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iCarHireInsurance review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

iCarHireInsurance suits travellers buying car hire excess cover who want a low entry premium and online claims. Premiums start at £3.49 and support runs by phone, email and help centre, though monthly payments are marked no and the range stays focused on vehicles.

Key facts

Best for
Low entry cost car hire excess cover for travellers who claim online.
Premium from
£3.49↗
Insurance types
Auto, Van↗
Provider type
Broker↗
Monthly payments
No↗
Cover limit
Excess Europe: up to GBP 7,500 sum insured (single incident)↗
Claims channels
Online claims portal↗
Age range
18-85↗
Legal entity
Cover-More Insurance Services Ltd.↗
Headquarters
United Kingdom↗
Founded
2009↗
Support channels
Email, Phone, Help-centre↗
Official website
icarhireinsurance.com

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
TrustpilotXfacebook.com

Pros and cons

Pros

  • Premium starts at £3.49, a low entry point for a single trip.
  • Claims are handled through online claims portal.
  • Support runs on email, phone and help centre, so phone, email and a help centre are all open.
  • The broker is regulated by the Financial Conduct Authority in GB as 312172.

Cons

  • Claims run on online claims portal only, so a claim cannot be opened by phone or email.
  • Home and life cover is not among its insurance types (auto and van), so the range is limited to vehicles.
iCarHireInsurance

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Scored 8.7 / 10 by SumCue.

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Who it suits

  • Travellers renting a car in Europe who want their rental excess covered.
  • Anyone happy to start and track a claim through online claims portal.
  • Customers within the 18-85 age range buying short term cover.

Who should look elsewhere

  • bunq, listed at a premium from €0, is a euro banking product for everyday money rather than travel excess cover.
  • Linxea, at a premium from €25, suits savers building a savings pot rather than people renting a car.
  • bunq Spain, at a premium from €0, is the euro banking option for customers working outside the UK.

Deposit protection

iCarHireInsurance is a broker, so cover is arranged through an intermediary rather than written by the brand itself. The broker is authorised and regulated by the Financial Conduct Authority in the United Kingdom, with the licence recorded as 312172. Buying through a regulated broker means the policy wording, the sum insured and the insurer all come from the documents issued in your own name, so read them before you pay.

The company behind it

The brand trades as Cover-More Insurance Services Ltd., based in the United Kingdom and operating as a broker since 2009. Support runs on email, phone and help centre, covering phone, email and a help centre for policy questions. The Financial Conduct Authority GB registration for the company is 312172. For a household buying short term travel cover, that mix of phone, email and self service support is the practical part.

How iCarHireInsurance compares

Where iCarHireInsurance is available

Available
United Kingdom
Licence in United Kingdom
Financial Conduct Authority (312172), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does car hire excess insurance cost?+

Premiums start at £3.49 for the entry tier. The price moves with the length of the rental and the level of excess you want covered, so a longer European trip costs more than a short break. Run a quote for your own trip length and destination before you pay, and check the sum insured on each tier.

Can I pay the premium monthly?+

Monthly payments: no, so the premium is paid as a single amount for the trip rather than spread over the year. The starting price is £3.49. That suits anyone who prefers one clear charge and can set the money aside before travelling.

What does the Excess Europe policy pay out?+

The Excess Europe product is listed at Excess Europe: up to GBP 7,500 sum insured (single incident) for a single incident, which is the ceiling the insurer applies to one event. Anything beyond that figure sits outside the sum insured, so read the wording for your destination and rental length before buying.

How do I make a claim?+

Claims run through online claims portal, so a claim is started and tracked online. Keep the rental agreement, the damage record and photographs from the scene, because the insurer reviews those documents when it decides what the rental company is claiming back.

How do I reach support?+

Support runs on email, phone and help centre, giving you phone, email and a help centre. A phone call suits a problem that arises while you are away, email fits sending documents, and the help centre answers routine policy questions without a call.

Is the provider regulated in the UK?+

Yes, the broker is authorised and regulated by the Financial Conduct Authority in the United Kingdom, registered as 312172. Because it is a broker rather than the insurer, the contract you sign is with the insurer named in the policy documents.

Who can buy this cover?+

The eligible age range is 18-85, and the cover is aimed at people renting a car or van in the UK or across Europe. Short holiday trips are the typical case, and the product range covers auto and van.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

iCarHireInsurance

iCarHireInsurance

Low entry cost car hire excess cover for travellers who claim online.

8.7/10See alternatives