Hedvig review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Hedvig suits Swedish households that want home, car, renter, pet and income protection under a monthly policy, and it takes claims through app, chat and phone. Home premiums start at SEK 49, the cost score is 7 and the overall mark is 7.
Key facts
- Best for
- Monthly Swedish cover for home, auto, renters, pet and income protection from a direct insurer.
- Premium from
- SEK 49↗
- Insurance types
- Auto, Home, Renters, Pet, Income-protection↗
- Provider type
- Insurer↗
- Monthly payments
- Yes↗
- Claims channels
- App, Chat, Phone↗
- Legal entity
- Hedvig Försäkring AB↗
- Headquarters
- Sweden↗
- Founded
- 2017↗
- Support channels
- Email, Phone, Help-centre↗
- Pricing model
- Monthly
- Official website
- hedvig.com
Facts checked September 26, 2026, 4 sources
Pros and cons
Pros
- Cover spans auto, home, renters, pet and income protection from a single insurer: auto, home and renters with insurer.
- Claims can be opened in the app, in chat or by phone: app, chat and phone.
- Premiums can be paid monthly on a monthly model, starting at SEK 49 for home cover: monthly.
Cons
- Travel, health and life cover are not in the list, which runs to auto, home, renters, pet and income protection: auto, home and renters.
- General support runs on email, phone and help centre, so chat sits outside that list even though claims go through app, chat and phone.
Who it suits
- Swedish households who want auto, home, renters, pet and income protection in one place: auto, home and renters.
- People who prefer to start a claim in the app, in chat or by phone: app, chat and phone.
- Anyone comfortable taking cover straight from the insurer rather than a broker: insurer.
Who should look elsewhere
- bunq, where the starting premium is €0, suits readers after a bank account rather than the cover Hedvig lists.
- bunq Spain carries the same €0 starting premium, so it is the market rather than the figure that differs.
- Linxea opens at €25, a different starting point to weigh against the SEK 49 Hedvig quotes.
Deposit protection
Hedvig sits on the insurance side of the market rather than the deposit side: insurer. A premium here buys cover under a policy, not a balance held on your behalf, so your money is tied to the terms of that policy. Finansinspektionen is the regulator named for Sweden, and a question about the contract belongs with the insurer rather than a deposit scheme.
The company behind it
Contracts are written by Hedvig Försäkring AB, the legal entity, and the business is based in Sweden: Hedvig Försäkring AB and SE. It has traded since 2017, so its record is shorter than that of older names in the market. Day to day questions run through email, phone and help centre, with email and phone alongside a help centre.
How Hedvig compares
9.1 vs 8.6
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 8.5
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 9.0
9.1 vs 8.7
9.1 vs 9.4
9.1 vs 9.2
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 8.7Linxea starts at €25, a different starting point to test against the SEK 49 Hedvig quotes.
9.1 vs 9.0
9.1 vs 8.8bunq shows premiums from €0, the lowest starting figure here, against SEK 49 for Hedvig home cover.
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 9.0
9.1 vs 8.3
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9- 9.1 vs 8.6
9.1 vs 8.6
9.1 vs 8.5
9.1 vs 8.4
9.1 vs 8.3
9.1 vs 8.3
9.1 vs 8.2- 9.1 vs 8.0
Where Hedvig is available
- Available
- Sweden
- Licence in Sweden
- Finansinspektionen, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Hedvig cost?+
Home premiums start at SEK 49, and the cost part of the brand's score is 7 with an overall mark of 7. The starting figure is the one quoted for home cover, so a quote for auto, pet or income protection can sit elsewhere in the range.
What can Hedvig insure?+
The list covers auto, home, renters, pet and income protection: auto, home and renters. Auto and home sit alongside renters, pet and income protection, so a household can place more than one kind of cover with the same insurer: insurer.
Can I pay monthly?+
Monthly payments are available, so the premium runs as a standing amount rather than one lump. Hedvig quotes on a monthly model: monthly. Monthly payments are also the norm across the brands on the site, so this is convenience rather than a rare feature: 89%.
How do I make a claim?+
Claims run through app, chat and phone, so the app, chat or a phone call will each do. General support is a little narrower, with email, phone and help centre listed for everyday questions. If a claim is what you are chasing, the app or the phone is the faster route.
Who regulates Hedvig?+
Finansinspektionen is the regulator listed for Sweden, the country where Hedvig is based: SE. The policy is underwritten by Hedvig Försäkring AB, so the contract, the premium and the claim all run through the same insurer rather than a broker or a comparison site: insurer.
Who is Hedvig for?+
It suits Swedish households who want several kinds of cover in one place: auto, home and renters. Because it is an insurer in its own name, the cover, the premium and the claim sit with the same company: insurer. Renters and pet sit in the same list as auto and home.
How long has Hedvig been trading?+
The company was founded in 2017 and is based in Sweden: SE. A shorter history than older names on the market leaves less to judge it by, so the policy terms and the premium carry more weight than the brand name.
Sources
- fi.se checked September 26, 2026
Backs: Licences
- hedvig.com/se/forsakringar checked September 26, 2026
Backs: Claims channels, Insurance types
“Hemförsäkring, Bilförsäkring, Hundförsäkring, Kattförsäkring, Olycksfallsförsäkring, Studentförsäkring, Trygghetsförsäkring, Fritidshus”
- hedvig.com/se/forsakringar/hemforsakring/vad-kostar-hemfo... checked September 26, 2026
Backs: Pricing model, Monthly payments, Premium from
“Studenter betalar från 59 kronor i månaden”
- hedvig.com/se/hedvig checked September 26, 2026
Backs: Founded
- hedvig.com/se/hedvig/legal checked September 26, 2026
Backs: Provider type, Headquarters, Legal entity, Support channels
“Hedvig Försäkring AB (org. nr. 559245-5223, Tulegatan 2A, 113 58 Stockholm)”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Hedvig
Monthly Swedish cover for home, auto, renters, pet and income protection from a direct insurer.