Integra Global review

Cover is health insurance, health, placed by a broker rather than written by the firm, broker. The placement sits with HealthCare International Europe GmbH, HealthCare International Europe GmbH, working from Germany. Anything outside health cover has to be arranged elsewhere.

The audience is expats, expats, so the policy suits people living away from the system they left. Claims start in the members portal, members portal, direct billing and guarantee of payment and reimbursement by bank transfer, which helps members who are not at home when treatment comes up.

Monthly payments are not offered on this cover, so the premium runs on the terms set at placement rather than by the month. Health cover premiums across the site sit at €9.14, so the annual figure is the number to budget around.

Claims run through members portal, direct billing and guarantee of payment and reimbursement by bank transfer. Direct billing and a guarantee of payment settle treatment with the provider, while reimbursement by bank transfer covers care already paid for. The members portal is where a claim begins.

Support runs on phone, email and chat, so phone, email and chat are all open to members. A claim can be started in the members portal, members portal, direct billing and guarantee of payment and reimbursement by bank transfer, and the same team handles the policy behind it.

The UK side is registered with the Financial Conduct Authority, 314761, and the German side sits on the Dortmund Chamber of Industry and Commerce insurance intermediary register, D-IVZX-JTLRH-97. Both registrations are worth reading before a premium is signed.

Health cover premiums across the site sit at €9.14, and the wider insurance ranking at €7.95. Cover is health only, health, and paid on the terms set at placement.

The firm has placed cover since 2004 and works from Germany, DE, as HealthCare International Europe GmbH, HealthCare International Europe GmbH. As a broker, broker, the insurer behind the policy sits behind the placement.