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King Price review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

King Price is a South African insurer for households wanting everyday cover priced from ZAR 1 with an excess from ZAR 5,000. It suits people who want auto, home, life, gadget and breakdown cover from one insurer, paid monthly. Budget for the excess on a claim, and note it is a ZA insurer.

Key facts

Best for
Households in South Africa bundling personal cover and paying monthly.
Premium from
ZAR 1↗
Insurance types
Auto, Home, Renters, Life, Motorcycle, Gadget, Breakdown↗
Provider type
Insurer↗
Monthly payments
Yes↗
Excess from
ZAR 5,000↗
Claims channels
Online, App, Phone, Whatsapp↗
Legal entity
King Price Insurance Company Ltd↗
Headquarters
South Africa↗
Founded
2012↗
Support channels
Phone, Chat, Help-centre↗
Pricing model
Monthly
Official website
kingprice.co.za

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataWikipediaXLinkedInhellopeter.com

Pros and cons

Pros

  • Premiums start at ZAR 1, below the €8.31 typical of the brands tracked on the site.
  • One insurer covers auto, home and renters, so several policies sit with the same company.
  • Claims can be started through online, app and phone.
  • Support runs on phone, chat and help centre.

Cons

  • An excess starts at ZAR 5,000, so a small claim can carry a large own share.
  • insurer means premiums and cover depend on the insurer's own pricing, not a broker comparison.
  • Support runs on phone, chat and help centre only, with no branch channel listed.
King Price

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Scored 9.1 / 10 by SumCue.

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Who it suits

  • South African households bundling auto, home and life cover in one place
  • Anyone paying premiums monthly rather than upfront
  • People who claim through an app or WhatsApp

Who should look elsewhere

  • Anyone needing a low excess, since it starts at ZAR 5,000
  • People outside South Africa, as ZA is where the insurer is based
  • Shoppers wanting a broker to compare cover, since insurer

How King Price compares

Where King Price is available

Available
Namibia, South Africa
Licence in South Africa
Financial Services Conduct Authority (FSCA), registered financial services provider, short-term insurer (FSP 43862), checked September 26, 2026
Licence in South Africa
Financial Services Conduct Authority (FSCA), registered financial services provider, long-term insurer (FSP 47235), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much is the cheapest King Price cover?+

Premiums start at ZAR 1 on the personal lines King Price sells. That sits well under the €8.31 median across the brands tracked on the site, though the cheapest figure is a starting point rather than a quote for a given risk.

Is there an excess on a King Price claim?+

Yes. The excess starts at ZAR 5,000, which means the policyholder covers the first part of a claim. Readers with a small claim should weigh that own share carefully before choosing an excess level.

Can I pay the premium monthly?+

Yes. The payment model is monthly and monthly payments are available, so a monthly policy can be settled in instalments rather than one upfront sum.

What kinds of insurance does King Price sell?+

The product list is auto, home and renters, which covers vehicles, property, life cover and smaller items such as gadgets. That range is broad enough for most personal lines under one insurer.

Who regulates King Price?+

King Price holds Financial Services Conduct Authority registrations as a registered financial services provider for short-term insurance and for long-term insurance in South Africa, which covers both the general and life lines it writes.

How do I make a claim?+

Claims can be started through online, app and phone. That mix means a claim can be logged on a phone without visiting an office, which suits someone who wants to handle a loss from home.

How do I get help from King Price?+

Support runs on phone, chat and help centre, so contact is by those routes. Anyone who prefers to deal with a person face to face should note that no branch channel is listed among them.

How long has King Price been writing cover?+

The insurer was founded in 2012 and is based in South Africa, so it is a South African carrier. Policies are underwritten by King Price Insurance Company Ltd rather than by a broker.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

King Price

King Price

Households in South Africa bundling personal cover and paying monthly.

9.1/10See alternatives