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IATI Seguros review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

IATI Seguros suits people in Spain who want several kinds of personal cover arranged through one broker, with premiums starting at €0.54 and an excess from €0. Its score of 8.5 rests on low entry costs rather than on richer account features.

Key facts

Best for
Households in Spain wanting travel, health, home, car and motorcycle cover through one broker.
Premium from
€0.54↗
Insurance types
Travel, Health, Home, Auto, Motorcycle↗
Provider type
Broker↗
Excess from
€0↗
Cover limit
Medical assistance up to 100,000 EUR in Europe (IATI Escapadas)↗
Claims channels
App, Phone, Chat↗
Age range
No age limit (IATI Escapadas)↗
Legal entity
IATI CALZADO CORREDURIA DE SEGUROS, S. L.↗
Headquarters
Spain↗
Founded
2013 to 2014↗
Support channels
Email, Chat, Phone, Help-centre↗
Official website
iatiseguros.com

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
Google Play
Elsewhere
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Pros and cons

Pros

  • Premiums start at €0.54, below the site median of €8.31.
  • The excess starts at €0, so nothing is deducted from a claim at the entry level.
  • One broker covers travel, health and home under a single registration.
  • Claims run through app, phone and chat, so help is available in the app, on the phone or by chat.
  • Medical assistance in Europe reaches the cover limit stated for IATI Escapadas, with no age limit on No age limit (IATI Escapadas).

Cons

  • IATI Seguros is a broker under broker, so the risk sits with the insurer named on the policy rather than with the brand that quotes it.
  • Email and a help centre are not among its claims channels (app, phone and chat), and general support runs through email, chat and phone alone.
  • The broker is based in Spain and has traded since 2,013 to 2,014, so travel, health and home cover is arranged for a single market by a shorter operating history than long-established insurers.
  • IATI Seguros charges a premium of €0.54 where bunq and bunq Spain are listed at €0 and €0, so the policy wins on purpose while the accounts win on cost.
IATI Seguros

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Scored 9.2 / 10 by SumCue.

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Who it suits

  • People in Spain buying travel cover who value a low starting premium and an excess from €0
  • Households that want travel, health, home, car and motorcycle policies quoted together
  • Travellers of any age looking for medical assistance in Europe at the stated cover limit

Who should look elsewhere

  • Readers who want an account with its own balance and features, where bunq and bunq Spain sit at €0 and €0
  • Savings seekers, since Linxea opens at €25 and works as a saving product rather than a policy
  • Anyone who wants a stated protection scheme behind the money, since the registration J3537 sits with a broker that arranges cover for insurers

Cover and limits

IATI Seguros spreads its catalogue across travel, health and home, so a household can hold travel, health, home, car and motorcycle policies through the same broker rather than shopping each line separately. The clearest limit on record sits with IATI Escapadas, where medical assistance in Europe reaches the cover limit stated by the brand, and that travel policy carries No age limit (IATI Escapadas). That combination matters for readers who assume a travel cap means an age cap: here the entry point is open to any age, and the medical figure is the number to weigh.

Price signals

Entry pricing is where IATI Seguros reads cheap. Premiums start at €0.54, against a site median of €8.31 and an upper quartile of €29.72, so the floor sits well below the middle of the market. The other cost number matters just as much: the excess starts at €0, which means a claim at the entry level pays out without a deduction. Neither figure describes the whole premium on a larger policy, so treat both as the starting point rather than the quote.

Deposit protection

The important distinction here is what sits behind the policy. Under broker, IATI Seguros arranges cover rather than carrying risk itself, so the money sits with the insurer named on the document rather than on a balance held for the customer. The broker's registration with the Dirección General de Seguros y Planes de Pensiones reads J3537 and covers that selling role. Readers who care about what backs their money should check that insurer in the regulator's records before signing.

Who regulates it

The operation is registered in Spain with the Dirección General de Seguros y Planes de Pensiones under J3537. Because the business is a broker under broker, that registration covers the selling side, while the policy terms and the claims handling sit with the insurer named on the document. Shoppers can check the registration in the regulator's records before signing.

The company behind it

The contracting party is IATI CALZADO CORREDURIA DE SEGUROS, S. L., based in Spain and trading since 2,013 to 2,014, which is a comparatively young operation beside long-established insurers. Day to day contact runs through email, chat and phone, and the broker's registration with the Dirección General de Seguros y Planes de Pensiones reads J3537. As a broker, its role is matching customers to insurers and arranging the policy.

How IATI Seguros compares

Where IATI Seguros is available

Available
Colombia, Italy, Mexico, Peru, Portugal, Spain
Licence in Spain
Dirección General de Seguros y Planes de Pensiones (DGSFP) (J3537), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does an IATI Seguros policy cost?+

Premiums start at €0.54, which is below the site median of €8.31 and well under the upper quartile of €29.72. The starting figure covers the cheapest cover on the catalogue rather than a full policy, so quotes for a specific trip or property will sit higher.

Is there an excess to pay on a claim?+

The excess starts at €0, so a claim at the entry level pays out with nothing deducted. Higher tiers of cover can carry a different excess, so the figure to check is the one attached to the policy you are quoted, not the starting figure.

What kinds of cover can I buy?+

The catalogue covers travel, health and home, so travel, health, home, car and motorcycle policies can all be arranged through the same broker. That lets a household hold several lines with one point of contact rather than a separate provider for each.

Is IATI Seguros an insurer or a broker?+

It is a broker under broker, which means it arranges cover on behalf of insurers rather than carrying the risk itself. The policy terms and the claims decision sit with the insurer named on the document, so read that section carefully before signing.

Who regulates IATI Seguros?+

The business is registered in Spain with the Dirección General de Seguros y Planes de Pensiones, and the registration number is J3537. As a broker, that registration covers the selling side, while the insurer behind each policy answers for the cover itself.

Is there a deposit protection scheme on these policies?+

IATI Seguros is a broker under broker, so the money behind a policy sits with the insurer named on the document rather than with a pooled scheme. The registration J3537 covers the broker's selling role, so checking the insurer behind the policy in the regulator's records is the part that matters.

Who do I contact about a claim?+

Claims are handled through app, phone and chat, which covers the app, the phone and live chat, so help is available without posting a letter. General questions go through email, chat and phone, adding email and a help centre to those routes.

Is there an age limit on the travel cover?+

The travel policy IATI Escapadas carries No age limit (IATI Escapadas), so age does not restrict who can buy it. Medical assistance in Europe reaches the cover limit the brand states for that policy, which is the figure to weigh against a trip's likely healthcare costs.

Sources

  • iatiglobal.com checked September 26, 2026

    Backs: Support channels

    “+34 93 241 97 66 / info@iatiglobal.com”

  • iatiglobal.com/en/legal-disclaimer checked September 26, 2026

    Backs: Provider type, Headquarters, Legal entity, Licences

    “IATI CALZADO CORREDURIA DE SEGUROS, S. L. ... Our insurance mediation work requires us to provide objective professional advice”

  • iatiseguros.com checked September 26, 2026

    Backs: Age range, Cover limit, Excess from, Insurance types, Premium from

    “IATI Escapadas ... #SinLímitedeEdad”

  • iatiseguros.com/quienes-somos checked September 26, 2026

    Backs: Founded

    “2013 - 2014 Nace IATI: marca y canal digital”

  • iatiseguros.com/soporte checked September 26, 2026

    Backs: Claims channels

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

IATI Seguros

IATI Seguros

Households in Spain wanting travel, health, home, car and motorcycle cover through one broker.

9.2/10See alternatives