Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Getsurance review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Getsurance suits people in Germany who want cover for critical illness or lost income and prefer paying in small instalments. It is a broker rather than an insurer, and premiums start at €4.51 a month, with claims handled by email, phone or chat.

Key facts

Best for
Small monthly premiums for critical illness cover in Germany.
Premium from
€4.51↗
Insurance types
Critical-illness, Income-protection, Life↗
Provider type
Broker↗
Monthly payments
Yes↗
Cover limit
10,000-100,000 EUR (Krebsversicherung)↗
Claims channels
Email, Phone, Chat↗
Age range
18-60 (entry age, Krebsversicherung)↗
Legal entity
Getsurance GmbH↗
Headquarters
Germany↗
Founded
2016↗
Support channels
Email, Chat, Phone↗
Pricing model
Monthly
Official website
getsurance.de

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
WikidataLinkedInTrustpilotinstagram.comtiktok.com

Pros and cons

Pros

  • Cover you can spread out: the policy runs on monthly payments rather than one bill for the year.
  • The protection runs wider than illness alone, with income protection and life cover both inside critical illness, income protection and life.
  • Help is easy to reach, with email, chat and phone in place and claims raised on email, phone and chat.
  • A named legal entity stands behind the broker, Getsurance GmbH, trading since 2016.

Cons

  • It is a broker, not an insurer (broker), so the contract you sign is with the insurer named on the policy rather than with the site you start from.
  • The cancer policy caps cover at 10,000-100,000 EUR (Krebsversicherung), which is modest against a long illness.
  • Applicants must sit inside 18-60 (entry age, Krebsversicherung) for the cancer policy, which narrows who can be covered.
Getsurance

Ready to try Getsurance?

Scored 8.9 / 10 by SumCue.

See alternatives

Who it suits

  • People in Germany taking out cancer cover inside the entry range, which runs 18-60 (entry age, Krebsversicherung).
  • Customers who would rather spread a premium across the year, since the policy runs on monthly payments.
  • Anyone who wants diagnosis, earnings and life cover sourced together, since critical illness, income protection and life lists all three.

Who should look elsewhere

  • Buyers who want the lowest starting premium in the group, since bunq starts at €0 while Getsurance starts at €4.51.
  • Anyone after a Spanish provider, with bunq Spain the Spanish option here against a firm based in Germany.
  • Customers set on a larger monthly amount, for whom Linxea from €25 fits the budget better.

Deposit protection

Getsurance is a broker, broker, and appears in the register IHK fuer Muenchen und Oberbayern (Vermittlerregister, Deutscher Industrie- und Handelskammertag e.V.) under D-VA3U-IB0YT-65. The entry records who is allowed to broker insurance in Germany. The terms of the cover itself sit with the insurer named on your policy, so read the wording there before you sign.

How Getsurance compares

Where Getsurance is available

Available
Austria, Germany
Licence in Germany
IHK fuer Muenchen und Oberbayern (Vermittlerregister, Deutscher Industrie- und Handelskammertag e.V.) (D-VA3U-IB0YT-65), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much would I pay each month?+

Premiums start at €4.51 a month, which is under the market median €8.31 for products in this family. The broker then places you with an insurer, and the price quoted depends on the cover chosen and on your age at application.

Is Getsurance an insurer or a broker?+

It is a broker, broker, run as Getsurance GmbH and based in Germany. That means it compares and arranges policies from insurers rather than carrying the risk itself, so the contract you sign is with the insurer named on the policy.

Is the firm registered?+

It appears in the register IHK fuer Muenchen und Oberbayern (Vermittlerregister, Deutscher Industrie- und Handelskammertag e.V.) under D-VA3U-IB0YT-65. That is the register German brokers are listed in, and the identifier lets you check the entry before you apply.

Can I pay monthly instead of once a year?+

Yes. The policy runs on monthly payments, which spreads a critical illness premium across the year instead of asking for it in one sum. The monthly approach is also the norm in this family, where 89% of providers let customers pay that way.

What kinds of cover are on offer?+

The range covers critical illness, income protection and life, which means a diagnosis, a loss of earnings and a death can each be covered through one provider. That keeps the policy in one place instead of separate arrangements with separate providers.

How much would the cancer policy pay out?+

The cover limit on the cancer policy runs 10,000-100,000 EUR (Krebsversicherung), and the amount you are covered for sits inside that range. Income protection, one of the types in critical illness, income protection and life, is the other option if the concern is earnings rather than a diagnosis.

How do I get help or make a claim?+

Support runs on email, chat and phone, and claims can be raised on email, phone and chat. So a question about the policy and a claim about a diagnosis can both be handled by phone, by chat or by email, depending on which route suits you at the time.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Getsurance

Getsurance

Small monthly premiums for critical illness cover in Germany.

8.9/10See alternatives