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Meilleurtaux review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Meilleurtaux suits French homebuyers and savers who want one broker covering auto, home and health alongside mortgages and an easy-access savings account in one place.

Key facts

Best for
A French broker for mortgages, everyday insurance and a variable-rate easy-access savings account.
Insurance types
Auto, Home, Health, Pet, Life, Motorcycle↗
Provider type
Broker↗
Legal entity
Meilleurtaux SAS↗
Headquarters
France↗
Founded
1999↗
Support channels
Phone↗
Audience
Seniors
Pricing model
No monthly fee
Official website
meilleurtaux.com

Loans

APR
3.11% to 3.73%↗
Term
60 to 324 months↗
Arrangement fee
0 EUR charged to the borrower; paid by the bank partner↗
Representative example
Mortgage loan of 200,000 EUR over 15 years at 3.58%: monthly payment 1,494 EUR, total cost of credit 68,974 EUR (25 years at 3.73%: 1,083 EUR monthly, 124,826 EUR total)↗
Rate type
Variable↗
Lender type
Broker↗
Free early repayment
No↗
Eligibility
No legal minimum age for taking out a mortgage in France, subject to borrower insurance and end-of-loan age; 35% debt-to-income recommended by the HCSF; customers in France, with dedicated offers for Belgium and Luxembourg↗
Origination fee (%)
0.3%↗
Loan types
Secured, Personal, Car, Credit-line, Debt-consolidation, Bridging, Business↗
Use cases
Home-improvement↗
Features
Credit line

Savings

Headline rate
2%↗
Minimum deposit
€10↗
Deposit protection
EU DGS up to EUR 100,000↗
Access terms
Capital guaranteed and always available; withdrawals through the client area, closure on request without notice↗
Monthly fee
€0↗
Account kind
Easy access↗

Mortgages

Initial rate
3.11%↗
Fixed period
15 years↗
Product fee
€0↗
Purpose
Purchase, Remortgage, First-time-buyer, Buy-to-let↗

Facts checked September 26, 2026, 9 sources

Apps and profiles

Get the app
App Store
Elsewhere
WikidataX

Pros and cons

Pros

  • Mortgage costs are light: 0 EUR charged to the borrower; paid by the bank partner, plus a product fee of €0.
  • The savings account pays 2% at a variable rate from a minimum deposit of €10, with a monthly fee of €0.
  • Cover for auto, home and health sits with a single broker in France, trading since 1999.
  • Borrowing choice is wide: secured, personal and car, including a credit line for home improvement.

Cons

  • Support runs on phone only.
  • Free early repayment: no, so paying a mortgage off early is not among the terms quoted here.
  • The savings rate is variable, so 2% can move with the market rather than staying fixed.
Meilleurtaux

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Scored 8.9 / 10 by SumCue.

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Who it suits

  • Households shopping for cover on auto, home and health at once, since Oney Préstamos ES lists health, life and gadget and Euroasia Insurance lists auto, home and travel, a narrower set each.
  • People in France, plus Belgium and Luxembourg on dedicated offers, who want purchase, remortgage and first time buyer mortgage options compared together rather than the single-product focus Linxea has with life.
  • Borrowers weighing a 60 to 324 mortgage against personal loans, car finance, a credit line and home improvement lending, none of which the Linxea range covers.

Who should look elsewhere

  • Anyone after a life policy only, since Linxea is built around life.
  • Readers who want written or chat help, because support runs on phone.
  • Savers who need a locked return, since the variable rate on this account can move.

Who runs it

Meilleurtaux trades as Meilleurtaux SAS, is based in France and has worked since 1999. It acts as the intermediary: an application is matched to a bank partner, and the final rate depends on that partner's decision. Support runs on phone, so a call is the main route for questions about a live file.

How Meilleurtaux compares

Where Meilleurtaux is available

Available
France

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is there a fee for taking out a mortgage through Meilleurtaux?+

Nothing is charged to the borrower: 0 EUR charged to the borrower; paid by the bank partner The product fee on the mortgage range is also €0, and a representative example is published with the monthly payment and the total cost of credit for a standard loan.

Is the savings rate fixed?+

No. The rate is variable, so 2% can rise or fall with the market. What you do get is certainty on access: capital is guaranteed, money comes out through the client area, and closure can be requested without notice.

How much do I need to open the savings account, and are there fees?+

The minimum deposit is €10. There is no monthly charge, the monthly fee is €0, and the account runs on a no monthly fee model. Easy access is built in, which is the point of an easy access account.

Is my savings money protected?+

Yes. Deposits sit under EU DGS up to EUR 100,000, and the bank states that capital is guaranteed and always available. You withdraw through the client area and can ask for the account to be closed without notice.

What kinds of insurance can I buy?+

The catalogue covers auto, home and health. Meilleurtaux is a broker, so cover is placed with an insurer rather than written by this site, and quotes are put together per request through the same application flow.

Who can borrow, and where?+

Customers in France are served, with dedicated offers for Belgium and Luxembourg. Age alone does not block a French mortgage application, because the country sets no legal minimum age, though borrower insurance and the age at the end of the loan still apply. The HCSF advises keeping debt low against income, and seniors are one group served.

What other borrowing is available besides a mortgage?+

The lending list covers secured, personal and car, plus a credit line for home improvement. Free early repayment: no, so paying a mortgage off early is not among the terms quoted here, and borrowers who expect to move should factor that in.

How risky is it to borrow through a broker?+

The cost of credit depends on the partner bank's decision, and defaults do happen. Across the site the median retail loss percentage on lending sits at 70.15%, with the middle spread running 65.75% to 74.5%, so treat a quoted rate as indicative until a partner approves.

Sources

Compiled from 9 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

Meilleurtaux

Meilleurtaux

A French broker for mortgages, everyday insurance and a variable-rate easy-access savings account.

8.9/10See alternatives