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Heymondo review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Heymondo suits travellers who want a low entry premium and no excess to pay on a claim. Premiums start at $1.97 for a single trip and the excess is $0. Everything from quote to claim runs through the app.

Key facts

Best for
Cheap single trip and gadget cover bought online with no excess
Premium from
$1.97↗
Insurance types
Travel, Gadget↗
Provider type
Broker↗
Excess from
$0↗
Cover limit
Up to USD 10,000,000 medical expenses↗
Claims channels
App, Phone, Email, Chat↗
Age range
Up to 69 (up to 49 for trips of 30 days or more)↗
Legal entity
Smart Insurance Correduria de Seguros, S.L.↗
Headquarters
Spain↗
Founded
2017↗
Support channels
Email, Chat, Phone↗
Official website
heymondo.com

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataWikipediaLinkedInXTrustpilot

Pros and cons

Pros

  • Premiums start at $1.97 for a single trip
  • The excess is $0, so nothing comes off a payout
  • Cover includes Up to USD 10,000,000 medical expenses
  • Claims run through the app, phone, email or chat on app, phone and email

Cons

  • It is a broker rather than an insurer, per broker, so the risk sits with the underwriter
  • Support runs on email, chat and phone only, so a claim is handled in writing or over a call
  • Cover is limited to the age range Up to 69 (up to 49 for trips of 30 days or more)
Heymondo

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Scored 9.0 / 10 by SumCue.

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Who it suits

  • Travellers buying a single trip policy at a low entry price
  • People who want gadget cover next to travel cover, since travel and gadget lists both
  • Anyone who values a low excess over a higher premium

Who should look elsewhere

  • bunq, if you want a bank you hold money with rather than a broker
  • Linxea, if you want a savings pot that pays interest instead of a trip policy
  • Travellers past the top of the age range Up to 69 (up to 49 for trips of 30 days or more)

Deposit protection

Heymondo sits in the insurance market as a broker (broker), so an insurer underwrites the policy and Heymondo earns a commission for placing it rather than carrying the risk. The firm is recorded in Spain in the Administrative Registry of Insurance and Reinsurance Distributors, kept by the Directione General de Seguros y Fondos de Pension, as J3422.

How Heymondo compares

Where Heymondo is available

Available
Spain
Licence in Spain
Directione General de Seguros y Fondos de Pension (DGSFP), Administrative Registry of Insurance and Reinsurance Distributors (J3422), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does a Heymondo policy cost?+

Premiums start at $1.97 for a single trip, which sits below the site median of €8.31. The cost score for this brand is 8.2 out of ten. Longer trips and higher cover push the price up, so the entry figure is a floor rather than a typical quote.

Is there an excess to pay on a claim?+

The excess is $0, so on the quoted cover level nothing is deducted from a payout. That makes the policy easier to claim on than cover carrying a fixed excess, though the figure can move with the cover level and trip length you pick.

Who is behind the policy?+

Heymondo is a broker rather than an insurer, so an insurer underwrites the cover and Heymondo handles the sale. It trades as Smart Insurance Correduria de Seguros, S.L. and appears in Spain in the Administrative Registry of Insurance and Reinsurance Distributors as J3422.

What cover can I buy?+

The insurance types listed are travel and gadget, so travel is the core product with gadget cover alongside it. Travel cover includes Up to USD 10,000,000 medical expenses. Gadget cover is separate, and what you can insure depends on the policy you choose.

Who can be covered?+

The age range runs Up to 69 (up to 49 for trips of 30 days or more), so cover stops at that point. Trips of a month or more carry a lower ceiling, so check the cap before booking a long stay. The range is written for adults, so children need a separate look.

How do I make a claim?+

Claims run through app, phone and email, so the app, a phone call, email or live chat all work. The app route lets you file from a hospital or airport without waiting for office hours. Keep your policy documents ready, as the channel you use will ask for them.

How do I get hold of Heymondo while travelling?+

Support is available on email, chat and phone, which covers email, chat and phone. Every channel is remote, so a claim or a query is handled in writing or over a call. For anything urgent while abroad, the phone line is the quickest of the three listed.

When was Heymondo founded and where is it based?+

The company was founded in 2017 and is headquartered in Spain. The contracting entity is Smart Insurance Correduria de Seguros, S.L., listed as Smart Insurance Correduria de Seguros, S.L.. Reachability matters here, since a claim abroad often starts with a call.

Sources

  • heymondo.com checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “a Spanish company with its registered office at calle Alaba 140, 2 4, 08018 Barcelona (Spain)”

  • heymondo.com/about checked September 26, 2026

    Backs: Founded

    “Heymondo was born in 2017 with the mission of simplifying travel insurance.”

  • heymondo.com/contract-terms checked September 26, 2026

    Backs: Provider type, Licences

    “Insurance Intermediary: SMART INSURANCE CORREDURIA DE SEGUROS, S.L., with Tax ID number B66843798.”

  • heymondo.com/travel-insurance-international checked September 26, 2026

    Backs: Age range, Claims channels, Cover limit, Excess from, Insurance types

    “Age limit is 69 years old for travels up to 29 days. For 30 days or more, age limit is 49.”

  • heymondo.com/travel-insurance/spain checked September 26, 2026

    Backs: Premium from

    “Heymondo Medical From $1.97/day”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

Heymondo

Heymondo

Cheap single trip and gadget cover bought online with no excess

9.0/10See alternatives