Polis812 review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Polis812 is a comparison site for personal insurance based in Russia, useful if you want to weigh car, home, life, health, travel and pet policies in one place. The lowest premium shown is RUB 17, monthly payments are available, and support runs on email, chat and phone.
Key facts
- Best for
- Weighing several personal insurance types in one place and paying monthly rather than in one sum.
- Premium from
- RUB 17↗
- Insurance types
- Auto, Home, Life, Health, Travel, Pet↗
- Provider type
- Comparison site↗
- Monthly payments
- Yes↗
- Excess from
- RUB 0↗
- Cover limit
- From 30,000 EUR medical cover (Schengen minimum 30,000 EUR)↗
- Claims channels
- 24/7 assistance centre phone (number in the policy), Online reimbursement application within 30 days↗
- Legal entity
- OOO SVC POLIS812 (ООО «СВЦ ПОЛИС812»), INN 7807384453, OGRN 1137847389162↗
- Headquarters
- Russia↗
- Founded
- 2008↗
- Support channels
- Email, Chat, Phone, Help-centre↗
- Official website
- polis812.ru
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- yandex.ru
Pros and cons
Pros
- One screen lists auto, home and life, so several policy types can be weighed side by side.
- Monthly payments are available, spreading the cost of a policy across the year.
- Travel medical cover is set at From 30,000 EUR medical cover (Schengen minimum 30,000 EUR), and the excess on that policy is RUB 0.
- Support runs on email, chat and phone, so a question can go by email, in chat, by phone or through the help centre.
Cons
- The business is a comparison site, so the cover sits with the insurer named in your quote rather than with the site.
- Products are built for the market the company is based in, RU.
- The assistance number appears in the policy document, and reimbursement is claimed online within a short window, as set out in 24/7 assistance centre phone (number in the policy) and online reimbursement application within 30 days.
Who it suits
- Households in RU looking at car, home, life, health, travel or pet cover together.
- People who prefer monthly payments to settling a full premium in one payment.
- Renewal shoppers who want a second view of price before accepting a quote.
Who should look elsewhere
- Readers outside RU, since the company is based there and its products are written for that market.
- Anyone comparing savings or banking rather than insurance, where bunq and Linxea are the relevant names, with premium figures of €0 and €25.
The company behind it
Polis812 is run by the legal entity OOO SVC POLIS812, which is registered in Russia. The site has been trading since 2008. Support runs on email, chat and phone, so a question can go by email, in chat, by phone or through the help centre, whichever suits you. A registered company name and a long trading record give you something to check the site against.
How Polis812 compares
8.9 vs 8.6
8.9 vs 9.48.9 vs 9.3
8.9 vs 9.4
8.9 vs 8.78.9 vs 8.5
8.9 vs 9.4
8.9 vs 8.7
8.9 vs 9.08.9 vs 8.7
8.9 vs 9.4
8.9 vs 9.28.9 vs 9.4
8.9 vs 9.4
8.9 vs 9.4- 8.9 vs 8.7
Linxea carries a premium figure of €25, above the figures listed for the two bunq names, so it reads as a paid product.
8.9 vs 9.0
8.9 vs 8.8bunq carries a premium figure of €0, so it suits readers who want an everyday banking offer rather than an insurance quote.
8.9 vs 8.9
8.9 vs 8.9
8.9 vs 9.0
8.9 vs 8.3
8.9 vs 9.58.9 vs 9.4
8.9 vs 9.4
8.9 vs 9.4
8.9 vs 9.38.9 vs 9.3
8.9 vs 9.3
8.9 vs 9.3
8.9 vs 9.3
8.9 vs 9.38.9 vs 9.2
8.9 vs 9.2
8.9 vs 9.28.9 vs 9.2
8.9 vs 9.1
8.9 vs 9.1
8.9 vs 9.1
8.9 vs 9.18.9 vs 9.1
8.9 vs 9.1
8.9 vs 9.0
8.9 vs 9.0
8.9 vs 9.0
8.9 vs 9.0
8.9 vs 9.0
8.9 vs 8.9
8.9 vs 8.9
8.9 vs 8.9- 8.9 vs 8.6
8.9 vs 8.6
8.9 vs 8.5
8.9 vs 8.4
8.9 vs 8.38.9 vs 8.3
8.9 vs 8.2- 8.9 vs 8.0
Where Polis812 is available
- Available
- Russia
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What kinds of insurance can I compare on Polis812?+
The site lists auto, home and life in one place, so a household can weigh several policy types without moving between separate providers. You can use it to see what a quote looks like before you commit to a renewal, then return to the same screen for another type.
How much does a policy cost on Polis812?+
The lowest premium listed is RUB 17. Treat it as an entry point, since the price moves with the type of policy and the cover level you pick, so a fuller policy will sit above it. Read the quote for the product you actually want rather than judging value on the cheapest figure.
Can I pay monthly rather than in one go?+
Monthly payments are available, so the premium of RUB 17 and the higher tiers do not have to be settled in a single payment. It suits households who would rather spread a policy across the year, and it can make a fuller level of cover easier to keep than paying the whole sum up front.
How do I make a claim?+
Claims run through 24/7 assistance centre phone (number in the policy) and online reimbursement application within 30 days. The assistance centre phone is listed in the policy document rather than on the main pages, and reimbursement is applied for online within a short window, so have your policy to hand before you call or start an application.
What does the travel medical cover include?+
The travel medical policy is set at From 30,000 EUR medical cover (Schengen minimum 30,000 EUR). That is the level Schengen entry asks for, so weigh it against the length of your trip and the cost of treatment, and lift the limit if you expect a long stay or expensive hospital care abroad.
Is there an excess to pay on a claim?+
The excess on the travel medical policy is RUB 0, so nothing is left for you to cover on a claim. The excess is set per product rather than as one figure across the site, so read the terms of the quote in front of you.
How do I get help with a quote?+
Support runs on email, chat and phone, so a question can go by email, in chat, by phone or through the help centre. The help centre suits wording on a quote, while a call suits anything about a claim already under way.
Sources
- polis812.ru checked September 26, 2026
Backs: Monthly payments, Premium from, Support channels
- polis812.ru/company checked September 26, 2026
Backs: Provider type, Founded, Headquarters, Legal entity
- polis812.ru/insurance checked September 26, 2026
Backs: Insurance types
- polis812.ru/vzr checked September 26, 2026
Backs: Claims channels, Cover limit, Excess from
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Polis812
Weighing several personal insurance types in one place and paying monthly rather than in one sum.