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Policybazaar.ae review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Policybazaar.ae is a broker for people in the UAE who want several kinds of personal cover compared in one place, from car and home to health and travel. Car premiums start at AED 630 and monthly payments are available, so it suits households who want a quick figure for each policy.

Key facts

Best for
Comparing UAE personal insurance in one place, with monthly payments on car cover.
Premium from
AED 630↗
Insurance types
Auto, Home, Renters, Life, Health, Travel, Motorcycle, Landlord, Dental, Critical-illness, Income-protection↗
Provider type
Broker↗
Monthly payments
Yes↗
Cover limit
EUR 30,000 medical and repatriation (Schengen minimum)↗
Claims channels
Online claim form, Account claims tracking, Phone, Email↗
Age range
0 to 99 years (health insurance entry ages)↗
Legal entity
Policybazaar Middle East Insurance Brokers LLC↗
Headquarters
United Arab Emirates↗
Founded
2018↗
Support channels
Phone, Email, Help-centre↗
Audience
Expats, Seniors
Pricing model
Monthly
Official website
policybazaar.ae

Facts checked September 26, 2026, 7 sources

Apps and profiles

Elsewhere
LinkedInXyoutube.commaps.app.goo.glpbuae.onelink.me

Pros and cons

Pros

  • One comparison covers auto, home and renters, so motor, property and protection cover sit in the same place.
  • Car cover starts at AED 630, and monthly payments are available on top of that entry figure.
  • Claims can be started through online claim form, account claims tracking and phone, which keeps a record of what you submitted.

Cons

  • Support runs on phone, email and help centre only, so there is no walk-in counter to visit.
  • As a broker, the insurer named on the policy matters as much as the price you are quoted, so read the terms closely.
  • The only payment model set out is monthly, so a yearly single payment is not listed.

Ready to try Policybazaar.ae?

Scored 8.9 / 10 by SumCue.

See alternatives

Who it suits

  • Residents of the UAE who want motor, home, health and travel cover compared side by side before they commit.
  • Expats and seniors shopping for health cover, with entry ages of 0 to 99 years (health insurance entry ages) quoted in the same place.
  • Drivers who would rather spread the premium into monthly payments than settle it in a single instalment.

Who should look elsewhere

  • bunq, if you would rather open a single account starting at €0 than price cover through a broker.
  • Linxea, if you want one provider to deal with rather than a brokered comparison, starting at €25.

Safety of your money

Policybazaar.ae is a broker, not an insurer, so the risk sits with the insurer named on your policy rather than with the site you compared it on. It is authorised by the Central Bank of the UAE, 123, and by the Department of Economy & Tourism in Dubai, 233354. Health broking is permitted by the Dubai Health Authority under BRK-00041, and it is listed with the Emirates Insurance Federation as B81.

Who runs it

The legal entity is Policybazaar Middle East Insurance Brokers LLC, based in the AE and trading since 2018. That makes it a young operator rather than a long-standing insurer, so judge it on the panel it offers and the price you end up with. Help runs on phone, email and help centre, and the Central Bank of the UAE and Department of Economy & Tourism in Dubai licences apply alongside the Dubai Health Authority and Emirates Insurance Federation permissions.

How Policybazaar.ae compares

Where Policybazaar.ae is available

Available
United Arab Emirates
Licence in United Arab Emirates
Central Bank of the UAE (123), checked September 26, 2026
Licence in United Arab Emirates
Department of Economy & Tourism in Dubai (233354), checked September 26, 2026
Licence in United Arab Emirates
Dubai Health Authority (BRK-00041), checked September 26, 2026
Licence in United Arab Emirates
Emirates Insurance Federation (B81), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is Policybazaar.ae an insurer or a broker?+

It works as a broker, so it introduces you to insurers rather than carrying the risk. Read a quote with that in mind: the cover terms, claims handling and premium belong to the insurer named on the policy, while the broker handles the comparison and the paperwork around it.

What does the cheapest car policy cost?+

Car cover starts at AED 630, which is the first figure most people see. Treat it as an entry point rather than a quote, because the final premium depends on the vehicle, the driver and the level of cover you choose.

Can I pay monthly?+

Yes. Monthly payments are available, and monthly is the payment model set out on the car insurance pages. Spreading the premium across the year can be easier to manage than one annual payment, though the total still depends on the policy you pick.

What kinds of insurance can I compare?+

The comparison spans auto, home and renters. That mix is the reason to use a broker rather than visit a single insurer: motor, property and protection cover can be lined up side by side, then placed with whichever insurer quotes the lowest premium.

How do I make a claim?+

Claims run on online claim form, account claims tracking and phone. Starting online or from the account area keeps a record of what was submitted, and the phone and email routes are there if you would rather talk it through. Keep your policy details to hand either way.

Who regulates the broker?+

It holds a Central Bank of the UAE licence, 123, and a Department of Economy & Tourism in Dubai licence, 233354. Health broking is permitted by the Dubai Health Authority under BRK-00041, and it is listed with the Emirates Insurance Federation as B81.

Who is it aimed at?+

The audience is expats and seniors, and health cover entry ages of 0 to 99 years (health insurance entry ages) mean a newborn and an older adult can be quoted in the same place. That is the useful part if you have moved to the UAE or are putting a family policy together.

How much medical cover does travel insurance include?+

Travel policies are set at EUR 30,000 medical and repatriation (Schengen minimum). Check that figure against your route and trip length before you buy, since it works out as the entry level rather than a promise about every itinerary.

Sources

  • static.pbcdn.ae/pbuae/images/IA-License-Renewal-2026.pdf checked September 26, 2026

    Backs: Licences

  • policybazaar.ae checked September 26, 2026

    Backs: Insurance types

    “We are an insurance aggregator working to provide you with detailed information about various insurance verticals such as Car Insurance, Term Insurance, Life Insurance, Health Insurance, Travel...”

  • policybazaar.ae/about-us checked September 26, 2026

    Backs: Founded, Headquarters, Legal entity

    “In 2018, we set out to test whether that model would travel”

  • policybazaar.ae/car-insurance checked September 26, 2026

    Backs: Pricing model, Monthly payments, Premium from

    “your total is split into smaller, interest-free four monthly payments”

  • policybazaar.ae/contact-us checked September 26, 2026

    Backs: Claims channels, Support channels

    “File a claim Submit and track claim requests”

  • policybazaar.ae/health-insurance checked September 26, 2026

    Backs: Age range, Audience

    “Minimum Entry Age | 0 years ( Newborn Baby ), Maximum Entry Age | 99 years”

  • policybazaar.ae/legal-and-admin-policies checked September 26, 2026

    Backs: Provider type

    “is licensed as a Broker by the Central Bank of the UAE”

  • policybazaar.ae/travel-insurance checked September 26, 2026

    Backs: Cover limit

    “The minimum coverage amount must be 30,000 Euros for medical expenses and repatriation”

Compiled from 11 source pages, checked September 26, 2026. We did not open an account.

Policybazaar.ae

Comparing UAE personal insurance in one place, with monthly payments on car cover.

8.9/10See alternatives