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Perfect Pet review

Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 29, 2026

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Our verdict

Perfect Pet suits pet owners who want monthly cover with cover of Up to GBP 5,000 per condition per year and an excess starting at £90. Claims run through email while support across email, chat and phone keeps help within reach through the life of the policy.

Key facts

Best for
Pet owners who want monthly pet cover with a per condition yearly limit.
Insurance types
Pet↗
Provider type
Broker↗
Monthly payments
Yes↗
Excess from
£90↗
Cover limit
Up to GBP 5,000 per condition per year↗
Claims channels
Email↗
Age range
From 4 weeks, no upper age limit↗
Legal entity
Tedaisy Insurance Brokers Limited↗
Headquarters
United Kingdom↗
Support channels
Email, Chat, Phone, Help-centre↗
Pricing model
Monthly
Official website
perfectpetinsurance.co.uk

Facts checked September 29, 2026, 4 sources

Apps and profiles

Elsewhere
Trustpilot

Pros and cons

Pros

  • Monthly billing through monthly with cover of Up to GBP 5,000 per condition per year per condition per year.
  • Wide eligibility with cover within From 4 weeks, no upper age limit for pet cover.
  • Support across email, chat and phone for service and renewal queries.

Cons

  • Claims run on email only, which limits how you can start a claim.
  • Cover stays within pet, so other household covers need another provider.
  • Excess starts at £90, which adds to the cost of each claim.

Ready to try Perfect Pet?

Scored 8.8 / 10 by SumCue.

See alternatives

Who it suits

  • Pet owners who want dedicated pet cover rather than Oney Préstamos, which focuses on health, life and gadget.
  • Pet owners who want a pet specialist rather than Linxea, which focuses on life.
  • Households who may later want wider cover can compare die Bayerische, which offers auto, home and motorcycle.

Who should look elsewhere

  • Readers who want life cover rather than pet cover may prefer Linxea, which focuses on life through life.
  • Readers who want health or gadget cover may prefer Oney Préstamos, which offers health, life and gadget.

Deposit protection

Perfect Pet arranges policies as a broker shown by broker, rather than acting as the insurer that carries the risk. Its broking activity sits under Financial Conduct Authority oversight linked to 967451. That distinction helps you understand who sells and services the policy and who decides and pays claims.

The company behind it

The brand is operated by Tedaisy Insurance Brokers Limited, based in the United Kingdom and acting for pet owners seeking local cover. Help is available across email, chat and phone, giving choice around email, chat, phone and help centre support. Broking activity is linked to 967451 under Financial Conduct Authority oversight.

How Perfect Pet compares

Where Perfect Pet is available

Available
United Kingdom
Licence in United Kingdom
Financial Conduct Authority (967451), checked September 29, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What excess and limit apply to Perfect Pet cover?+

Excess starts at £90 for each claim, so you pay that share before cover responds. The limit sits within cover of Up to GBP 5,000 per condition per year, which refreshes per condition per year. Check your schedule for how excess and limit apply together.

Which pets can be covered by Perfect Pet?+

Pets are covered within From 4 weeks, no upper age limit, which suits young pets and older animals staying insured. Cover is for pet through pet, so terms will still reflect breed, health and plan choice. Check eligibility before you apply.

Can you pay monthly for Perfect Pet?+

Yes, monthly payments are available, and billing is built around monthly payments. That lets you spread the yearly cost rather than paying in a single sum. Your documents confirm dates, amounts and what happens if a payment is missed.

Who regulates Perfect Pet and how does that protect you?+

Perfect Pet acts as a broker shown by broker, with broking activity under Financial Conduct Authority oversight linked to 967451. That means distribution and advice rules apply, while the insurer carries the risk. Always read the policy wording for cover details.

How do you make a claim with Perfect Pet?+

Claims run through email, so you submit by email with invoices and clinical notes. Support across email, chat and phone can guide you on forms, excess and limits. Keep vet records and receipts to help assessment move smoothly.

Is Perfect Pet available where you live?+

The provider operates from GB and offers pet cover through pet, which suits residents seeking local cover. Support is available across email, chat and phone for quotes, changes and renewals. Confirm postcode and pet eligibility during the quote journey.

Which company is behind Perfect Pet?+

The firm behind the brand is Tedaisy Insurance Brokers Limited, acting as a broker rather than the insurer. Day to day help is available across email, chat and phone for service and claims queries. Policy documents name the underwriter responsible for paying valid claims.

Sources

Compiled from 5 source pages, checked September 29, 2026. We did not open an account.

Not confirmed yet: Premium from.

Perfect Pet

Pet owners who want monthly pet cover with a per condition yearly limit.

8.8/10See alternatives