Kwik.insure review

Auto, health and life, which is the complete set of its insurance types (auto, health and life). Home, travel, pet and gadget are not among that list, so anyone wanting buildings or travel cover would need another route. The cover is arranged as a broker, so the policy contract sits with the insurer that underwrites it.

A broker, which is how its entity kind is recorded (broker). The service runs under Kwikinsure Corporation (Kwikinsure Corporation), and quotes are placed with the insurers behind them. The effect is that the contract, the claims process and the renewal terms all sit with the insurer named on the policy document.

Most of the insurance listings tracked offer a monthly payment plan (89%), which spreads a year's cover into instalments instead of one payment. Add up the instalments to get the annual cost before comparing with a single-payment quote, since the monthly figure reads lower.

Prices vary with the type of cover and the level chosen. Across the insurance listings tracked here, a starting monthly premium runs €2.92 to €29.72, with a midpoint around €8.31. An auto quote and a life quote are not comparable, so treat any single figure as a starting point.

The wider set of insurance listings tracks 2,247 brands with 107 partner providers. A larger pool means competing prices on the same level of cover, which tends to narrow the gap between the cheapest and the most expensive quote. Check the insurer named on each quote before deciding.

Linxea lists life cover on its own (life), while Kwik.insure spans auto, health and life (auto, health and life). A reader who wants a single savings life policy may find that narrower list easier to weigh. Someone holding a car and a health policy will get both quotes from one search here.

Drivers who want health and life quotes alongside an auto quote (auto, health and life), and households who prefer comparing several providers in one search to a single insurer's price. It suits people who pay a year's premium in instalments. Readers after home or travel cover would find more in EuroAsia Insurance, which lists those categories (auto, home and travel).