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nettopolizze.at (AT) review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

nettopolizze.at suits people in Austria who want a life insurance plan built and managed in an app rather than face to face. The catch is entry cost: the DIY package carries a one-off service fee of €299, far above the €8.31 median for entry premiums.

Key facts

Best for
A self-directed Austrian saver who wants a life plan run from an app with small monthly contributions.
Premium from
€299↗
Insurance types
Life↗
Provider type
Comparison site↗
Monthly payments
Yes↗
Legal entity
2invest GmbH↗
Headquarters
Austria↗
Support channels
Email, Chat, Phone, Help-centre↗
Pricing model
Monthly
Official website
nettopolizze.at

Savings

Rate type
Variable↗
Minimum deposit
€50↗
Deposit protection
EU DGS up to EUR 100,000↗
Access terms
Digital onboarding and app management, one-off 299 EUR service fee for the DIY package; savings plan from 50 EUR per month, premium-free suspension possible; minimum term 3 years for savings plans and 15 years for single-premium policies (10 years from age 50)↗
Monthly fee
€0↗
Account kind
Fixed↗
Regulators
GISA↗

Brokers

Investor protection
EU ICS up to EUR 20,000↗
Account types
SIPP↗

Robo-advisors

Portfolio types
ETF↗

Facts checked September 26, 2026, 6 sources

Apps and profiles

Elsewhere
TrustpilotLinkedInyoutube.com

Pros and cons

Pros

  • Onboarding and management are digital, with the plan administered in the app.
  • The monthly fee is €0, and monthly payments are available, so contributions match your pay rhythm.
  • Premium-free suspension is possible, which helps when income drops during the term.
  • Savings plans start at €50 per month, with portfolios built from ETFs.

Cons

  • The DIY package charges a one-off service fee of €299, far above the €8.31 median entry premium on the site.
  • Savings plans and single-premium policies come with a minimum term, so the money stays committed for years.
nettopolizze.at (AT)

Ready to try nettopolizze.at (AT)?

Scored 8.5 / 10 by SumCue.

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Who it suits

  • People in Austria who want a life insurance plan set up and run in an app.
  • Self-directed savers starting small, with savings plans from €50 per month.
  • Households that may need a break in payments, since premium-free suspension is possible.

Who should look elsewhere

  • Buyers put off by set-up costs, since Linxea starts at a premium of €25.
  • Anyone wanting the lowest starting figure: bunq and bunq Spain start at a premium of €0 and €0.
  • People unwilling to lean on investor protection of EU ICS up to EUR 20,000 for the investment side of a policy.

The company behind it

nettopolizze.at is run by 2invest GmbH, based in Austria, and works as a comparison site rather than an insurer. Support runs on email, chat and phone, so you can reach the team by phone, chat, email or the help centre. The intermediary is listed in the Austrian GISA insurance intermediary register under licence 38902482.

How nettopolizze.at (AT) compares

Where nettopolizze.at (AT) is available

Available
Austria
Licence in Austria
GISA-Versicherungsvermittlerregister (Oesterreich) (38902482), checked September 26, 2026
Licence in Austria
Gewerbebehörde Magistrat der Stadt Wien (Gewerbliche Vermoegensberatung, § 1 Z 44 WAG 2018), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does a nettopolizze.at plan cost to set up?+

The DIY package comes with a one-off service fee of €299. That sits far above the €8.31 median entry premium across the site, so the set-up cost is the first thing to weigh. The plan then runs with a monthly fee of €0.

Is there an ongoing monthly fee?+

The monthly fee is €0, and monthly payments are available. The plan runs on a monthly model, so contributions and any running charges share the same rhythm, which keeps budgeting simple once the set-up fee is behind you.

How much do I need to put in each month?+

A savings plan starts at €50 per month, a low entry point for a policy that runs for years. Contributions follow a monthly model, so you can top up on a regular schedule rather than committing a large sum in one go.

What protection is on the money?+

Cash deposits sit under EU DGS up to EUR 100,000. The investment side is different: claims against the intermediary fall under EU ICS up to EUR 20,000. That gap between the two limits is the number to weigh alongside the €299 service fee before you commit.

Who regulates nettopolizze.at?+

nettopolizze.at appears in the Austrian GISA insurance intermediary register under licence 38902482, and its regulator is listed as GISA. It works as a comparison site rather than an insurer, so the cover comes from the insurer it introduces you to.

What kind of insurance and investment is it?+

It covers life insurance, listed under life. The plan type is sipp, with a fixed account kind and a variable rate type. Portfolios can be built from ETFs, so the money you pay in is invested rather than left idle.

Can a plan be paused if income drops?+

Premium-free suspension is possible, which helps when income dips mid-term. The trade-off is commitment: savings plans and single-premium policies both carry a minimum term, so the money stays tied up for years, and contributions are set at €50 or more each month.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

nettopolizze.at (AT)

nettopolizze.at (AT)

A self-directed Austrian saver who wants a life plan run from an app with small monthly contributions.

8.5/10See alternatives