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L'olivier Assurance Habitation review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

L'olivier Assurance Habitation is a French broker for households that want car and home cover arranged in one place, and the auto policy adds a driver personal accident guarantee that rises with the Pack Securite or Pack Premium option. The broker is registered with ORIAS as AJ-0213.

Key facts

Best for
French households insuring a car and a home through a single broker.
Insurance types
Auto, Home↗
Provider type
Broker↗
Cover limit
Driver personal accident guarantee up to EUR 100,000; EUR 1,000,000 with the Pack Securite or Pack Premium option↗
Claims channels
Online, Phone, Email↗
Legal entity
ADMIRAL INTERMEDIARY SERVICES SA (AIS SA), Lille Metropole RCS 842 188 310↗
Headquarters
France↗
Support channels
Phone, Email, Chat, Help-centre↗
Official website
lolivier.fr

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
X

Pros and cons

Pros

  • Auto and home sit with the same provider (auto and home), so one conversation covers both of a household's large policies.
  • Help runs on phone, email and chat, giving phone, email, chat and a help centre.
  • Claims can be opened on online, phone and email, so a claim can start online, by phone or by email.
  • The car policy carries a driver personal accident guarantee, and the amount insured steps up on the Pack Securite and Pack Premium options.

Cons

  • It works as a broker rather than the risk carrier, so the cover is written in an insurer's name.
  • Cover is limited to auto and home, so travel, life and health needs sit elsewhere.
  • Reach is a single market, FR, and the ORIAS registration AJ-0213 is the one that governs the policies.
L'olivier Assurance Habitation

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Scored 8.9 / 10 by SumCue.

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Who it suits

  • Households in FR insuring a car and a home who want one point of contact.
  • Drivers who read the driver personal accident guarantee as part of the motor deal.
  • People who want a named legal entity and an ORIAS number, AJ-0213, on the paperwork.

Who should look elsewhere

  • Linxea serves people setting money aside in a life policy, not a car or a house, since its cover is life.
  • Oney Préstamos ES fits households after health, life or gadget cover, health, life and gadget, rather than motor and property.
  • Euroasia Insurance serves wider travel needs, since auto, home and travel adds travel and gadget to car and home.

Who runs it

Enquiries and support run on phone, email and chat. The French registration is listed with ORIAS as AJ-0213, alongside a Spanish DGSFP listing of A90354911.

How L'olivier Assurance Habitation compares

Where L'olivier Assurance Habitation is available

Available
France, Spain
Licence in France
ORIAS (AJ-0213), checked September 26, 2026
Licence in France
ACPR, checked September 26, 2026
Licence in Spain
DGSFP (A90354911), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does L'olivier Assurance Habitation actually insure?+

It is a broker based in France arranging auto and home policies, so a car and a home sit under the same provider. As a broker, the policies are arranged for an insurer rather than written in the brand's own name, which matters when reading a claim decision.

How do I reach help and advice?+

Support runs on phone, email and chat, so a phone line, email, live chat and a help centre are all open to policyholders. Because the same brand arranges both sides of the household cover, one point of contact handles the car and the home rather than sending callers to separate insurers.

How do I make a claim?+

Claims can be raised on online, phone and email, covering online forms, phone and email. The broker model means the claim is reported to a brand that then hands it to the insurer underwriting the policy, so the insurer's own claims handling sits behind that first report.

Is the driver covered for injury in the car policy?+

The auto cover includes a driver personal accident guarantee, and the amount insured steps up when the Pack Securite or Pack Premium option is added. It sits inside the motor policy rather than being sold as a separate contract, and the range on offer stays auto and home.

How does it compare with the other providers listed?+

It shares car and home ground with Euroasia Insurance, whose auto, home and travel list adds travel and gadget cover. Linxea keeps to life, and Oney Préstamos ES to health, life and gadget, so neither reaches a car or a house.

Sources

  • lolivier.fr checked September 26, 2026

    Backs: Insurance types

    “Online car and home insurance. More than 800,000 French people trust us.”

  • lolivier.fr/assurance-auto checked September 26, 2026

    Backs: Cover limit

    “The personal guarantee of the driver covers up to 100,000 EUR bodily injury suffered by the driver of the insured vehicle; to be compensated up to 1,000,000 EUR, the extended driver guarantee...”

  • lolivier.fr/contact checked September 26, 2026

    Backs: Claims channels, Support channels

    “Claims Auto 9h to 12h30 Monday to Friday; to declare a claim go to your Espace Perso; follow an Auto claim sinistre@lolivier.fr; follow a Habitation claim sinistremrh@lolivier.fr.”

  • lolivier.fr/mentions-legales checked September 26, 2026

    Backs: Provider type, Headquarters, Legal entity, Licences

    “L'olivier Assurance is a brand of ADMIRAL INTERMEDIARY SERVICES SA. AIS SA is a Spanish company whose activity is the intermediation in insurance operations.”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

L'olivier Assurance Habitation

L'olivier Assurance Habitation

French households insuring a car and a home through a single broker.

8.9/10See alternatives