InsuranceQuotes.com review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
InsuranceQuotes.com suits US adults who want to compare several kinds of personal cover in one place. Its monthly payment model, monthly, and premiums quoted from $98 make budgeting easier, and it holds a US producer licence checked through the NIPR National Insurance Producer Registry.
Key facts
- Best for
- Comparing US personal insurance premiums across auto, home, life, health, motorcycle and renters cover in one place.
- Premium from
- $98↗
- Insurance types
- Auto, Home, Life, Health, Motorcycle, Renters↗
- Provider type
- Comparison site↗
- Monthly payments
- Yes↗
- Excess from
- $500↗
- Cover limit
- USD 500,000 life insurance (20-year term)↗
- Age range
- 18 and over↗
- Legal entity
- All Web Leads, Inc.↗
- Headquarters
- United States↗
- Support channels
- Phone, Email, Help-centre↗
- Pricing model
- Monthly
- Official website
- insurancequotes.com
Facts checked September 26, 2026, 3 sources
Pros and cons
Pros
- Quotes cover auto, home and life, so auto, home, life, health, motorcycle and renters policies sit side by side
- Monthly payments are available, and the account model is monthly
- A comparison site rather than a single insurer, so quotes come from multiple providers
- Support runs on phone, email and help centre for help before and after you buy
Cons
- Premiums start high at $98, above bunq at €0 and Linxea at €25
- The life cover limit shown is USD 500,000 life insurance (20-year term), which suits people with modest needs rather than high cover seekers
- Access is limited to 18 and over adults in the US, so it does not serve UK or European readers
Who it suits
- US adults holding a producer licence checkable through the NIPR National Insurance Producer Registry
- Households that need more than one kind of personal cover quoted together
- Drivers, riders and renters who prefer monthly payments over an annual lump
Who should look elsewhere
- Anyone outside the US, since the headquarters and licensing both sit in the US market
- Shoppers wanting a policy that starts below $98, where bunq and bunq Spain quote from €0
- People seeking savings or investment products, which is not what Linxea offers
Safety of your money
InsuranceQuotes.com is a comparison site, so it puts rival providers in front of you rather than underwriting the risk itself. It is registered with US 18056901, which is the check that matters for a comparison service operating in that market. Money you pay as a premium goes to the insurer you pick, not to the site.
Who runs it
The site is operated by All Web Leads, Inc. from its headquarters in the United States. Its producer status is listed with US 18056901. Questions after a quote run through phone, email and help centre, so a policy number or a claim query can be handled by phone, email or the help centre.
How InsuranceQuotes.com compares
8.6 vs 8.6
8.6 vs 9.4
8.6 vs 9.3
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8.6 vs 9.0
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8.6 vs 9.4
8.6 vs 9.2
8.6 vs 9.4
8.6 vs 9.4
8.6 vs 9.4
8.6 vs 8.7A life savings product starting at €25, useful if you want cover that builds a fund rather than a quote comparison.
8.6 vs 9.0
8.6 vs 8.8A monthly account rather than insurance, quoting from €0 with no cover, so it is the place to look for pure cost.
8.6 vs 8.9
8.6 vs 8.9
8.6 vs 9.0
8.6 vs 8.3
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8.6 vs 9.0
8.6 vs 9.0
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8.6 vs 8.9- 8.6 vs 8.6
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8.6 vs 8.3
8.6 vs 8.2- 8.6 vs 8.0
Where InsuranceQuotes.com is available
- Available
- United States
- Licence in United States
- State insurance departments, verified via NIPR National Insurance Producer Registry (18056901), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does InsuranceQuotes.com actually do?+
It is a comparison site rather than an insurer. You enter your details once and it shows quotes from several providers across auto, home and life. The policy is then underwritten by the insurer you choose, not by the site.
What is the cheapest premium on the site?+
Quotes start at $98 on the lowest priced cover offered. That figure is a starting point rather than a promise: your own premium depends on the type of cover, the cover limit and the provider you end up with.
Can I pay monthly instead of yearly?+
Yes. Monthly payments are available and the payment model is listed as monthly. Spreading the cost makes budgeting easier, though the total paid over a year can differ from the headline premium.
How much life cover can I get?+
The life cover limit shown is USD 500,000 life insurance (20-year term), a term based policy that pays out on death. If you need a larger sum for a mortgage or dependants, you will have to look beyond this figure when you speak to providers.
Who regulates InsuranceQuotes.com?+
It is registered with US 18056901. The operating company is All Web Leads, Inc. and the headquarters are in the United States, so the checks sit with US state regulators.
Can I contact someone for help?+
Support runs on phone, email and help centre, covering phone, email and a help centre. Phone is the quickest route for an urgent policy or claim question, while the help centre suits browsing questions before a quote is placed.
Who can use the site?+
The site is for 18 and over adults, and the whole operation sits in the US market. Readers in the UK or Europe would need a local provider, since premiums quoted there follow different rules.
What kinds of cover can I compare?+
The range covers auto, home and life. That means auto, home, life, health, motorcycle and renters insurance can be quoted in the same place, which helps if you hold more than one policy from the same household.
Sources
- insurancequotes.com checked September 26, 2026
Backs: Cover limit, Provider type, Excess from, Insurance types, Pricing model, Monthly payments, Premium from
“Compare term and whole life insurance quotes. Lock in low rates while you're young - a $500K 20-year term policy can start under $20/mo.”
- insurancequotes.com/about-us/licenses-credentials checked September 26, 2026
Backs: Headquarters, Support channels, Licences
“InsuranceQuotes.com operates under the licensure of AWL Insurance Agency, Inc., a licensed insurance agency headquartered in Austin, Texas.”
- insurancequotes.com/terms-of-use checked September 26, 2026
Backs: Age range, Legal entity
“you represent that you are at least eighteen (18) years old or the legal age of majority in your jurisdiction, whichever is greater, that you are a resident of the United States of America”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
InsuranceQuotes.com
Comparing US personal insurance premiums across auto, home, life, health, motorcycle and renters cover in one place.