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FWD SG review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

FWD SG is a direct insurer built for people in Singapore who want several kinds of cover from one provider, from travel and health to home and motor. It suits households and expats who value broad cover and phone support, and travel cover reaches S$1,000,000.

Key facts

Best for
One insurer for travel, health, home, motor and life cover in Singapore.
Insurance types
Auto, Home, Renters, Landlord, Life, Critical-illness, Health, Dental, Travel, Motorcycle, Home-emergency↗
Provider type
Insurer↗
Cover limit
S$1,000,000↗
Claims channels
Mobile app, Online, Phone↗
Age range
18 to 65↗
Legal entity
FWD Singapore Pte. Ltd.↗
Headquarters
Singapore↗
Founded
2016↗
Support channels
Phone, Email, Help-centre↗
Audience
Expats
Official website
fwd.com.sg

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedInyoutube.com

Pros and cons

Pros

  • A single insurer for auto, home and renters cover, so one provider holds the lot
  • Travel claims run through mobile app, online and phone, so you can pick how to report
  • Support reaches you on phone, email and help centre
  • It is an insurer, not a broker passing the risk on

Cons

  • Its auto, home and renters spread means one company carries every risk you hold with it
  • Support runs on phone, email and help centre only, with no branch network listed
  • The expats health plans cap entry at 18 to 65, which closes the door outside that band
FWD SG

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Scored 9.1 / 10 by SumCue.

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Who it suits

  • People in SG who want personal cover from one insurer
  • Households that hold auto, home and renters cover across more than one category
  • Expat buyers looking for health cover that starts at 18 to 65

Who should look elsewhere

  • Linxea, if you only need life cover and want a narrower range
  • Oney Préstamos ES, if you want health, life and gadget options including gadget cover
  • Euroasia Insurance, if you are after auto, home and travel rather than an international health focus

The company behind it

FWD SG is the trading name of FWD Singapore Pte. Ltd., an insurer that carries risk itself rather than brokering it to another underwriter. It is based in Singapore and has operated since 2016, which puts it among the newer names in the local market. Getting hold of it runs through phone, email and help centre, and the legal entity name on your documents is the one to quote when you call.

How FWD SG compares

Where FWD SG is available

Available
Singapore

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What kinds of cover can I get from FWD SG?+

The range spans auto, home and renters. That means motor, home and renters cover sit alongside life, critical illness, health, dental and travel policies, plus motorcycle and home emergency add-ons. You can hold more than one policy with the same provider.

How high can travel cover go?+

Travel cover can reach S$1,000,000, which is the ceiling listed for the policy. The exact limit depends on the plan you pick, so the higher tiers carry the bigger number. It is the strongest single figure attached to the travel range.

How do I make a travel claim?+

Claims can go in through mobile app, online and phone. A mobile app, an online form and a phone line are all available, so you can report from the road or from home. Pick whichever suits the moment, since the channel is a choice rather than a restriction.

Who is FWD SG aimed at?+

The health plans target expats, with entry ages set at 18 to 65. Anyone outside that age band is not covered by those plans. Other lines, such as travel, home and motor, are not tied to that audience.

Is FWD SG an insurer or a broker?+

It is an insurer, so the company underwrites the policies itself rather than handing the risk to another carrier. That matters when a claim arrives, since you deal with the entity named on your document. The registered company is FWD Singapore Pte. Ltd..

Who can I contact for help?+

Contact runs through phone, email and help centre. Both a direct line and email are available, plus a help centre for written questions. The company sits in Singapore, so local hours apply when you call.

How long has FWD SG been trading?+

It has been operating since 2016, making it a relatively young name in the SG market. Newer does not mean untested, but it does mean a shorter record of handling claims through a full cycle.

Sources

  • fwd.com.sg checked September 26, 2026

    Backs: Insurance types

    “Insure and invest with our list of general and life insurance and investment products: Life & Health, Home & Maid, Motor, Travel”

  • fwd.com.sg/contact-us checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “FWD Singapore Pte. Ltd. #18-01 Suntec Tower 4 6 Temasek Boulevard Singapore 038986”

  • fwd.com.sg/corporate checked September 26, 2026

    Backs: Provider type, Founded

    “becoming one of the first insurers to offer a direct-to-consumer (DTC) platform for purchasing preferred life and general insurance products online”

  • fwd.com.sg/international-health-insurance checked September 26, 2026

    Backs: Age range, Audience

    “Your age is between 18 and 65”

  • fwd.com.sg/travel-insurance checked September 26, 2026

    Backs: Claims channels, Cover limit

    “Submit your claims within minutes with the FWD SG App ... Our dedicated claims assessor will get in touch with you”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

FWD SG

FWD SG

One insurer for travel, health, home, motor and life cover in Singapore.

9.1/10See alternatives