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MoneySuperMarket review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

MoneySuperMarket is a comparison site that works as a broker, which suits UK adults comparing lenders before they apply. Borrowing runs £1,000 to £50,000, with a representative example of Representative 16.5% APR, maximum APR 99% and a credit check that is soft prequal, and free early repayment sits with the offers it lists.

Key facts

Best for
Comparing several UK lenders for a personal loan, debt consolidation or a home improvement project.
Insurance types
Auto, Home, Travel↗
Provider type
Comparison site↗
Legal entity
MONY Group plc↗
Headquarters
United Kingdom↗
Founded
1993↗
Official website
moneysupermarket.com

Loans

APR
5.9% to 99%↗
Loan amount
£1,000 to £50,000↗
Term
12 to 120 months↗
Credit check
Soft prequal↗
Representative example
Representative 16.5% APR, maximum APR 99%↗
Lender type
Broker↗
Free early repayment
Yes↗
Eligibility
18 or over and a UK resident↗
Loan types
Personal, Debt-consolidation, Secured, Guarantor, Car, Business, Bridging↗
Use cases
Home-improvement↗

Facts checked September 26, 2026, 3 sources

Apps and profiles

Get the app
App Store
Elsewhere
WikidataWikipediaX

Pros and cons

Pros

  • Borrowing of £1,000 to £50,000 with terms of 12 to 120 and free early repayment on the offers listed.
  • The credit check is soft prequal, so looking at rates needs less than the full search a lender runs on a formal application.
  • Loan types include personal, debt consolidation and secured, so personal, secured and business borrowing sit under the same search.
  • Founded 1993 and run by MONY Group plc, giving the service a long record in UK money comparison.

Cons

  • It is a comparison site and a broker, not the lender itself, so the rate and the decision come from whichever provider the search leads to.
  • Rates run 5.9% to 99% and the representative example Representative 16.5% APR, maximum APR 99% shows how far the top of that range can go.
  • Eligibility is limited to adults who are UK residents, so an applicant based in another market falls outside it.
MoneySuperMarket

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Who it suits

  • Adults in the UK who want to see several lenders side by side rather than deal with a single provider.
  • Borrowers after a larger sum, with amounts of £1,000 to £50,000 available.
  • People funding work such as home improvement who want to choose a term of 12 to 120.

Who should look elsewhere

  • Oney Préstamos ES, because its lending suits applicants outside the UK while the eligibility here covers adults and UK residents.
  • Linxea, because its insurance types are life while this site compares auto, home and travel alongside brokered loans.
  • EuroAsia Insurance, because its insurance types auto, home and travel suit buying a single direct policy rather than running a comparison search.

Who runs it

MoneySuperMarket is run by MONY Group plc, a comparison business based in the United Kingdom. It has been trading since 1993, which gives the site a long record in UK money comparison. It is a comparison site and works as a broker on loans, so the lender you end up with is a separate provider.

How MoneySuperMarket compares

Where MoneySuperMarket is available

Available
United Kingdom

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much can I borrow through MoneySuperMarket?+

Borrowing through the site covers £1,000 to £50,000, and the term can run 12 to 120. Those figures come from the lenders whose offers appear in the search rather than from the site itself, so the range shown reflects what the market offered.

What rate will I pay on a loan?+

The advertised rate range is 5.9% to 99%, and the representative example is Representative 16.5% APR, maximum APR 99%. The top figure in that range sits at a narrow end of the market, so the lower end of the range is the more useful target when you compare.

Does comparing rates affect my credit file?+

The credit check shown is soft prequal, which is lighter than the full search a lender runs before it approves an application. Once an application goes to a provider, that provider runs its own checks, so the figure on the comparison is only a starting point.

Is MoneySuperMarket a lender, a broker or an insurer?+

MoneySuperMarket is a comparison site and works as a broker on loans, putting lenders in front of you rather than lending itself. It also lists insurance types auto, home and travel, which is a separate market from the borrowing search.

What can the money be used for?+

The loan types listed are personal, debt consolidation and secured, and the stated use case is home improvement. The spread runs from a single personal loan to debt consolidation, secured and guarantor borrowing, and on to car, business and bridging products for larger plans.

Who can apply?+

The service is run from GB and its eligibility rule is adults who are UK residents. Anything aimed at a market outside the UK, or at borrowers below the minimum age, sits outside what the site can offer.

Who runs the site?+

MoneySuperMarket is run by MONY Group plc and has been trading since 1993. That is a long standing operation in UK money comparison, with the same group covering the borrowing and insurance sides of the site.

Can I repay a loan early?+

Free early repayment is listed for these loans, so clearing a balance ahead of schedule does not carry the usual early settlement charge. Terms run 12 to 120, and repaying part of a balance is a normal part of how these loans work.

Sources

  • en.wikipedia.org/wiki/MoneySuperMarket checked September 26, 2026

    Backs: Founded, Headquarters, Insurance types, Legal entity

    “Founded 1993”

  • moneysupermarket.com/loans checked September 26, 2026

    Backs: Loan amount, APR, Credit check, Eligibility, Free early repayment, Lender type, Loan types, Representative example, Term, Use cases

    “The maximum personal loan is £50,000; loan rates by common loan values from £1,000”

  • monygroup.com checked September 26, 2026

    Backs: Provider type

    “Our financial products comparison site MoneySuperMarket is the most recommended price comparison website and makes it easy to find great deals.”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

MoneySuperMarket

MoneySuperMarket

Comparing several UK lenders for a personal loan, debt consolidation or a home improvement project.

8.8/10See alternatives