Farmers review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Farmers is an insurer that writes its own policies rather than brokering, spanning auto, home, renters, motorcycle, life and landlord cover from one carrier. It suits US households bundling several policy types, though listings on the site start from a median premium of €8.31 and support runs on phone only.
Key facts
- Best for
- US households wanting car, home and life cover from a single insurer.
- Insurance types
- Auto, Home, Renters, Motorcycle, Life, Landlord↗
- Provider type
- Insurer↗
- Claims channels
- Phone↗
- Legal entity
- Farmers Group, Inc.↗
- Headquarters
- United States↗
- Founded
- 1928↗
- Support channels
- Phone↗
- Official website
- farmers.com
Facts checked September 26, 2026, 2 sources
Pros and cons
Pros
- Cover runs across auto, home and renters, so car, home, renters, motorcycle, life and landlord policies sit with one group.
- It is an insurer by insurer, not a broker, so the risk stays with Farmers Group, Inc. rather than another carrier.
- A long operating history, trading since 1928 from a base in the US.
Cons
- Support runs on phone only, and claims on phone, so there is no written channel to fall back on.
- Cover stops at auto, home and renters, with no health, travel, pet or gadget policy in the list.
Ready to try Farmers?
Scored 9.2 / 10 by SumCue.
Who it suits
- Households in the US wanting car and home policies issued by the same insurer.
- Motorcycle and landlord policy holders who want auto or home cover in the same place.
- Buyers who prefer the insurer itself to a broker, since insurer is what Farmers is.
Who should look elsewhere
- Not Linxea: it covers life alone, where Farmers also writes auto, home and landlord policies.
- Not Oney Préstamos ES: health, life and gadget leaves out the car and home cover Farmers sells.
- Not EuroAsia Insurance when landlord or life cover is needed: auto, home and travel omits both, and Farmers covers them.
How Farmers compares
9.2 vs 8.6
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 8.5
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.0
9.2 vs 8.7Its health, life and gadget mix adds health and gadget cover that Farmers does not list, though it carries no car or home policies.
9.2 vs 9.4
9.2 vs 9.2
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 8.7Covers life only, so it suits buyers who want life cover on its own rather than the wider auto and home range Farmers writes.
9.2 vs 9.0
9.2 vs 8.8
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 9.0
9.2 vs 8.3
9.2 vs 9.5
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.9- 9.2 vs 8.6
9.2 vs 8.6
9.2 vs 8.5
9.2 vs 8.4
9.2 vs 8.3
9.2 vs 8.3
9.2 vs 8.2- 9.2 vs 8.0
Where Farmers is available
- Available
- United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Is Farmers an insurer or a broker?+
Farmers is an insurer, as insurer shows, and its policies are written under Farmers Group, Inc.. That matters for who carries the risk when a claim is made: the insurer itself, rather than a broker placing the policy with another provider.
What kinds of cover does Farmers sell?+
The range runs to auto, home and renters, which covers vehicles, homes, renters, motorcycles, life and landlord properties. Health, travel, pet and gadget cover do not appear in that list, so anyone wanting one of those needs a different provider.
How do I reach Farmers for help?+
Support runs on phone only, so questions are handled by phone rather than by email, live chat or a help centre. Readers who want answers in writing to compare wording or exclusions may find that narrow.
How do I make a claim with Farmers?+
Claims are handled on phone, so notifying a loss or opening a claim goes through a phone call. Support and claims share the same single channel, which makes having the policy details to hand worth keeping.
Where does Farmers operate?+
The group is headquartered in the US and has been trading since 1928, which places it outside the UK and European markets many readers shop in. Policies are issued by Farmers Group, Inc..
How do Farmers premiums compare with other listings?+
Across the insurance listings here, starting premiums sit at a median of €8.31, with a lower quartile of €2.92 and an upper quartile of €29.72. Those are comparison-wide figures, so an actual quote depends on the cover chosen.
Can I pay monthly?+
Monthly payments are common across these listings, with 89% offering that option against 11% that do not. Whether Farmers can be paid monthly comes down to the policy terms rather than the comparison page.
Which alternative should I look at instead?+
Linxea covers life, Oney Préstamos ES lists health, life and gadget and EuroAsia Insurance lists auto, home and travel. None of those mixes match the car, home, renters and landlord combination Farmers writes.
Sources
- en.wikipedia.org/wiki/Farmers_Insurance_Group checked September 26, 2026
Backs: Provider type, Founded, Headquarters, Insurance types, Legal entity
“Farmers Insurance Group (also known as Farmers) is an American insurer providing coverage for vehicles, homes and small businesses”
- farmers.com/motorcycle checked September 26, 2026
Backs: Claims channels, Support channels
“If you need to file a claim, please call 1-800-435-7764”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.