Updated September 28, 2026 · SumCue Editorial Team
Income Insurance vs Vuso UA
Income Insurance
Higher score in this comparison
Vuso UA
Where Income Insurance and Vuso UA differ
| Compare | Income InsuranceReviewVisitVisit | Vuso UAReviewVisitVisit |
|---|---|---|
| Insurance types | Auto, Home, Life, Health, Travel, Pet, Motorcycle | Auto, Travel, Health, Home, Renters |
| Excess from | SGD 250 | €0 to €50 |
| Cover limit | S$8,500 - S$27,000 maximum annual coverage per policy year (Happy Tails Pet Insurance) | Up to 3.5 million UAH (KASKO Patriot 2.0 Unlimited) |
| Claims channels | Phone, Email, Online form, Mobile app, Customer portalCovers more | Phone |
| Age range | Pet insured must be at least 16 weeks old and below 9 years old at policy start | Children aged 0-3 and adults aged 60-65 (voluntary medical insurance) |
| Premium from | SGD 0.60 | Not confirmed |
Same on both: Provider type (Insurer).
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Key differences
- Income Insurance scores higher overall: 9.4 vs 9.3.
- Founded is lower at Income Insurance: 1970 vs 2001.
- Insurance types: only Income Insurance offers Life, Pet, Motorcycle.
- Insurance types: only Vuso UA offers Renters.
- Claims channels: only Income Insurance offers Email, Online form, Mobile app.
- Support channels: only Vuso UA offers Chat.
- Audience: only Income Insurance offers Seniors.
- Audience: only Vuso UA offers Expats.
Our verdict on each
Income Insurance
Income Insurance is a Singapore insurer selling auto, home, life, health, travel, pet and motorcycle cover, with a starting premium of SGD 0.60. It suits households that want several kinds of cover under one insurer, and seniors sit among the audience it names.
Vuso UA
Vuso UA suits people seeking personal insurance from a Ukrainian insurer, particularly expats. Its broad choice of auto, travel, health, home and renters insurance makes it more versatile than Linxea, while premiums across insurance listings start at a median of €8.31.
Score breakdown
| Area | Income Insurance | Vuso UA |
|---|---|---|
| Cost | 9.1Starting premium of SGD 0.60 ranks 25 of 251 brands on premium from, while pet cover carries an excess of SGD 250. | 9.6HigherPremiums across listed insurance categories start at a median of €8.31. |
| Offer | 9.5Higher | 9.0 |
| Trust | 9.5Higher | 9.2 |
Availability and regulation
| Country | Income Insurance | Vuso UA |
|---|---|---|
| Ukraine | Not confirmed |
Additional countries for Income Insurance: 1. Additional countries for Vuso UA: 1.
How they place
| Ranking | Income Insurance | Vuso UA |
|---|---|---|
| Insurance | 15 of 627 | 21 of 627 |
| Health insurance | 5 of 200 | 10 of 200 |
| Car insurance | 3 of 279 | 9 of 279 |
| Home insurance | 4 of 258 | 9 of 258 |
| Travel insurance | 8 of 278 | 13 of 278 |
Pick Income Insurance if, pick Vuso UA if
Pick Income Insurance if offer, trust, and claims channels matter most.
Pick Vuso UA if cost matter most.
Sources behind this comparison
Income Insurance
- income.com.sg: 12 facts, checked September 26, 2026
Vuso UA
- vuso.ua: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | Income Insurance | Vuso UA |
|---|---|---|
| Audience | Seniors | Expats |
| Legal entity | Income Insurance Limited | PrAT Insurance Company VUSO |
| Headquarters | Singapore | Ukraine |
| Founded | 1970Lower | 2001 |
| Support channels | Phone, Email, Help centre | Phone, Email, Chat, Help centreCovers more |
Pros and cons
Income Insurance
Pros
- One insurer handles auto, home and life.
- Starting premiums of SGD 0.60, with the site's median starting premium at €8.31.
- Claims can be started through phone, email and online form.
Cons
- The pet policy starts at an excess of SGD 250, and its annual cover is capped at a set maximum.
- The pet line under auto, home and life only begins inside a set age band, so an older animal falls outside it.
- Pricing and cover sit in a single market, SG, and the only audience named is seniors.
Vuso UA
Pros
- Covers auto, travel, health, home and renters insurance through auto, travel and health.
- Vuso UA is an insurer rather than a broker, according to insurer.
- Customers can reach the insurer by phone, email, chat or the help centre through phone, email and chat.
Cons
- Voluntary medical insurance is limited to a stated age range covering children and older adults, not every applicant.
- The stated cover limit, Up to 3.5 million UAH (KASKO Patriot 2.0 Unlimited), belongs to a single unlimited KASKO product rather than to every Vuso UA policy.
- Premiums vary widely across the market, with listed prices running €0 to €3,431.08.
Who each suits
Income Insurance
Who it suits
- Households in Singapore who want motor, home, life, health, travel, pet and motorcycle cover arranged with one provider.
- Seniors, the only audience named under seniors.
- Pet owners with a young animal who are comfortable paying SGD 250 first on a vet bill.
Who should look elsewhere
- Readers chasing the lowest starting premium on the site, since bunq and bunq Spain list €0 and €0.
- Anyone who needs cover in a market other than SG, for whom bunq Spain is the option here tied to a different country.
Vuso UA
Who it suits
- Expats and internationally minded residents in Ukraine, matching expats, who want personal cover in one place.
- Ukrainian households looking for more than one category of cover.
- Customers who want support by phone, email, chat or a help centre through phone, email and chat.
Who should look elsewhere
- People seeking life insurance, since Linxea offers life.
- Shoppers focused mainly on gadget insurance, since Oney Préstamos ES offers health, life and gadget and Vuso UA's listed types do not include gadgets.
- People wanting a Ukrainian insurer that lists travel, home and gadget cover but no listed auto cover, unlike the range described for Euroasia Insurance by auto, home and travel.
Current offers
Income Insurance
Current offer
Discount code
Up to 20% off + 188,000 STAR$ on Domestic Helper Insurance: up to 20% off + 188,000 STAR$
Promo code GDH188 at checkout for qualifying policies purchased via Income Insurance website or My Income app
Source, checked September 26, 2026
Bonus
Up to 8% cashback on first-year premium for Complete Life Secure: up to 8% cashback on first-year premium
Purchase of an eligible Complete Life Secure plan, with Early Critical Secure rider
Source, checked September 26, 2026
Vuso UA
Current offer
Discount code
10% discount on medical travel insurance for trips abroad: 10% discount
Covers COVID-19 treatment costs, 24/7 emergency medical assistance worldwide
Source, checked September 26, 2026
Country by country
| Country | Income Insurance | Vuso UA |
|---|---|---|
| Singapore | Yes | No |
| Ukraine | No | Yes |
Questions about each
Income Insurance
What kinds of insurance does Income Insurance sell?+
Income Insurance writes auto, home and life policies, so motor, home, life, health, travel, pet and motorcycle cover all sit with one provider. It is classed as an insurer rather than a comparison site, and it operates from SG.
What is the cheapest premium?+
The advertised starting premium is SGD 0.60. The site's median starting premium is €8.31, with a lower quartile of €2.92 and an upper quartile of €29.72. Income sits in the cheaper part of that range.
Vuso UA
What kinds of insurance does Vuso UA offer?+
Vuso UA lists auto, travel and health, so cover spans vehicles, journeys, health, the home and renting arrangements. That mix is broader than the life-only line at Linxea, which lists life. One insurer can then cover several members of a household.
Is Vuso UA an insurer or a broker?+
Vuso UA is an insurer, as insurer shows, and the legal entity behind the policies is PrAT Insurance Company VUSO. Its headquarters sit in Ukraine, so the contracts are written for the Ukrainian market rather than for a UK or European customer.
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