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Updated September 28, 2026 · SumCue Editorial Team

Income Insurance vs TIPINSURE

Income Insurance scores 9.4 and TIPINSURE 9.2 out of 10. Compare their differences and shared features below.
Income Insurance

Income Insurance

Higher score in this comparison

9.4/10
Visit
TIPINSURE

TIPINSURE

9.2/10
Visit

Income Insurance vs TIPINSURE: the differences

Income Insurance vs TIPINSURE
CompareIncome InsuranceIncome InsuranceReviewVisitVisitTIPINSURETIPINSUREReviewVisitVisit
Premium fromSGD 0.60THB 699
Insurance typesAuto, Home, Life, Health, Travel, Pet, MotorcycleAuto, Home, Travel, Health, Pet, Motorcycle, Critical illness
Cover limitS$8,500 - S$27,000 maximum annual coverage per policy year (Happy Tails Pet Insurance)500,000 THB
Claims channelsPhone, Email, Online form, Mobile app, Customer portalPhone, App, Online
Age rangePet insured must be at least 16 weeks old and below 9 years old at policy start20-60, renewable to 64
Monthly paymentsNot confirmedYes
Excess fromSGD 250Not confirmed

Same on both: Provider type (Insurer).

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Key differences

  • Income Insurance scores higher overall: 9.4 vs 9.2.
  • Founded is lower at TIPINSURE: 1951 vs 1970.
  • Insurance types: only Income Insurance offers Life.
  • Insurance types: only TIPINSURE offers Critical illness.
  • Claims channels: only Income Insurance offers Email, Online form, Mobile app.
  • Claims channels: only TIPINSURE offers App, Online.
  • Support channels: only Income Insurance offers Email.
  • Support channels: only TIPINSURE offers Chat.

Our verdict on each

Income Insurance

Income Insurance is a Singapore insurer selling auto, home, life, health, travel, pet and motorcycle cover, with a starting premium of SGD 0.60. It suits households that want several kinds of cover under one insurer, and seniors sit among the audience it names.

Read the full Income Insurance review

TIPINSURE

TIPINSURE suits households in Thailand who want one insurer for auto, home, travel, health, pet, motorcycle and critical illness cover. Premiums start at THB 699 and can be paid monthly, though the price sits well back in the field. TIPINSURE Public Company Limited is an insurer founded in 1951.

Read the full TIPINSURE review

Score breakdown

Income Insurance vs TIPINSURE
AreaIncome InsuranceTIPINSURE
Cost9.1HigherStarting premium of SGD 0.60 ranks 25 of 251 brands on premium from, while pet cover carries an excess of SGD 250.8.9Monthly premiums start at THB 699 and pay monthly, but the insurer sits at 173 of 251 on price.
Offer9.5Higher9.2
Trust9.59.5

What each covers

Income Insurance vs TIPINSURE
Insurance typesIncome InsuranceTIPINSURE
AutoYesYes
HomeYesYes
LifeYesNo
HealthYesYes
TravelYesYes
PetYesYes
MotorcycleYesYes
Critical illnessNoYes

How they place

Income Insurance vs TIPINSURE
RankingIncome InsuranceTIPINSURE
Insurance15 of 62726 of 627
Health insurance5 of 20012 of 200
Car insurance3 of 27910 of 279
Home insurance4 of 25810 of 258
Travel insurance8 of 27815 of 278
Pet insurance3 of 1575 of 157

Every fact side by side

Income Insurance vs TIPINSURE
FactIncome InsuranceTIPINSURE
AudienceSeniorsNot confirmed
Pricing modelNot confirmedMonthly
Legal entityIncome Insurance LimitedTIPINSURE Public Company Limited
HeadquartersSingaporeThailand
Founded19701951Lower
Support channelsPhone, Email, Help centrePhone, Chat, Help centre

Pros and cons

Income Insurance

Pros

  • One insurer handles auto, home and life.
  • Starting premiums of SGD 0.60, with the site's median starting premium at €8.31.
  • Claims can be started through phone, email and online form.

Cons

  • The pet policy starts at an excess of SGD 250, and its annual cover is capped at a set maximum.
  • The pet line under auto, home and life only begins inside a set age band, so an older animal falls outside it.
  • Pricing and cover sit in a single market, SG, and the only audience named is seniors.

TIPINSURE

Pros

  • One insurer covers auto, home, travel, health, pet, motorcycle and critical illness: auto, home and travel
  • Monthly payments are available, not yearly only
  • Claims run on phone, app and online: phone, app and online

Cons

  • The starting premium of THB 699 ranks 173 of 251, so it is not the cheapest entry price
  • Critical illness cover limit is 500,000 THB and the entry age band is 20-60, renewable to 64, which narrows who can be covered

Who each suits

Income Insurance

Who it suits

  • Households in Singapore who want motor, home, life, health, travel, pet and motorcycle cover arranged with one provider.
  • Seniors, the only audience named under seniors.
  • Pet owners with a young animal who are comfortable paying SGD 250 first on a vet bill.

Who should look elsewhere

  • Readers chasing the lowest starting premium on the site, since bunq and bunq Spain list €0 and €0.
  • Anyone who needs cover in a market other than SG, for whom bunq Spain is the option here tied to a different country.

TIPINSURE

Who it suits

  • Households in Thailand insuring a car, home, pet and travel in one place
  • Drivers and motorcyclists who want monthly premiums rather than a yearly payment
  • Adults building health cover alongside a critical illness policy

Who should look elsewhere

  • Shoppers wanting the lowest entry premium, since the price ranks 173 of 251
  • Anyone seeking a protection scheme or deposit protection, as no scheme appears for this insurer

Current offers

Income Insurance

Current offer

  • Discount code

    Up to 20% off + 188,000 STAR$ on Domestic Helper Insurance: up to 20% off + 188,000 STAR$

    Promo code GDH188 at checkout for qualifying policies purchased via Income Insurance website or My Income app

    Source, checked September 26, 2026

  • Bonus

    Up to 8% cashback on first-year premium for Complete Life Secure: up to 8% cashback on first-year premium

    Purchase of an eligible Complete Life Secure plan, with Early Critical Secure rider

    Source, checked September 26, 2026

TIPINSURE

Current offer

  • Bonus

    TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht

    Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years

    Source, checked September 26, 2026

Country by country

Income Insurance vs TIPINSURE
CountryIncome InsuranceTIPINSURE
SingaporeYesNo
ThailandNoYes

Questions about each

Income Insurance

What kinds of insurance does Income Insurance sell?+

Income Insurance writes auto, home and life policies, so motor, home, life, health, travel, pet and motorcycle cover all sit with one provider. It is classed as an insurer rather than a comparison site, and it operates from SG.

What is the cheapest premium?+

The advertised starting premium is SGD 0.60. The site's median starting premium is €8.31, with a lower quartile of €2.92 and an upper quartile of €29.72. Income sits in the cheaper part of that range.

TIPINSURE

What does TIPINSURE actually insure?+

TIPINSURE covers auto, home, travel, health, pet, motorcycle and critical illness, listed as auto, home and travel. That range means motor, property and health needs can sit with one provider. It acts as an insurer in its own right, so policies are arranged with the company rather than through a broker.

How much does a TIPINSURE policy cost?+

The entry premium is THB 699 on the fire product. Across the site the median starting premium is €8.31 and the upper quartile reaches €29.72, so the real figure depends on the line and the risk. TIPINSURE ranks 173 of 251 on starting premium.

Other options to compare

Income Insurance

Visit

TIPINSURE

Visit