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IATI Seguros Portugal review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

IATI Seguros Portugal is a Spanish broker aimed at expats, registered with the DGSFP under licence J3537 and scored 6.2 overall. It suits anyone arranging cover for a single trip rather than a year of protection, and it does one job: medical cover of 100,000 EUR medical expenses in Europe (IATI Escapadinhas) on IATI Escapadinhas.

Key facts

Best for
Expats buying a single trip policy at a low entry premium.
Premium from
€0.58↗
Insurance types
Travel↗
Provider type
Broker↗
Excess from
€100↗
Cover limit
100,000 EUR medical expenses in Europe (IATI Escapadinhas)↗
Claims channels
Phone, Chat, Online-form↗
Legal entity
IATI CALZADO CORREDURIA DE SEGUROS, S. L. (CIF B62273081)↗
Headquarters
Spain↗
Founded
1885↗
Support channels
Phone, Email, Help-centre, Chat↗
Audience
Expats
Official website
iatiseguros.pt

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
Google Play

Pros and cons

Pros

  • Support runs on phone, email and help centre, so questions can go by phone, email, chat or the help centre.
  • Claims can be opened through phone, chat and online form, including an online form.
  • A brokerage founded 1885 and based in Spain.

Cons

  • Only travel cover is listed, so anything outside a trip policy needs another provider.
  • An excess starts at €100, so a minor medical bill stays with the traveller.
  • The audience is limited to expats, which narrows who the pricing is built around.
IATI Seguros Portugal

Ready to try IATI Seguros Portugal?

Scored 9.2 / 10 by SumCue.

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Who it suits

  • Expats, the audience the policy is written for.
  • Travellers who want a large medical limit, 100,000 EUR medical expenses in Europe (IATI Escapadinhas) on IATI Escapadinhas.
  • People who prefer a named, regulated broker rather than an insurer.

Who should look elsewhere

  • Anyone after home, car or life cover, since only travel is listed.
  • Shoppers comparing everyday banking charges, who should weigh bunq, priced at €0.
  • Long-term savers, better served by Linxea, priced at €25.

Deposit protection

There is no deposit or savings account involved, so no deposit protection scheme applies; the question here is who writes the policy. IATI Seguros Portugal is a broker, broker, registered in Spain with the DGSFP under licence J3537. A broker arranges cover with an insurer instead of carrying the risk itself, so claims are handled by the underwriter named in the policy document and the regulatory entry is the check that matters.

How IATI Seguros Portugal compares

Where IATI Seguros Portugal is available

Available
Portugal, Spain
Licence in Spain
DGSFP (Direccion General de Seguros y Fondos de Pensiones) (J3537), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the cheapest premium here?+

Premiums start at €0.58, placing the brand 29 of 251 compared on starting price. The site median for premium from is €8.31, so the entry point sits below the middle of the market. Anything above that is the price of added cover.

Is IATI Seguros Portugal an insurer?+

It works as broker, which means it arranges policies with insurers rather than carrying the risk. The regulated side is a Spanish registration with the DGSFP under licence J3537. The insurer behind a given policy is the one named in the policy document.

What does the policy actually cover?+

The cover line listed is travel, so this is a trip policy rather than a general insurance account. The medical limit shown for Europe is 100,000 EUR medical expenses in Europe (IATI Escapadinhas) on IATI Escapadinhas. Beyond that product detail, the listing does not break cover down further.

Is there an excess to pay on a claim?+

An excess starts at €100 on the Escapadinhas product. Anything under that figure stays with the traveller, so a short hospital visit abroad can be the policyholder's own cost even with cover in place.

How do I get help or make a claim?+

Support runs on phone, email and help centre, and a claim can be started through phone, chat and online form. That gives a phone line, a live chat and an online form for claims specifically, with email and a help centre for general questions.

Who is this insurance written for?+

The stated audience is expats, so the policy targets people living away from their home country rather than residents buying domestic cover. The brokerage sits in ES and has traded since 1885.

What are the alternatives with a lower starting price?+

bunq and bunq Spain both list a starting premium of €0 and €0, under the travel entry price here, while Linxea starts at €25. Anyone after trip cover should weigh what the policy includes rather than the starting figure alone.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

IATI Seguros Portugal

IATI Seguros Portugal

Expats buying a single trip policy at a low entry premium.

9.2/10See alternatives