Progressive review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Progressive suits US households that want several lines of cover from a single insurer, with pet cover starting at $75 a year. Claims open by phone, online and app, and pet plans can be paid monthly under monthly. Cover is written for US risks only.
Key facts
- Best for
- US households bundling auto, home, pet and gadget cover with a single insurer.
- Premium from
- $75↗
- Insurance types
- Auto, Home, Renters, Life, Travel, Pet, Motorcycle, Breakdown, Gadget↗
- Provider type
- Insurer↗
- Monthly payments
- Yes↗
- Cover limit
- USD 5,000, 10,000 or 20,000 annual benefit↗
- Claims channels
- Phone, Online, App, Agent↗
- Legal entity
- Progressive Casualty Insurance Company↗
- Headquarters
- United States↗
- Founded
- 1937↗
- Support channels
- Phone, Chat, Help-centre↗
- Pricing model
- Monthly
- Official website
- progressive.com
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Cover spans auto, home and renters under a single insurer
- Claims can be opened by phone, online and app
- Pet cover pays an annual benefit of USD 5,000, 10,000 or 20,000 annual benefit
Cons
- Entry premiums of $75 sit above the site median of €8.31
- Help runs on phone, chat and help centre only
Who it suits
- US drivers and motorcyclists after auto and motorcycle cover
- Pet owners who prefer monthly payments, since pet plans run on monthly
- Households bundling auto with home, renters, travel or gadget cover
Who should look elsewhere
- bunq readers, as Progressive is a insurer for auto, home and renters in the US
- bunq Spain readers used to euro premiums from €0, as Progressive quotes $75 in the US
- Linxea readers, as its premium of €25 sits on a different product to Progressive's auto, home and renters
Safety of your money
Progressive is an insurer, so policies come from the insurer itself rather than a comparison site or broker. Its pet business is licensed by the California Department of Insurance (CA license #0N14138), the Iowa Insurance Division (Iowa license #1002314428) and the Florida Department of Financial Services (FL License # L106403). Each licence id can be checked with the state regulator that issued it.
Who runs it
The legal entity is Progressive Casualty Insurance Company, headquartered in the US and founded in 1937. Support runs on phone, chat and help centre, so help comes from a help centre, chat or phone. The agency arm is licensed by the California Department of Insurance (CA Lic #0F50053) and the Texas Department of Insurance (TX Lic #1394132).
How Progressive compares
9.3 vs 8.6
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.4
9.3 vs 8.7
9.3 vs 8.5
9.3 vs 9.4
9.3 vs 8.7
9.3 vs 9.0
9.3 vs 8.7
9.3 vs 9.4
9.3 vs 9.2
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 8.7A different product type, with premiums from €25 rather than Progressive's auto, home and renters.
9.3 vs 9.0
9.3 vs 8.8Its premium from €0 is a different market entirely, set against Progressive's $75 in the US.
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 9.0
9.3 vs 8.3
9.3 vs 9.5
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.3
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9.3 vs 9.3
9.3 vs 9.3
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9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
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9.3 vs 9.1
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 8.9- 9.3 vs 8.6
9.3 vs 8.6
9.3 vs 8.5
9.3 vs 8.4
9.3 vs 8.3
9.3 vs 8.3
9.3 vs 8.2- 9.3 vs 8.0
Where Progressive is available
- Available
- United States
- Licence in United States
- California Department of Insurance (Progressive Advantage Agency, Inc.) (CA Lic #0F50053), checked September 26, 2026
- Licence in United States
- Texas Department of Insurance (Progressive Advantage Agency, Inc.) (TX Lic #1394132), checked September 26, 2026
- Licence in United States
- California Department of Insurance (CP Pet Insurance Services, LLC) (CA license #0N14138), checked September 26, 2026
- Licence in United States
- Iowa Insurance Division (Companion Protect Agency, LLC) (Iowa license #1002314428), checked September 26, 2026
- Licence in United States
- Florida Department of Financial Services (Companion Protect Agency, LLC) (FL License # L106403), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does pet cover cost at the cheapest tier?+
Entry premiums start at $75, which sits above the site median of €8.31. Paying monthly is available on the pet product, which runs on monthly, so the annual figure can be spread across the year instead of paid in a single block.
How much does pet insurance pay out?+
The annual benefit is set at USD 5,000, 10,000 or 20,000 annual benefit, so the amount reimbursed for veterinary bills depends on the tier chosen. There is a lower, middle and higher option, and monthly payments are available on top of it.
Can I pay for pet insurance monthly?+
Yes. Monthly payments are offered, and the pet product is listed under monthly, so the policy is priced month to month rather than once a year. The cheapest tier still starts from $75 on the site's figures.
How do I make a claim?+
Claims can be opened by phone, online and app, so a claim can start by phone, online, through the app or with an agent. That range of routes suits people who would rather not queue on a single phone line.
Who is regulated as the insurer?+
Progressive is an insurer based in the US. The agency arm is licensed by the California Department of Insurance (CA Lic #0F50053) and the Texas Department of Insurance (TX Lic #1394132), while the pet arm is licensed in California, Iowa and Florida.
What kinds of cover can I get?+
The book covers auto, home and renters. Auto and home sit at the centre, with renters, life, travel, pet, motorcycle, breakdown and gadget policies available on the same account. Each line can be quoted on its own while the same insurer handles the claim.
How do I reach support?+
Support runs on phone, chat and help centre. That means a help centre for written questions, chat for quick answers in the app, and phone for anything that needs a person, with agents also listed for claims.
Is Progressive available outside the US?+
It is a US insurer with its headquarters in the US, and the licences on file come from US state regulators such as the Iowa Insurance Division (Iowa license #1002314428). Policies are written for US risks, so readers in the UK or Europe would need a local insurer.
Sources
- progressive.com checked September 26, 2026
Backs: Provider type, Founded, Headquarters, Insurance types, Legal entity, Premium from, Support channels
“A leading insurance company, trusted since 1937”
- progressive.com/auto checked September 26, 2026
Backs: Claims channels
“You can file a car insurance claim with Progressive by logging in to your policy, calling 1-800-776-4737, or using the Progressive app.”
- progressive.com/pet-insurance checked September 26, 2026
Backs: Cover limit, Pricing model, Monthly payments, Licences
“Policyholders have the option of an annual coverage benefit of $5,000, $10,000, or $20,000.”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Progressive
US households bundling auto, home, pet and gadget cover with a single insurer.