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INSHUR review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Inshur is a UK broker selling auto and van cover with monthly payments and an excess starting at £0. It suits gig drivers and van owners who manage cover online. Look elsewhere if you want home, travel or life cover, as the range is narrow.

Key facts

Best for
Gig drivers and van owners in the UK who want motor cover bought online and paid in monthly instalments.
Insurance types
Auto, Van↗
Provider type
Broker↗
Monthly payments
Yes↗
Excess from
£0↗
Claims channels
Online, Phone↗
Legal entity
Inshur UK Limited↗
Headquarters
United Kingdom↗
Founded
2016↗
Support channels
Email, Chat, Phone, Help-centre↗
Pricing model
Monthly
Official website
inshur.com

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
Trustpilot

Pros and cons

Pros

  • A broker rather than an insurer, so broker sits behind the quote and the policy is placed with an underwriter of its choosing.
  • The excess starts at £0, so the contribution you make towards a claim can be low on some tiers.
  • Monthly payments are available, and monthly is the payment model listed, so the cost spreads across the year.
  • Support runs on email, chat and phone, giving policy questions several routes, and claims can be started on online and phone.

Cons

  • The product list is short: auto and van, so home, travel and life buyers have to look at another provider.
  • Email is not among its claims channels (online and phone), which list online and phone only.
  • As a broker, the cover terms come from the underwriter it places the risk with rather than from in-house pricing.
INSHUR

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Scored 8.9 / 10 by SumCue.

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Who it suits

  • Gig and rideshare drivers who need car cover on a monthly cycle and want to manage the policy online themselves.
  • Van owners running light commercial vehicles who want cover bought in minutes rather than through a broker call.
  • Drivers who value a £0 starting excess and would rather pay monthly than settle the whole premium at once.

Who should look elsewhere

  • Home, travel or life buyers: EuroAsia Insurance lists auto, home and travel, so those lines sit there instead.
  • Long-term savers: Linxea concentrates on life, a long-term savings wrapper rather than a motor policy.

Deposit protection

Inshur is a broker, so it places cover with an underwriter rather than holding the risk on its own balance sheet. The operation is regulated in the UK by the Financial Conduct Authority, and the licence is listed as 916800. Anyone paying a premium is dealing with a regulated intermediary, so check the register entry before starting a policy.

The company behind it

The entity is Inshur UK Limited, based in the United Kingdom and founded in 2016, so it is a young UK operation built around online motor cover. Support runs on email, chat and phone, which gives policy questions a direct route. It is registered with the Financial Conduct Authority under 916800, and the operation is run from the UK.

How INSHUR compares

Where INSHUR is available

Available
Netherlands, United Kingdom, United States
Licence in United Kingdom
Financial Conduct Authority (916800), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is Inshur an insurer or a broker?+

Inshur is a broker. It arranges the policy with an underwriter rather than carrying the risk on its own books, so the terms of the cover are set at the point of purchase and can change. The operation is registered with the Financial Conduct Authority under 916800.

What does an Inshur policy cost?+

Premiums are quoted individually rather than listed, so the price depends on the vehicle and the tier chosen. The figure published is the excess, which starts at £0, and paying monthly is available so the cost is spread across the year instead of a single payment.

What insurance does Inshur sell?+

The range is auto and van, which is car and van cover. Home, travel and life cover is not among its insurance types, so anyone wanting several policies from a single place would do better with a provider carrying a wider list.

Can I pay the premium monthly?+

Monthly payments are available, and monthly is the payment model listed for the cover. The effect is that the premium is spread across the year rather than settled at the outset, which suits drivers whose income arrives in uneven chunks, such as gig and rideshare work.

How do I make a claim with Inshur?+

Claims are started on online and phone, so online and phone are the routes available. Email is not among its claims channels, though it sits inside email, chat and phone for policy queries. Having the policy number and incident details to hand helps the handler open the file quickly.

How do I contact Inshur for help?+

Support runs on email, chat and phone, so email, chat, phone and a help centre are all live routes. The mix suits quick digital questions as well as longer calls, and the help centre is the place to check wording on a policy document before ringing.

Who is behind Inshur and where is it based?+

The entity is Inshur UK Limited, headquartered in the United Kingdom and founded in 2016. It is a young UK business built around online motor cover, and its standing can be checked against the Financial Conduct Authority entry 916800.

Sources

  • fca.org.uk/register checked September 26, 2026

    Backs: Licences

  • inshur.com/about-us checked September 26, 2026

    Backs: Founded

    “The INSHUR story begins in 2016 with Dan Bratshpis in New York City.”

  • inshur.com/en-gb checked September 26, 2026

    Backs: Claims channels, Provider type, Insurance types, Legal entity

    “100% digital claims notification - no calls needed unless you prefer”

  • inshur.com/en-gb/contact-us checked September 26, 2026

    Backs: Headquarters, Support channels

    “Registered office at Inshur UK Ltd, 1 Jubilee Street, Brighton, East Sussex BN1 1GE, United Kingdom.”

  • inshur.com/en-gb/uber-insurance checked September 26, 2026

    Backs: Excess from, Pricing model, Monthly payments

    “Policy excess: No excess applies (Third Party); See your policy schedule (higher tiers)”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from.

INSHUR

INSHUR

Gig drivers and van owners in the UK who want motor cover bought online and paid in monthly instalments.

8.9/10See alternatives