MSH International review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

MSH International suits expats and seniors seeking health insurance with monthly payments and broad cover limits. Its premium starts at €13, while cover ranges from EUR 500,000 to EUR 1,600,000 and the eligible audience spans 18 to 70 years.

Key facts

Best for
Monthly health cover for expats and seniors.
Premium from
€13↗
Insurance types
Health↗
Provider type
Broker↗
Monthly payments
Yes↗
Excess from
€750↗
Cover limit
EUR 500,000 to EUR 1,600,000↗
Claims channels
Mobile app, Member area (Espace Assure), Phone↗
Age range
18 to 70 years↗
Legal entity
MSH International (SAS), RCS Paris 352 807 549↗
Headquarters
France↗
Founded
1974↗
Support channels
Phone, Email↗
Audience
Expats, Seniors
Pricing model
Monthly
Official website
msh-intl.com

Facts checked September 26, 2026, 4 sources

Apps and profiles

Pros and cons

Pros

  • Monthly payments are available, with monthly listed as the payment model.
  • Cover limits range from EUR 500,000 to EUR 1,600,000.
  • Claims can be made through mobile app, member area (Espace Assure) and phone.
  • Support is available by phone and email.

Cons

  • The premium starts at €13, with a starting excess of €750.
  • Health insurance is the only listed insurance type under health.
  • MSH International is a broker, as stated by broker.
MSH International

Ready to try MSH International?

Scored 8.8 / 10 by SumCue.

Who it suits

  • Expats within the eligible range of 18 to 70 years.
  • Seniors within the eligible range of 18 to 70 years.
  • People who want health cover with monthly payments and broad cover limits.

Who should look elsewhere

  • bunq, because its listed premium starts at €0, but the available facts concern MSH International health cover.
  • bunq Spain, because its listed premium starts at €0, but the available facts concern MSH International health cover.
  • Linxea, because its listed premium starts at €25, while MSH International offers health insurance through a broker model.

The company behind it

MSH International is operated by MSH International (SAS), RCS Paris 352 807 549 and is based in France. It was founded in 1974. The legal entity is a broker, while support is available through phone and email. Its French intermediary registration is 07 002 751, and ORIAS is listed as a regulator in France.

How MSH International compares

Where MSH International is available

Available
France
Licence in France
ORIAS (07 002 751), checked September 26, 2026
Licence in France
ACPR (Autorite de Controle Prudentiel et de Resolution), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the starting premium?+

MSH International health insurance starts at €13. The listed cost score is 2, so the price should be considered alongside the cover limit and excess before choosing a policy.

Can I pay monthly?+

Yes. Monthly payments are available, and monthly lists monthly as the payment model. This can help spread the cost of health cover across the year rather than requiring payment in a single instalment.

How much health cover is available?+

The listed cover limits are EUR 500,000 to EUR 1,600,000. The exact level may depend on the policy selected, but the stated range gives expats and seniors a clear basis for comparing the available protection.

What excess may apply?+

The starting excess is €750. This is the amount that may remain with the policyholder when a claim is made, so it is worth weighing alongside the premium and cover limit.

Who is this insurance for?+

MSH International is aimed at expats and seniors. The eligible age range is 18 to 70 years, which helps people check the basic age requirement before considering the available health cover.

How can I make a claim?+

Claims can be made through mobile app, member area (Espace Assure) and phone. Members can use the mobile app, the Espace Assure member area or phone support, depending on the option that suits them.

What kind of provider is MSH International?+

MSH International is listed as a broker through broker. Its French intermediary registration is 07 002 751, and the legal entity is MSH International (SAS), RCS Paris 352 807 549.

Sources

  • msh-intl.com/a-propos checked September 26, 2026

    Backs: Founded

  • msh-intl.com/firstexpatplus checked September 26, 2026

    Backs: Age range, Audience, Cover limit, Excess from, Insurance types, Pricing model, Monthly payments, Premium from

    “Plafond 500 000 EUR (Quartz) / 1 000 000 EUR (Pearl) / 1 600 000 EUR (Sapphire)”

  • msh-intl.com/mentions-legales checked September 26, 2026

    Backs: Provider type, Headquarters, Legal entity, Support channels

    “Siege social : Season, 39 rue Mstislav Rostropovitch, 75815 Paris Cedex 17, France”

  • msh-intl.com/neotempo checked September 26, 2026

    Backs: Claims channels

  • orias.fr checked September 26, 2026

    Backs: Licences

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

MSH International

MSH International

Monthly health cover for expats and seniors.

8.8/10See alternatives