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Only Paws Pet Insurance review

Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 29, 2026

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Our verdict

Only Paws Pet Insurance suits pet owners seeking straightforward cover with clear yearly boundaries for everyday care needs at home. Cover runs 5000 GBP per condition per year, which helps households plan vet spending around a defined per condition limit with added confidence and peace of mind together.

Key facts

Best for
Pet owners wanting straightforward cover
Insurance types
Pet↗
Provider type
Broker↗
Monthly payments
Yes↗
Excess from
£99↗
Cover limit
5000 GBP per condition per year↗
Claims channels
Online-portal↗
Age range
4 weeks and older, no upper limit↗
Legal entity
Trusted Insurance Services Ltd↗
Headquarters
United Kingdom↗
Support channels
Email, Help-centre↗
Pricing model
Monthly
Official website
onlypawspetinsurance.co.uk

Facts checked September 29, 2026, 4 sources

Apps and profiles

Elsewhere
Trustpilotfacebook.cominstagram.com

Pros and cons

Pros

  • Wide age eligibility with cover starting from 4 weeks and older, no upper limit
  • Monthly payments are available, with billing structured on monthly

Cons

  • Support runs on email and help centre only, which limits contact choice
  • Claims run through online portal only, which suits those happy to claim online
  • Cover is limited to pet, so other needs require another provider

Ready to try Only Paws Pet Insurance?

Scored 8.7 / 10 by SumCue.

See alternatives

Who it suits

  • Pet owners wanting steady monthly budgeting for vet bills
  • Owners of young or older pets seeking cover without an upper age cut

Who should look elsewhere

  • Households wanting health, life or gadget cover may prefer Oney Préstamos, which lists health, life and gadget
  • Households wanting multi line cover including auto or home may prefer die Bayerische, which lists auto, home and motorcycle

How Only Paws Pet Insurance compares

Where Only Paws Pet Insurance is available

Available
United Kingdom
Licence in United Kingdom
Financial Conduct Authority (831252), checked September 29, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What excess applies to Only Paws Pet Insurance claims?+

Excess starts at £99 for each claim, so that amount stays with the owner when a claim is paid. Check the policy wording for how excess applies per condition and per year before budgeting for vet bills and treatment.

How much cover is available per condition?+

Cover runs 5000 GBP per condition per year, which sets the yearly maximum for each separate condition. Renewed limits can help with ongoing illness, while unrelated conditions each carry their own boundary under the same policy terms and stated exclusions.

What age pets can be covered?+

Eligibility starts from 4 weeks and older, no upper limit, which suits very young pets and older animals alike. Cover remains available as pets age, though premiums and terms can change with health and claims history under normal underwriting and policy rules.

Can premiums be paid monthly?+

Monthly payments are available, with plans structured on monthly billing for steady budgeting. Premiums vary by pet, age and cover choices, so compare the yearly total alongside monthly instalments and any fees shown in policy documents.

How are claims submitted and tracked?+

Claims are handled through online portal, so owners submit and track claims online rather than by post. Keep vet invoices and treatment notes ready, then follow the portal steps to upload evidence and receive updates on assessment.

Who provides Only Paws Pet Insurance and how is it regulated?+

The brand is operated as broker by Trusted Insurance Services Ltd and authorised by Financial Conduct Authority under 831252. That structure means sales and administration sit with the broker while cover rests with the insurer.

Sources

  • onlypawspetinsurance.co.uk checked September 29, 2026

    Backs: Provider type, Headquarters, Legal entity

    “Only Paws is a trading name of Trusted Insurance Services Ltd ... Appointed Representative of City Insurance Brokers Ltd, authorised and regulated by the Financial Conduct Authority”

  • onlypawspetinsurance.co.uk/faqs checked September 29, 2026

    Backs: Age range, Cover limit, Excess from, Insurance types, Pricing model, Monthly payments

    “We only accept pets older than 4 weeks and don't discriminate against older pets.”

  • onlypawspetinsurance.co.uk/help-and-contact checked September 29, 2026

    Backs: Support channels

    “The quickest way to resolve your query is by emailing info@onlypawspetinsurance.co.uk”

  • onlypawspetinsurance.co.uk/how-to-claim checked September 29, 2026

    Backs: Claims channels

    “All claim types are to be logged through our easy to use online portal by the policyholder.”

  • register.fca.org.uk/s checked September 29, 2026

    Backs: Licences

Compiled from 5 source pages, checked September 29, 2026. We did not open an account.

Not confirmed yet: Premium from.

Only Paws Pet Insurance

Pet owners wanting straightforward cover

8.7/10See alternatives