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Insurance Ukraine review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Insurance Ukraine is a Ukrainian broker built for expats who want travel and health cover arranged online rather than dealt with an insurer directly. It suits short stays and new arrivals, scoring 7.6 overall, though monthly payments are not offered here.

Key facts

Best for
Expats buying travel or health cover online through a broker, without monthly payments.
Premium from
€3.56↗
Insurance types
Travel, Health↗
Provider type
Broker↗
Monthly payments
No↗
Cover limit
Up to EUR 30,000 medical↗
Claims channels
Phone, Email↗
Age range
Under 70 for online purchase↗
Legal entity
LLC "WELCOME TO UKRAINE" (USREOU 44559356)↗
Headquarters
Ukraine↗
Founded
2019↗
Support channels
Email, Phone, Help-centre↗
Audience
Expats
Official website
insurance-ukraine.com

Facts checked September 26, 2026, 2 sources

Apps and profiles

Get the app
Google Play
Elsewhere
Trustpilotfacebook.cominstagram.com

Pros and cons

Pros

  • Travel and health cover only, travel and health, aimed squarely at expats.
  • Medical cover runs to Up to EUR 30,000 medical.
  • Support runs on email, phone and help centre, with claims handled by phone and email.
  • Registered with the National Bank of Ukraine under licence 22868348.

Cons

  • The site is a broker, broker, so the policy itself sits with an underwriter.
  • Cover stops at travel and health, travel and health, with no other policy lines on offer.
Insurance Ukraine

Ready to try Insurance Ukraine?

Scored 8.6 / 10 by SumCue.

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Who it suits

  • Expats and new arrivals needing cover in Ukraine, the stated audience is expats.
  • Travellers who prefer a broker to a direct insurer, broker.
  • Online buyers, for whom the age range is set at Under 70 for online purchase.

Who should look elsewhere

  • Readers comparing on starting premium alone: bunq lists a premium from €0 and bunq Spain from €0.
  • Anyone after a savings product rather than cover: Linxea lists a premium from €25.
  • Households that budget by instalment, since monthly payments are not available here.

Deposit protection

Insurance Ukraine is a broker, broker, which means it places the policy with an underwriter rather than carrying the risk itself. It is listed with the National Bank of Ukraine under licence 22868348, so the register covers the placement activity and the operating company behind it. Cover terms and any protection arrangement sit with the underwriter named on the policy.

The company behind it

The site runs as LLC "WELCOME TO UKRAINE" (USREOU 44559356), based in Ukraine and founded in 2019. It appears on the National Bank of Ukraine register under 22868348. Support runs on email, phone and help centre, so questions can go by email, by phone or through the help centre, and the same channels handle claims.

How Insurance Ukraine compares

Where Insurance Ukraine is available

Available
Ukraine
Licence in Ukraine
National Bank of Ukraine (22868348), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does cover cost?+

Cover starts at €3.56. That sits under the insurance comparison median of €7.95, under the health insurance median of €9.14 and under the travel median of €7.93, placing it in the lower part of the range.

Can I pay monthly?+

Monthly payments: no. The premium is not split across the year, so the cost of the policy falls in one go. Most insurance listings do offer monthly payments, 89%, which is the sharpest difference between this broker and a typical insurer.

Is the site regulated?+

Yes. It is listed with the National Bank of Ukraine under licence 22868348, and the operating company is named as LLC "WELCOME TO UKRAINE" (USREOU 44559356). Because the site is a broker, broker, the regulator's entry covers the placement work, with the policy written by the underwriter it names.

Who is this cover meant for?+

The stated audience is expats, people who have moved to Ukraine or are travelling through it. Cover runs to travel and health only, travel and health, so it does not extend to a car, a home or life policies. Buying happens through the site rather than in person.

How much medical cover is included?+

Medical costs are covered to Up to EUR 30,000 medical. That ceiling is the headline figure on the health side, so anyone expecting treatment bills above it would want a higher limit than the standard one. Travel cover is sold as a separate policy line, travel and health.

How do I reach support or make a claim?+

Support runs on email, phone and help centre, so questions go by email, by phone or through the help centre. Claims follow the same pattern, phone and email, keeping both service and claim handling on written and spoken contact rather than paperwork sent elsewhere.

How old do I have to be?+

The age range shown for online purchase is Under 70 for online purchase, and that condition applies to buying through the site. It does not change the cover itself, since medical costs remain capped at Up to EUR 30,000 medical whoever is insured under the policy.

Sources

  • insurance-ukraine.com checked September 26, 2026

    Backs: Age range, Audience, Claims channels, Cover limit, Provider type, Insurance types, Monthly payments, Premium from, Support channels, Licences

    “Prices are for travellers under 70 - ages 70+ cannot buy this policy online.”

  • insurance-ukraine.com/about-us checked September 26, 2026

    Backs: Founded, Headquarters, Legal entity

    “Insurance Ukraine was established in 2019 with a clear mission”

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Insurance Ukraine

Insurance Ukraine

Expats buying travel or health cover online through a broker, without monthly payments.

8.6/10See alternatives