Golf Care review
Updated October 17, 2026 · SumCue Editorial Team
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Our verdict
Golf Care is a golf insurance specialist offering four packages with public liability and equipment protection for players. It suits golfers who want tiered cover that grows from home courses to wider travel and adds extras such as hire help and trophy protection.
Pros and cons
Pros
- Four packages allow choice by equipment value and travel territory
- New for old replacement for recently purchased equipment bought new
- Includes hire help after loss and reimbursement for subscriptions and tournaments
- Covers bar bill for hole in one scored in official competition
Cons
- Focused only on golf, so no cover for other sports or household risks
- New for old help applies only to recent equipment with proof of purchase
Who it suits
- Players who carry valuable clubs and travel to venues
- Club members who compete and want accident and trophy cover
Who should look elsewhere
- People seeking household or multisport insurance
What the plans protect
Golf Care cover combines public liability with equipment protection for golfers. Public liability protects against legal bills if a player injures someone else or damages third party property on the course. Personal accident cover pays compensation after an injury sustained while playing golf. Equipment protection covers clubs and other gear against theft, loss or damage, and a golf buggy can be insured at home, at the club or both. Extras such as trophy cover and personal possessions cover appear in several tiers.
A specialist golf insurer
Golf Care is a golf specialist that has concentrated on golf insurance for many years. It operates as a trading name of an insurance services business registered in Stockport, England, and the plans are underwritten by an insurer. Many golf clubs across the United Kingdom ask members to hold golf insurance before they can join, which is one reason the brand focuses so heavily on this group.
Our full take
Golf Care offers golf insurance for players with public liability and equipment cover.
How Golf Care compares
8.6 vs 8.6
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Frequently asked questions
What does Golf Care golf insurance include as standard?+
Standard protection centres on legal liability if you injure someone or damage property while playing. You also receive personal accident protection, equipment cover for theft, loss or damage, plus help with a hole in one bar bill.
How many packages are available and where do they apply?+
There are four packages that vary by the level of protection, the value of your clubs and your travel needs. All include home cover, while higher tiers extend protection across Europe and then further afield for trips abroad.
How does equipment cover work while playing golf?+
If clubs are stolen or lost while playing or travelling to a venue, you can claim for repair or replacement. Where replacement clubs must be hired, the policy contributes toward hire costs so you can continue playing.
How does new for old equipment replacement work?+
Replacement on a new for old basis is available when equipment was bought new and remains recent. You will need proof that the item was purchased new, and the claim must relate to loss or theft during play.
Which extra types of golf related protection are included?+
Further sections help with dental treatment, hospital stays, unused subscriptions and tournament fees after a golfing accident. Personal possessions and golfing trophies are also covered if they are lost, stolen or damaged.
Which territories do the golf packages cover?+
Golf Care packages can be set up for UK just trips, European travel or worldwide cover. The right territory depends on where a golfer plays and travels, and higher tiers extend protection to more distant venues. Choosing the territory early helps make sure equipment is protected wherever the golf takes place.
Sources
- golfcare.co.uk checked October 17, 2026
Backs: Premium from, Description
“Get covered from only £28.05 per year”
- golfcare.co.uk/about checked October 17, 2026
Backs: Legal entity, Headquarters, Founded, Support channels
“a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority”
- golfcare.co.uk/faqs checked October 17, 2026
Backs: Claims channels
“You can report your claim online using the Golf Care Claims Portal.”
Compiled from 3 source pages, checked October 18, 2026. We did not open an account.
Not confirmed yet: Insurance types, Provider type, Monthly payments.