Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Knose Pet Insurance review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Knose Pet Insurance suits Australian pet owners who want one policy per pet, paid monthly rather than in a year up front. The excess starts at AUD 0, and the annual cover limit is Up to 25,000 AUD annual limit.

Key facts

Best for
A single monthly pet policy with an excess starting at AUD 0.
Insurance types
Pet↗
Provider type
Broker↗
Monthly payments
Yes↗
Excess from
A$0↗
Cover limit
Up to 25,000 AUD annual limit↗
Claims channels
Online claim portal, Email [email protected], Phone 1300 356 642↗
Age range
6 weeks to 8 years 364 days at signup, no upper age limit on renewal↗
Legal entity
Knose.com.au Pty Ltd (ABN 70 680 822 986, AR 1311940)↗
Headquarters
Australia↗
Founded
2017↗
Support channels
Phone, Email, Chat, Help-centre↗
Pricing model
Monthly
Official website
knose.com.au

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
LinkedIn

Pros and cons

Pros

  • Cover is generous for a pet policy: the annual ceiling is Up to 25,000 AUD annual limit.
  • Monthly payments are available and the payment model is monthly, so the premium spreads across the year.
  • Support and claims both run on live channels: phone, email and chat for help, online claim portal, email [email protected] and phone 1300 356 642 for payouts.
  • Pets can be signed up young, and there is no upper age limit on renewal, so a pet stays covered as it ages.

Cons

  • Knose is a broker rather than the insurer, so the policy is arranged on someone else's book.
  • The annual cap of Up to 25,000 AUD annual limit is the ceiling on what a single policy year pays out.
Knose Pet Insurance

Ready to try Knose Pet Insurance?

Scored 8.9 / 10 by SumCue.

See alternatives

Who it suits

  • Australian pet owners who want a monthly premium instead of one annual bill.
  • Owners who insure a pet early, since pets can sign up young and keep cover on renewal.
  • People who would rather claim by phone or online, given online claim portal, email [email protected] and phone 1300 356 642.

Who should look elsewhere

  • Pet owners who also want life cover: Linxea sells life policies, while Knose's range is pet only.
  • Households shopping for car, home or travel cover: EuroAsia Insurance lists auto, home and travel.
  • People after health or gadget insurance: Oney Préstamos ES covers health, life and gadget.

Safety of your money

Knose is a broker rather than the insurer carrying the risk, and it holds an Australian Securities and Investments Commission financial services licence, AFSL 523921. Claims run through online claim portal, email [email protected] and phone 1300 356 642, so a claim can be lodged online, by email or by phone. The annual cover limit is Up to 25,000 AUD annual limit.

Who runs it

The business trades as Knose.com.au Pty Ltd (ABN 70 680 822 986, AR 1311940) and is based in Australia. Founded in 2017, it also holds an Australian Securities and Investments Commission licence, AFSL 523921. Support runs on phone, email and chat, so a policy question can go to a person by phone, by email, by chat or to the help centre.

How Knose Pet Insurance compares

Where Knose Pet Insurance is available

Available
Australia
Licence in Australia
Australian Securities and Investments Commission (AFSL) (AFSL 523921), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the excess on a Knose policy?+

Excesses start at AUD 0, the lowest point on the range Knose offers, so a small claim can leave nothing to pay out of pocket. The excess is separate from the annual cover limit, which is Up to 25,000 AUD annual limit, and the premium itself can be paid monthly.

Can I pay monthly instead of for a whole year?+

Monthly payments are available, and the payment model is monthly. That turns the premium into a steady monthly outflow rather than one bill for the year, which suits owners who budget month by month.

Is Knose regulated?+

Knose is licensed by the Australian Securities and Investments Commission, AFSL 523921. The business is a broker based in Australia, so the licence sits with the company that arranges your cover.

Who runs Knose?+

The company trades as Knose.com.au Pty Ltd (ABN 70 680 822 986, AR 1311940) and is based in Australia, having been founded in 2017. Support runs on phone, email and chat, so questions get answered by a person or through the help centre rather than a form alone.

Can I insure a puppy?+

Yes. Pets can be signed up young, and there is no upper age limit on renewal, so a pet stays insured as it gets older. The signup window is wide rather than a narrow band, which suits owners who insure early.

How do I make a claim?+

Claims go through online claim portal, email [email protected] and phone 1300 356 642: an online claim portal, email or phone. A phone call suits an urgent vet bill while treatment is under way, and the portal keeps documents together for everything that follows.

How does Knose compare with other providers?+

Knose covers pet risks only, through a broker setup. Linxea lists life policies, and EuroAsia Insurance lists auto, home and travel, so neither competes for a pet owner's premium. Oney Préstamos ES covers health, life and gadget instead.

Sources

  • knose.com.au checked September 26, 2026

    Backs: Provider type, Headquarters, Legal entity, Licences

    “Knose.com.au Pty Ltd (ABN 70 680 822 986, AR 1311940) ("Knose") promotes and distributes Knose Pet Insurance as an authorised representative of ThePetInsuranceCompany.com.au Pty Ltd (ABN 38 620 795...”

  • knose.com.au/about-us checked September 26, 2026

    Backs: Founded

    “Making pet care easier since 2017 ... Established in 2017”

  • knose.com.au/dog-and-puppy-insurance checked September 26, 2026

    Backs: Insurance types

    “Australia's Trusted Dog Insurance ... Dog and Puppy Insurance; Cat and Kitten Insurance”

  • knose.com.au/faqs-and-resources checked September 26, 2026

    Backs: Age range, Claims channels, Pricing model, Monthly payments, Support channels

    “We welcome pets as young as six (6) weeks and up to eight (8) years and 364 days old.”

  • knose.com.au/pet-insurance-cover checked September 26, 2026

    Backs: Cover limit, Excess from

    “Annual Limit: Offers up to $25,000 in Annual Limit.”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from.

Knose Pet Insurance

Knose Pet Insurance

A single monthly pet policy with an excess starting at AUD 0.

8.9/10See alternatives