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ManyPets (US) review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

ManyPets suits US pet owners who want the cost spread monthly, a deductible they choose, and a published annual limit. Its illness and injury plan starts at $28 a month, and the annual cover limit is $10,000 - $40,000 annual limit, with monthly payments the only model listed.

Key facts

Best for
Monthly pet cover for US owners who prefer to set their own deductible.
Premium from
$28↗
Insurance types
Pet↗
Provider type
Mga↗
Monthly payments
Yes↗
Excess from
$100 to $1,000↗
Cover limit
$10,000 - $40,000 annual limit↗
Claims channels
Member portal, Email, Fax↗
Age range
7 weeks and older, no upper age limit↗
Legal entity
Odie Pet Insurance Marketing, Inc.↗
Headquarters
United States↗
Support channels
Email, Phone, Chat, Help-centre↗
Pricing model
Monthly
Official website
getodie.com

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
LinkedInfacebook.com

Pros and cons

Pros

  • Monthly payments are available, and monthly is the only payment model listed, so the year's cost is easy to budget.
  • No upper age cap: 7 weeks and older, no upper age limit.
  • Support runs on email, phone and chat, giving a wider spread of help options than the claim route alone.

Cons

  • Cost is the weak point: the brand ranks 184 of 251 on starting premium, and the excess of $100 to $1,000 comes out of any payout.
  • Claims run through member portal, email and fax, which leaves the phone line out of the claim route even though email, phone and chat lists it for support.
  • The annual ceiling of $10,000 - $40,000 annual limit caps what one bad treatment year can recover, so a heavy year of vet bills can outrun it.
ManyPets (US)

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Scored 8.7 / 10 by SumCue.

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Who it suits

  • US households with a dog or cat that would rather spread the year's cover cost across the months.
  • Pet parents insuring a young puppy or an older pet, since the age range is 7 weeks and older, no upper age limit.
  • Readers who want the provider spelled out: Odie Pet Insurance Marketing, Inc. is the entity behind the policy, with a National Producer Number on the US register.

Who should look elsewhere

  • Not for a reader chasing the lowest entry price: bunq lists a starting premium of €0, so it is a price benchmark rather than a like-for-like pet policy.
  • Not a substitute for a savings product reader: Linxea shows a starting premium of €25, while this brand writes only pet cover under pet.
  • Not for cross-border comparison: bunq Spain lists a starting premium of €0, so it sits outside a US pet policy read.

How ManyPets (US) compares

Where ManyPets (US) is available

Available
United States
Licence in United States
National Producer Number (NPN), US state insurance regulators (3001237622), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much is the monthly premium at ManyPets?+

The illness and injury plan starts at $28 a month. Billing runs on monthly payments, and monthly payments are available, so the year's cost is spread across the months instead of paid in a single sum.

What is the policy excess?+

The policy excess sits at $100 to $1,000, and that is the share of a vet bill the owner meets before the plan pays out. The figure is a range, so the point within it is the part to check against a typical treatment.

How much will the plan pay out in a year?+

Annual cover runs at $10,000 - $40,000 annual limit. Vet treatment for illness and injury is met only within that ceiling, so the number to check is what a bad year of treatment would cost set against the limit.

Can I insure a puppy or an older dog?+

The age range is 7 weeks and older, no upper age limit. That means a young puppy can be covered and an older pet is not ruled out on age alone, which leaves a clear starting age to plan around for a new policy.

How do I make a claim?+

Claims run through member portal, email and fax. The member portal is the main route, with email and fax alongside it, so a claim does not need to be posted. The phone line inside email, phone and chat covers support rather than claims.

Who is behind the policy and who regulates it?+

The legal entity is Odie Pet Insurance Marketing, Inc., based in the US and set up as a managing general agent rather than the insurer itself. It is registered under a National Producer Number with US state insurance regulators: 3001237622.

What kinds of insurance does ManyPets write?+

Cover is limited to pet, so this is a single line of business. Anyone who wants home, car or travel cover alongside pet insurance has to run a separate search, since the entity behind the policy writes only this type.

How do I get help with a policy or a payment?+

Support runs on email, phone and chat, covering email, phone, chat and a help centre. That is a wider spread than the claims routes in member portal, email and fax, so a question about a policy or a payment is easier to sort out than the claim itself.

Sources

  • getodie.com checked September 26, 2026

    Backs: Provider type, Insurance types

    “Odie Pet Insurance Marketing, Inc. (NPN: 3001237622) is a licensed insurance producer offering and administering pet insurance policies and wellness plans. Insurance products are underwritten by...”

  • getodie.com/help-center checked September 26, 2026

    Backs: Age range, Claims channels, Cover limit, Excess from, Pricing model, Monthly payments, Support channels

    “Coverage is available for all cat and dog breeds starting at 7 weeks old, with no upper age limits.”

  • getodie.com/illness-and-injury-plan checked September 26, 2026

    Backs: Premium from

    “Plans for Cats - Plans average $28/month for cats (Illness and Injury plan)”

  • getodie.com/licensing-disclosures checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

    “Corporate Headquarters: 1600 N 71st St, Ste 540, Scottsdale, AZ 85254”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

ManyPets (US)

ManyPets (US)

Monthly pet cover for US owners who prefer to set their own deductible.

8.7/10See alternatives