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Gowrie Group review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Gowrie Group is a UK broker that places personal lines with insurers instead of underwriting them, which suits households holding several policies from auto, home and travel. Starting premiums across the site sit at €0 and the midpoint is €8.31, so prices move with the insurer and the cover chosen.

Key facts

Best for
UK households wanting motor, home, travel, pet and income cover arranged by one broker.
Insurance types
Auto, Home, Travel, Pet, Income-protection, Critical-illness, Health↗
Provider type
Broker↗
Legal entity
Brown & Brown Insurance Brokers (UK) Limited↗
Headquarters
United Kingdom↗
Official website
bbrown.com

Facts checked September 26, 2026, 1 source

Apps and profiles

Elsewhere
LinkedInXfeefo.com

Pros and cons

Pros

  • As a broker the firm places cover with insurers rather than carrying the risk itself.
  • One broker handles auto, home and travel, so a household needs fewer places to deal with.
  • Regulated by the Financial Conduct Authority in the UK under licence 582708.

Cons

  • As a broker it sets no premium of its own, so what a household pays follows the insurer panel behind the quote.
  • Premiums swing widely, €0 to €3,431.08 across listings, with €29.72 at the upper quartile.
Gowrie Group

Ready to try Gowrie Group?

Scored 9.1 / 10 by SumCue.

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Who it suits

  • Households in GB that insure a car, a home, a pet or a trip and want a single point of contact.
  • People whose income stops if they cannot work, since auto, home and travel carries income protection and critical illness cover.

Who should look elsewhere

  • Shoppers set on life cover: life is built around life alone, which auto, home and travel does not list.
  • Anyone wanting gadget cover beside motor and home: auto, home and travel pairs them, the Gowrie Group list does not.

Deposit protection

Because broker describes a broker, the policy is underwritten by the insurer named on the document and Gowrie Group acts as the intermediary between the household and that insurer. The firm is authorised and regulated by the Financial Conduct Authority under licence 582708, which places its placement advice inside UK conduct rules.

The company behind it

The contracting entity is Brown & Brown Insurance Brokers (UK) Limited, registered in the United Kingdom. That legal name differs from the Gowrie Group brand readers see, and the same UK company carries the Financial Conduct Authority authorisation, licence 582708. Checking the register means matching the licence to the legal entity rather than the trading name.

How Gowrie Group compares

Where Gowrie Group is available

Available
Canada, Ireland, United Kingdom, United States
Licence in United Kingdom
Financial Conduct Authority (582708), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is Gowrie Group?+

Gowrie Group is a broker rather than an insurer. It places cover with third party providers, and the policy is underwritten by the insurer named on the document. The auto, home and travel cover motor, property, travel, pet, income protection, critical illness and health.

What will it cost me?+

Price is set by the insurer and by the cover chosen from auto, home and travel, not by the broker. Starting premiums across listings sit at €0, the lower quartile is €2.92 and the midpoint is €8.31.

Can I pay monthly instead of yearly?+

Monthly payments are common, 89%, which spreads an annual premium across the year. Some listings are priced as a single payment, 11%, which suits anyone paying from a lump sum and content without a direct debit.

Is it regulated in the UK?+

Yes. The firm sits under the Financial Conduct Authority, licence 582708, and the contracting company is registered in the United Kingdom. The entity that answers for the policy is Brown & Brown Insurance Brokers (UK) Limited, so the authorisation sits with the legal company.

What kinds of cover can I get?+

The auto, home and travel cover auto, home, travel, pet, income protection, critical illness and health. Life and gadget lines are not in that range, which matters for anyone who wants a single place to hold every policy.

How does broker pricing differ from buying direct?+

As a broker, Gowrie Group sets no premium of its own; the price comes from the insurer whose panel the cover is placed with. A quote can therefore differ from the same policy bought elsewhere, and renewals follow that insurer's own pricing.

Which alternatives cover different ground?+

life covers life alone, health, life and gadget covers health, life and gadget, and auto, home and travel covers auto, home, travel and gadget. Each sits on different ground from auto, home and travel.

Sources

  • bbrown.com checked September 26, 2026

    Backs: Provider type, Headquarters, Insurance types, Legal entity, Licences

    “Brokers - Our Broker Business”

Compiled from 1 source page, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

Gowrie Group

Gowrie Group

UK households wanting motor, home, travel, pet and income cover arranged by one broker.

9.1/10See alternatives