motorcycle and home.

How Punkta.pl compares

Where Punkta.pl is available

Available
Poland
Licence in Poland
Komisja Nadzoru Finansowego (KNF) - Rejestr Agentow Ubezpieczeniowych (11154159/A), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What insurance does Punkta.pl cover?+

Punkta.pl covers auto, motorcycle, home, health, travel, critical-illness and life insurance. The full range is listed under auto, motorcycle and home. It is a comparison site, so the available products can depend on the category being searched.

How much does an insurance policy cost on Punkta.pl?+

The listed starting premium is PLN 150. This is a starting point rather than a complete quote, so the final price may differ according to the insurance category and the information entered for the applicant.

Can I pay insurance premiums monthly?+

Yes. Monthly payments are available, and the site's payment model is monthly according to monthly. The monthly model is a feature of the service rather than a guarantee that every individual product has identical terms.

Is Punkta.pl an insurer?+

Punkta.pl identifies itself as a comparison site, as shown by comparison site. The legal entity behind it is CUK Ubezpieczenia Sp. z o.o., and it appears in the Komisja Nadzoru Finansowego insurance agency register under 11154159/A.

How can I contact Punkta.pl for help?+

Support is available by phone, email, chat and through a help centre. These channels are listed under phone, email and chat. The available support options make it possible to ask about a product or the comparison process using the channel that suits the question.

Where is Punkta.pl based?+

Punkta.pl is based in Poland. Its headquarters country is PL, while its legal entity is CUK Ubezpieczenia Sp. z o.o. The service is therefore presented as a Polish insurance comparison site.

Sources

  • punkta.pl checked September 26, 2026

    Backs: Provider type, Insurance types, Licences

    “Porównywarka ubezpieczeń to sposób na znalezienie taniego ubezpieczenia”

  • punkta.pl/akademia/ranking/najtansze-oc checked September 26, 2026

    Backs: Pricing model, Monthly payments, Premium from

    “W Zamościu polisa OC kosztuje średnio 150 zł”

  • punkta.pl/kontakt checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “ul. Grudziadzka 107, 87-100 Torun”

  • punkta.pl/o-nas checked September 26, 2026

    Backs: Founded

    “2000 powstanie grupy Punkta (wowczas pod nazwa BIK Serwis)”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Punkta.pl

Punkta.pl

People in Poland comparing several personal insurance categories through one site.

9.0/10See alternatives