Getsafe review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Getsafe packs home, dental, life, health, travel, pet and income protection into the same app, at a starting premium of €2.90, below the €8.31 typical across the site. It suits expats and seniors who would rather pay monthly than commit a yearly sum.
Key facts
- Best for
- Expats and seniors in Germany who want several personal insurance lines handled in a single app on monthly payments.
- Premium from
- €2.90↗
- Insurance types
- Home, Dental, Life, Health, Travel, Pet, Income-protection↗
- Provider type
- Broker↗
- Monthly payments
- Yes↗
- Excess from
- €0↗
- Cover limit
- Up to 4x the official German vet fee rate↗
- Claims channels
- App, Phone, Chat↗
- Legal entity
- Getsafe Digital GmbH↗
- Headquarters
- Germany↗
- Founded
- 2015↗
- Support channels
- Email, Phone, Chat, Help-centre↗
- Audience
- Expats, Seniors
- Pricing model
- Monthly
- Official website
- hellogetsafe.com
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- LinkedInTrustpilotyoutube.com
Pros and cons
Pros
- Home, dental, life, health, travel, pet and income protection sit in the same app: home, dental and life.
- Monthly payments are the listed payment model, monthly, so cover starts without a large upfront sum.
- Support runs on email, phone and chat, giving email, phone, chat and a help centre.
Cons
- As a broker, broker, the policies are underwritten by insurers rather than by Getsafe itself.
- The starting premium of €2.90 sits mid-table, ranked 66 of the 251 brands compared.
- Claims start on app, phone and chat only, with no adviser met in person.
Who it suits
- Expats and seniors, the audience Getsafe writes for: expats and seniors.
- Households who want home, dental, life, health, travel, pet and income protection under one roof: home, dental and life.
- Anyone who prefers spreading the cost with monthly payments: monthly.
Who should look elsewhere
- People after savings rather than cover: bunq is listed at €0 and bunq Spain at €0.
- Savers building a longer term pot, who can weigh Linxea starting at €25.
Deposit protection
Getsafe works as a broker, broker, which means the policies are arranged with insurers rather than underwritten by Getsafe itself, so cover sits with the insurer named on the policy. Its entry in the German broker register, held by the Industrie- und Handelskammer Rhein-Neckar, is recorded as D-QYBT-RIQKC-30.
The company behind it
The legal entity is Getsafe Digital GmbH, founded in 2015 and headquartered in Germany. It trades as a broker, broker, and its German registration with the Industrie- und Handelskammer Rhein-Neckar is listed as D-QYBT-RIQKC-30. Support runs on email, phone and chat for questions and policy changes.
How Getsafe compares
9.1 vs 8.6
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 8.5
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9.1 vs 9.0
9.1 vs 8.7
9.1 vs 9.4
9.1 vs 9.2
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 8.7Starts at €25, well above Getsafe's €2.90, so it suits savers with a larger monthly budget.
9.1 vs 9.0
9.1 vs 8.8Listed at €0 on the same premium measure, a baseline for weighing entry cost against Getsafe's €2.90.
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 9.0
9.1 vs 8.3
9.1 vs 9.5
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9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9- 9.1 vs 8.6
9.1 vs 8.6
9.1 vs 8.5
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9.1 vs 8.3
9.1 vs 8.2- 9.1 vs 8.0
Where Getsafe is available
- Licence in Germany
- Industrie- und Handelskammer Rhein-Neckar (D-QYBT-RIQKC-30), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What kinds of insurance does Getsafe sell?+
Getsafe covers home, dental, life, health, travel, pet and income protection from the same app: home, dental and life. The business works as a broker, broker, so each policy is placed with an insurer rather than issued by one group.
What is the cheapest Getsafe policy?+
Premiums start at €2.90 for liability cover. That entry point sits below the €8.31 median premium across the site and close to the €2.92 lower quartile, placing Getsafe among the more affordable personal lines compared here. With monthly payments, monthly, the starting figure is spread across the year.
Can I pay monthly instead of yearly?+
Yes. Monthly payments are available and the listed payment model is monthly: monthly. That suits households who would rather not commit a large sum in one go, and it runs across the personal lines Getsafe sells, from liability through to pet health.
Is Getsafe regulated in Germany?+
Getsafe appears in the German broker register under the Industrie- und Handelskammer Rhein-Neckar, with the entry D-QYBT-RIQKC-30. As a broker, broker, it places cover with insurers on the market rather than carrying the risk itself.
Which company runs Getsafe?+
The legal entity behind the site is Getsafe Digital GmbH, founded in 2015 and headquartered in Germany. It operates as a broker, broker, and customers reach it through email, phone and chat.
How do I make a claim?+
Claims can be started in the app, by phone or over chat: app, phone and chat. Support adds email and a help centre on email, phone and chat, so a claim can be logged and then followed up on the same channels without visiting anyone in person.
Who is Getsafe built for?+
The stated audience is expats and seniors: expats and seniors. That shapes both the wording and the mix of policies offered, from health and dental through to pet and travel, and it is why cover is quoted and managed in an app.
Sources
- hellogetsafe.com checked September 26, 2026
Backs: Audience, Insurance types
“Expat life-moment category; Many retirees who want faster access and broader benefits choose private health”
- hellogetsafe.com/en-de checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“foundingDate: 2015, founder Christian Wiens”
- hellogetsafe.com/en-de/about checked September 26, 2026
Backs: Support channels
“Support: You already have a policy with us: Request a callback right in the app. You think about buying your first policy with us: Call us at +49 6221-3579991 (Mon-Fri, 9-5)”
- hellogetsafe.com/en-de/imprint checked September 26, 2026
Backs: Provider type
“Getsafe Broker GmbH acts as an insurance broker within the meaning of Section 34d (1) no. 2 GewO”
- hellogetsafe.com/en-de/p/liability-de checked September 26, 2026
Backs: Excess from, Pricing model, Monthly payments, Premium from
“Private Liability Insurance ... 1 with EUR 0 deductible”
- hellogetsafe.com/en-de/p/pet-health-de checked September 26, 2026
Backs: Claims channels, Cover limit
“Open the Getsafe app, start a claim, and upload the vet invoice. ... 24/7 claims service ... Chat with an expert”
- vermittlerregister.info checked September 26, 2026
Backs: Licences
Compiled from 7 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
Getsafe
Expats and seniors in Germany who want several personal insurance lines handled in a single app on monthly payments.