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Odie Pet Insurance review

Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 29, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Odie Pet Insurance suits pet owners who want monthly paid pet cover with online claims and support across email, chat and phone. Premiums start at $28 with cover to $40,000 annual limit, so households wanting focused pet protection on a monthly plan may find the setup appealing.

Key facts

Best for
Pet owners wanting monthly paid pet cover with online claims.
Premium from
$28↗
Insurance types
Pet↗
Provider type
Broker↗
Monthly payments
Yes↗
Excess from
$100 to $1,000↗
Cover limit
$40,000 annual limit↗
Claims channels
Online↗
Age range
7 weeks - no max↗
Legal entity
Odie Pet Insurance Marketing, Inc.↗
Headquarters
United States↗
Support channels
Email, Chat, Phone, Help-centre↗
Pricing model
Monthly
Official website
getodie.com

Facts checked September 29, 2026, 4 sources

Apps and profiles

Elsewhere
LinkedIn

Pros and cons

Pros

  • Premiums from $28 with monthly payments available for budgeting.
  • Cover to $40,000 annual limit for pet treatment costs.
  • Eligibility across 7 weeks - no max, including older pets with no upper age bar.
  • Support across email, chat and phone plus online claims via online.

Cons

  • Claims run through online only, which limits options for those wanting phone handling.
  • Excess options within $100 to $1,000 mean higher out of pocket costs can apply at claim time.
  • Cover is pet only under pet, so multi policy households must look elsewhere.
Odie Pet Insurance

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Scored 8.8 / 10 by SumCue.

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Who it suits

  • Pet owners wanting monthly paid cover with online claims handling.
  • Households covering older pets with no upper age bar.
  • Those wanting cover to $40,000 annual limit for higher vet bills.

Who should look elsewhere

  • Those wanting loan protection rather than pet cover may prefer Oney Préstamos for its lending linked offer.
  • Savers seeking assurance vie alongside protection may prefer Linxea for its savings led range.
  • Those seeking gadget cover rather than vet bills may prefer die Bayerische for device protection.

The company behind it

The offer sits under Odie Pet Insurance Marketing, Inc., based in the United States. Support is available across email, chat and phone, giving account holders several ways to ask about cover, payments and claims. The setup suits comparison alongside other pet providers where corporate base and contact options matter alongside price and limits.

How Odie Pet Insurance compares

Where Odie Pet Insurance is available

Available
United States

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What does Odie Pet Insurance cost each month?+

Premiums start at $28 with monthly payments available to spread costs across the year. Excess options sit within $100 to $1,000, so the amount owed at claim time depends on the excess selected. Quote terms vary by pet details and plan choices.

How much cover can a policy provide?+

Cover extends to $40,000 annual limit for eligible vet costs under the pet plan. Limits apply per stated plan terms and affect larger bills or ongoing treatment. Review the plan summary to see how annual limits interact with excess and reimbursement.

Which pets can be covered?+

Eligibility spans 7 weeks - no max for covered pets, which suits young pets as well as older animals. Cover is pet only under pet, keeping the focus on vet costs. Check breed, age and health rules before applying.

How are claims submitted and tracked?+

Claims are handled through online, so documents and updates stay in a digital account. This suits those comfortable managing forms and receipts online. Keep vet invoices and treatment notes ready to support timely review.

How can customers get help with a policy?+

Support is available across email, chat and phone, giving several ways to ask about cover, billing and claims. Email and chat suit quick queries, while phone and help centre suit detailed issues. Contact hours and response times may vary.

Is Odie Pet Insurance an insurer or a broker?+

The service operates as broker under Odie Pet Insurance Marketing, Inc., based in the United States. That means policies are arranged rather than underwritten directly by the marketing company. Read licensing disclosures to understand the role of the broker and underwriter.

Sources

  • getodie.com checked September 29, 2026

    Backs: Provider type, Insurance types, Support channels

    “is a licensed insurance producer offering and administering pet insurance policies”

  • getodie.com/help-center checked September 29, 2026

    Backs: Age range, Claims channels, Cover limit, Excess from, Pricing model, Monthly payments

    “Coverage is available for all cat and dog breeds starting at 7 weeks old, with no upper age limits.”

  • getodie.com/illness-and-injury-plan checked September 29, 2026

    Backs: Premium from

    “Plans average $28/month for cats - Illness & Injury Plan”

  • getodie.com/licensing-disclosures checked September 29, 2026

    Backs: Headquarters, Legal entity

    “Corporate Headquarters: 1600 N 71st St, Ste 540, Scottsdale, AZ 85254”

Compiled from 4 source pages, checked September 29, 2026. We did not open an account.

Odie Pet Insurance

Odie Pet Insurance

Pet owners wanting monthly paid pet cover with online claims.

8.8/10See alternatives