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Hepiyi Sigorta A.S. (lead was 'Hepiyiguvence') review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Hepiyi Sigorta A.S. suits Turkish households who want auto, health, travel and home cover from the provider itself, and monthly payments on health policies are the detail that sets it apart. Cost detail is limited to an excess starting at TRY 100 on supplementary health.

Key facts

Best for
One insurer in TR for health, travel, auto and home cover, paid monthly on health policies.
Insurance types
Auto, Health, Travel, Home↗
Provider type
Insurer↗
Monthly payments
Yes↗
Excess from
TRY 100↗
Cover limit
Travel health medical treatment up to EUR 30,000↗
Claims channels
Web, Phone, App, Agency↗
Age range
0-65 years inclusive for Supplementary Health (complementary health); travel health from 18 years↗
Legal entity
Hepiyi Sigorta A.S.↗
Headquarters
Turkey↗
Founded
2021↗
Support channels
Phone, Help-centre↗
Pricing model
Monthly
Official website
hepiyi.com.tr

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
Google PlayApp Store
Elsewhere
LinkedInXe-sirket.mkk.com.tr

Pros and cons

Pros

  • One provider for several policies, with the range listed as auto, health and travel.
  • Monthly payments are available on supplementary health cover, on the monthly model.
  • Claims can be started through web, phone and app, so you are not tied to one channel.
  • Travel health policies carry medical treatment cover of Travel health medical treatment up to EUR 30,000.

Cons

  • Support runs on phone and help centre only, so there is no live chat or email in the mix.
  • The health excess starts at TRY 100, so part of a treatment bill is yours to pay.
  • A short trading history: Hepiyi Sigorta A.S. has been at it since 2021.
Hepiyi Sigorta A.S. (lead was 'Hepiyiguvence')

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Scored 9.0 / 10 by SumCue.

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Who it suits

  • Households in TR who want their cover in one place, since the range spans auto, health and travel.
  • People happy to pay monthly on health cover, since the payment model is monthly.
  • Travellers after medical treatment cover of Travel health medical treatment up to EUR 30,000.

Who should look elsewhere

  • Linxea, if life cover is the goal, since its range is life.
  • Oney Préstamos ES, which covers health, life and gadget including gadget and life lines.
  • EuroAsia Insurance, which adds gadget cover through auto, home and travel.

Deposit protection

The provider type here is insurer: the cover is written by the company that pays the claim, not placed through a broker or a comparison site. It is supervised in Turkey by Sigorta Denetim Kurulu, the Insurance Supervisory Board, and the listing is recorded as Ticaret Sicil No 330969-5; Mersis No 0306118003500001, which sets out the trade registry and tax reference numbers.

The company behind it

Hepiyi Sigorta A.S. is the insurer behind the policies, based in Turkey and trading since 2021. Day to day contact runs on phone and help centre, so a question goes by phone or to the help centre. The firm sits under the supervision of Sigorta Denetim Kurulu, the Insurance Supervisory Board, with the listing Ticaret Sicil No 330969-5; Mersis No 0306118003500001.

How Hepiyi Sigorta A.S. (lead was 'Hepiyiguvence') compares

Where Hepiyi Sigorta A.S. (lead was 'Hepiyiguvence') is available

Available
Turkey
Licence in Turkey
Sigorta Denetim Kurulu (Insurance Supervisory Board, SEDDK) (Ticaret Sicil No 330969-5; Mersis No 0306118003500001), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Hepiyi Sigorta A.S. actually insure?+

The range listed is auto, health and travel, so all four policies can sit with the same provider. The provider type is insurer, which means the contract is with the insurer itself rather than with a broker or a comparison site.

Can I pay for health cover monthly?+

Yes, monthly payments are available, and the payment model behind the supplementary health policy is monthly. That turns a year of cover into smaller monthly amounts rather than one lump sum, which suits households who prefer a steady outgoing cost.

What will I pay out of pocket on a health claim?+

On the supplementary health policy the excess starts at TRY 100, so that share of a treatment bill stays with you. Travel health is listed separately, with medical treatment cover of Travel health medical treatment up to EUR 30,000.

Is the firm supervised in Turkey?+

Yes. The insurer is supervised by Sigorta Denetim Kurulu, the Insurance Supervisory Board, and the listing is recorded as Ticaret Sicil No 330969-5; Mersis No 0306118003500001, which carries the trade registry and tax reference numbers. The company behind the policy is Hepiyi Sigorta A.S., based in Turkey.

How do I make a claim?+

Claims can be started through web, phone and app, so the web, the app, the phone line or an agency will each work. Questions about the policy itself are handled on phone and help centre, which is a narrower set of routes.

How long has the company been trading?+

Hepiyi Sigorta A.S. has traded since 2021, so it is a young insurer rather than a long established name. Worth weighing for anyone who wants a long claims track record behind the policy before they buy.

Which insurers suit other needs better?+

It is not a fit if you need life only or gadget cover. Linxea lists life, Oney Préstamos ES lists health, life and gadget and EuroAsia Insurance lists auto, home and travel, whereas the range here is auto, health and travel.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from.

Hepiyi Sigorta A.S. (lead was 'Hepiyiguvence')

Hepiyi Sigorta A.S. (lead was 'Hepiyiguvence')

One insurer in TR for health, travel, auto and home cover, paid monthly on health policies.

9.0/10See alternatives