Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Updated September 29, 2026 · SumCue Editorial Team

Explorer Travel Insurance vs Income Insurance

Explorer Travel Insurance scores 8.9 and Income Insurance 9.4 out of 10. Compare their differences and shared features below.
Explorer Travel Insurance

Explorer Travel Insurance

8.9/10
Visit
Income Insurance

Income Insurance

Higher score in this comparison

9.4/10
Visit

Explorer Travel Insurance vs Income Insurance: the differences

Explorer Travel Insurance vs Income Insurance
CompareExplorer Travel InsuranceExplorer Travel InsuranceReviewVisitVisitIncome InsuranceIncome InsuranceReviewVisitVisit
Insurance typesTravelAuto, Home, Life, Health, Travel, Pet, MotorcycleCovers more
Provider typeBrokerInsurer
Excess from£0SGD 250
Claims channelsPhone, EmailPhone, Email, Online form, Mobile app, Customer portalCovers more
Age rangeSingle trip no max; annual to 79Pet insured must be at least 16 weeks old and below 9 years old at policy start
Premium fromNot confirmedSGD 0.60
Cover limitNot confirmedS$8,500 - S$27,000 maximum annual coverage per policy year (Happy Tails Pet Insurance)

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Key differences

  • Income Insurance scores higher overall: 9.4 vs 8.9.
  • Explorer Travel Insurance is available in 3 more countries.
  • Insurance types: only Income Insurance offers Auto, Home, Life.
  • Claims channels: only Income Insurance offers Online form, Mobile app, Customer portal.

Our verdict on each

Explorer Travel Insurance

Explorer Travel Insurance suits travellers who want cover arranged through a broker with support by email and phone, with excess shown as £0 and cover focused on travel in travel. Active since 2011, it keeps the range narrow while claims run through phone and email.

Read the full Explorer Travel Insurance review

Income Insurance

Income Insurance is a Singapore insurer selling auto, home, life, health, travel, pet and motorcycle cover, with a starting premium of SGD 0.60. It suits households that want several kinds of cover under one insurer, and seniors sit among the audience it names.

Read the full Income Insurance review

Score breakdown

Explorer Travel Insurance vs Income Insurance
AreaExplorer Travel InsuranceIncome Insurance
Cost9.6HigherExcess shown as £0 keeps claim cost free at point of claim.9.1Starting premium of SGD 0.60 ranks 25 of 251 brands on premium from, while pet cover carries an excess of SGD 250.
Offer8.4Cover centres on travel with age terms set out in Single trip no max; annual to 79.9.5Higher
Trust8.7Authorisation under 583108 supports clear oversight.9.5Higher

Where they rank in our lists

Explorer Travel Insurance vs Income Insurance
RankingExplorer Travel InsuranceIncome Insurance
Insurance11 of 62715 of 627
Travel insurance4 of 2788 of 278

What we checked

Explorer Travel Insurance

  • explorerinsurance.co.uk: 5 facts, checked September 29, 2026

Income Insurance

  • income.com.sg: 12 facts, checked September 26, 2026

Every fact side by side

Explorer Travel Insurance vs Income Insurance
FactExplorer Travel InsuranceIncome Insurance
AudienceNot confirmedSeniors
Legal entityNot confirmedIncome Insurance Limited
HeadquartersNot confirmedSingapore
FoundedNot confirmed1970
Support channelsNot confirmedPhone, Email, Help centre

Pros and cons

Explorer Travel Insurance

Pros

  • Travel focused range shown in travel, which keeps choice clear for holiday cover.
  • Excess from £0 is free at the starting level, which helps with small claims.
  • Support and claims by phone and email through email and phone and phone and email.

Cons

  • Cover stays limited to travel, so households wanting auto or home cover may prefer AXA.
  • Support runs on email and phone only, so travellers wanting chat help may look elsewhere.
  • Age terms in Single trip no max; annual to 79 cap annual cover, so older frequent travellers should check limits.

Income Insurance

Pros

  • One insurer handles auto, home and life.
  • Starting premiums of SGD 0.60, with the site's median starting premium at €8.31.
  • Claims can be started through phone, email and online form.

Cons

  • The pet policy starts at an excess of SGD 250, and its annual cover is capped at a set maximum.
  • The pet line under auto, home and life only begins inside a set age band, so an older animal falls outside it.
  • Pricing and cover sit in a single market, SG, and the only audience named is seniors.

Who each suits

Explorer Travel Insurance

Who it suits

  • Travellers who want travel cover arranged by a broker, unlike dealing direct with TravelSecure as insurer.
  • Travellers happy to manage policies by email and phone through email and phone, rather than chat.

Who should look elsewhere

  • Households wanting car, home or health cover as well as travel, where AXA lists wider auto, home and renters.
  • Travellers seeking life cover, where Polizza Vita con Bonus focuses on life insurance.

Income Insurance

Who it suits

  • Households in Singapore who want motor, home, life, health, travel, pet and motorcycle cover arranged with one provider.
  • Seniors, the only audience named under seniors.
  • Pet owners with a young animal who are comfortable paying SGD 250 first on a vet bill.

Who should look elsewhere

  • Readers chasing the lowest starting premium on the site, since bunq and bunq Spain list €0 and €0.
  • Anyone who needs cover in a market other than SG, for whom bunq Spain is the option here tied to a different country.

Current offers

Income Insurance

Current offer

  • Discount code

    Up to 20% off + 188,000 STAR$ on Domestic Helper Insurance: up to 20% off + 188,000 STAR$

    Promo code GDH188 at checkout for qualifying policies purchased via Income Insurance website or My Income app

    Source, checked September 26, 2026

  • Bonus

    Up to 8% cashback on first-year premium for Complete Life Secure: up to 8% cashback on first-year premium

    Purchase of an eligible Complete Life Secure plan, with Early Critical Secure rider

    Source, checked September 26, 2026

Country by country

Explorer Travel Insurance vs Income Insurance
CountryExplorer Travel InsuranceIncome Insurance
GuernseyYesNo
Isle of ManYesNo
JerseyYesNo
SingaporeNoYes
United KingdomYesNo

Questions about each

Explorer Travel Insurance

What type of cover does Explorer Travel Insurance offer?+

Explorer Travel Insurance arranges cover focused on travel, as shown in travel. It acts under broker, so policies are placed with underwriters rather than carried in house. Check policy wording for limits, exclusions and trip terms before you buy.

Who regulates Explorer Travel Insurance?+

It is authorised under 583108 by the Financial Conduct Authority. That authorisation means conduct rules apply to how products are sold and serviced. You can check the register entry before you arrange cover.

Income Insurance

What kinds of insurance does Income Insurance sell?+

Income Insurance writes auto, home and life policies, so motor, home, life, health, travel, pet and motorcycle cover all sit with one provider. It is classed as an insurer rather than a comparison site, and it operates from SG.

What is the cheapest premium?+

The advertised starting premium is SGD 0.60. The site's median starting premium is €8.31, with a lower quartile of €2.92 and an upper quartile of €29.72. Income sits in the cheaper part of that range.

Other options to compare

Explorer Travel Insurance

Visit

Income Insurance

Visit